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How much is car insurance in Marina Del Rey?
|Area||Average Monthly Car Insurance Premium|
|Marina Del Rey||$63|
Car insurance policies across the rest of California are about $7 a month cheaper than the rates drivers pay in Marina Del Rey.
When stacked up against the national average, the average monthly policy payment for Marina Del Rey is more affordable. The average monthly payment for the United States as a whole is about $18 more expensive than in Marina Del Rey.
The price you pay may very well be higher or lower than the rates you see, but we can help explain why. There are a variety of factors that car insurance companies consider to determine how much to charge you to insure your vehicle. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
But worry not, we've done the heavy lifting and broken down the average rate for Marina Del Rey to help you understand what exactly you might be asked to pay. To find out if you're overpaying for your area, just enter your ZIP Code below and find out in minutes!
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Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It would make sense that older drivers have more driving experience, right? That experience can turn into some real savings when it comes to auto insurance rates. As you can see, 18-24-year-olds pay $32 more than someone who is retirement aged.
For every 10 years, you can expect to see a drop in your monthly premium. Once you hit retirement age, however, you may see your rates creep back up a bit in Marina Del Rey.
Average Car Insurance Rates by Gender
In general, car insurance rates for women are usually cheaper than they are for men. In Marina Del Rey, the difference comes out to about $10 per month. Looking at the table above, you can see that female drivers pay around $57 on average, while male drivers typically pay $67 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records will pay lower rates than those with accidents or violations. Drivers in Marina Del Rey with a single accident will pay around $75 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $81.
Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. So, if cheaper car insurance is important to you, keep your record clean and drive safe.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$69|
|15 Years or Older||$62|
In terms of affordable coverage, the cheapest vehicles to insure in Marina Del Rey are by and large SUVs, at $60 per month.
Car owners, on the other hand, usually pay around $64 a month, while truck and van drivers can expect to pay about $61 per month for auto insurance.
You can also expect to see slightly different rates depending on how old your vehicle is. Generally, newer vehicles are going to be the most expensive to insure. Once your car is a few years old, however, your monthly bill may start to dip back down. The most expensive vehicles to insure in Marina Del Rey are vehicles less than one year old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$64|
Overall, car insurance is slightly cheaper for married policyholders. This occurs because insurance companies commonly offer special discounts to policyholders with multiple vehicles that are on the same policy.
While married drivers normally pay less than single drivers, in Marina Del Rey both groups pay about the same rate.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$126|
Another factor that comes into play is your living accommodations. If you rent your home or apartment, expect to pay around $8 a month more than drivers who own property in Marina Del Rey. Those who live with their parents, however, can expect to pay a lot more.
Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your average costs, depending on your insurance company.
Car Insurance Companies in Marina Del Rey, CA
Recent trends in car insurance for Marina Del Rey drivers
Since average rates are constantly changing, it's a smart move to research the local trends in your area before shopping for coverage.
In Marina Del Rey, the rates for car insurance dropped from 2017-2020, when they hit a low of $58. Policy premiums started to rise in 2021, and this pattern has continued through 2022, when rates have most recently reached $72.
How does Marina Del Rey compare to neighboring areas?
Why are car insurance rates in Marina Del Rey different from other areas?
When considering how much to charge for an insurance policy, car insurance companies will evaluate a number of factors. The price of your insurance policy will depend largely on where you live and will be influenced by things such as:
- Prevalence of crime
- Road safety
- Community laws
- Availability of off-street parking
- Amount of drivers in the area
It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Different towns and cities will all have different average rates, so guides like these are a great place to get started.
How can I find the cheapest car insurance in Marina Del Rey?
Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.
But hold on! Compare.com will handle the heavy lifting for you. Just type in your ZIP below, respond to a few questions, and you'll be comparing the cheapest quotes from dozens of car insurance companies that offer plans in Marina Del Rey.
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Marina Del Rey Insurance FAQs
What factors affect car insurance quotes in Marina Del Rey?
Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your vehicle's year, make and model, as well as your driving record, credit score, address, and marital status.
Why is the cost of car insurance in Marina Del Rey different from other neighboring cities?
Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like parking situations, crime rates, and local laws when calculating your quote -- all of which can change from city to city.
Which car insurance company will offer me the cheapest rate in Marina Del Rey?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to Marina Del Rey?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Marina Del Rey or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?
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