Table of contents
How much is car insurance in Marina Del Rey?
|Area||Average Monthly Car Insurance Premium|
|Marina Del Rey||$63|
Car insurance policies across the rest of California are about $7 a month cheaper than the rates drivers pay in Marina Del Rey.
When stacked up against the national average, the average monthly policy payment for Marina Del Rey is more affordable. It's about $17 cheaper than the national average to insure your vehicle in Marina Del Rey.
While these are the average costs to insure your vehicle in Marina Del Rey, keep in mind that you could end up paying a different amount. The amount that insurance companies end up charging you is determined by a number of factors. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the bill you'll see each month.
We've broken down the average rates for Marina Del Rey to help you understand what exactly you might be asked to pay. To find out if you're overpaying for your area, just enter your ZIP Code below and find out in minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
The older you are, the more experienced you are on the roads. That experience can really work in your favor when factored into your car insurance rates. According to the table above, you can see that 18-24-year-olds pay a lot more than drivers 65 and older.
For every 10 years, you can expect to see a decrease in your monthly premium. As you get closer to retirement age, however, you may see your rates begin to go back up in Marina Del Rey.
Average Car Insurance Rates by Gender
Male drivers pay, on average. slightly more than female drivers for auto insurance. The difference in Marina Del Rey is around $10 per month. As illustrated in the table above, male drivers in the area pay about $67 on average, while female drivers pay around $57 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a tremendous impact on your car insurance rates. Those with clean records will obviously pay much less than those with infractions. Drivers in Marina Del Rey with a single accident on their record will usually see rates around $78 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $102.
Regardless of where you live, accidents, tickets, and other driving infractions can drive your monthly bill way up. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$66|
|15 Years or Older||$62|
The cheapest vehicles to insure in Marina Del Rey are by and large SUVs, with each type typically costing about $58 per month.
Truck and van drivers will see rates of about $64, while the rates for car owners average out to about $65 a month.
Depending on how old your vehicle is, you can also expect to see slightly different rates. Generally, newer vehicles are going to cost the most to insure. However, once your car is a few years old, you might start to see your rates slide back down slightly. In Marina Del Rey, the most expensive vehicles to insure are vehicles less than or equal to one-year-old and eleven-to-fourteen years old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$63|
Generally speaking, married policyholders will pay slightly less for auto insurance coverage. This can usually be attributed to their policies having multiple vehicles, a factor many companies extend special discounts for.
While single drivers normally pay more for auto insurance than married drivers do, both groups pay about the same rate in Marina Del Rey.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$126|
One other element taken into consideration is your living accommodations. Renters can expect to pay around $7 a month more than drivers who own property in Marina Del Rey. Those who live with their parents, however, can expect to pay a lot more.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your overall costs, depending on your insurance company.
Car Insurance Companies in Marina Del Rey, CA
Recent trends in car insurance for Marina Del Rey drivers
Since average rates are constantly changing, it's a smart move to research the local trends in your area before shopping for coverage.
The rates for car insurance in Marina Del Rey went up from 2016-2017, when they hit a high of $77. This pattern leveled out in 2018, when they began to decrease, and have continued to do so through the present, where policy premiums finished at $51 per month.
How does Marina Del Rey compare to neighboring areas?
Why are car insurance rates in Marina Del Rey different from other areas?
There are a lot of factors car insurance companies take into consideration when deciding how much to charge for a monthly rate. While we already mentioned the ones that affect your personal policy, others are influenced by where you live and drive. These include things like:
- Area laws
- Off-street parking availability
- Total number of drivers in the area
- Area crime rates
- Road Safety (frequency of local car accidents)
While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Different cities and towns will each have different rates, so guides like these are a handy way to get started.
How can I find the cheapest car insurance in Marina Del Rey?
Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
Don't worry, Compare.com will handle the heavy lifting for you. Put in your ZIP below, respond to a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies offering plans in Marina Del Rey.
Marina Del Rey Insurance FAQs
What factors affect car insurance quotes in Marina Del Rey?
Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your address, credit score, driving record, and marital status.
Why is the cost of car insurance in Marina Del Rey different from other neighboring cities?
Things like crime rates, parking situations, and local laws, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Marina Del Rey?
There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.
Do I need to change my insurance if I move to Marina Del Rey?
Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Marina Del Rey or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?