Marysville, CA Car Insurance

Are rates in Marysville higher or lower than those in neighboring areas? How do they compare to the rest of California? What should residents of Marysville expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:

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How much is car insurance in Marysville?

Based on the above chart, auto insurance policies in Marysville are about $11 a month cheaper than in the rest of California.

Likewise, car insurance rates in Marysville are often favorable when viewed against the rest of the country. Auto insurance coverage in Marysville is about $36 cheaper than it is for the rest of the United States.

Although these are the average rates for auto insurance in Marysville, that doesn't mean it's exactly what you'll pay. There are a number of factors that determine how much insurance companies might charge you for your insurance policy. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly premium.

Don't worry, we've done the work for you and broken down the average rates for Marysville to help you understand what your monthly premium might be. And if you think you might be overpaying for insurance, simply enter your ZIP Code below to learn more about rates in your area!

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Average Car Insurance Rates by Age

Generally speaking, the older you are, the more experience you have driving, right? That experience can really work in your favor when factored into your car insurance rates. As you can see, 18-24-year-olds pay significantly more than drivers 65 and older.

For every 10 years, you can expect to see a drop in your monthly premium. Drivers in Marysville may see their rates begin to increase again once they hit retirement age.

Average Car Insurance Rates by Gender

In general, women pay slightly less for car insurance than men. The difference in Marysville is about $4 per month. As you can see in the chart above, car insurance for women in the area typically costs around $44 each month, while men pay $48 on average.

Average Auto Insurance Rates by Driving Record

Rates can vary wildly depending on your driving record. A clean driving record will get you a lower rate than one with even just a single accident or infraction. In Marysville, a driving record with a single accident will usually get you a rate around $56 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $52.

Accidents, tickets, and other driving infractions can cost you some serious cash. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

The most affordable vehicles to insure in Marysville are typically trucks and vans, which run about $39 per month.

Car owners will see a monthly rate of about $47, while SUV owners usually pay around $41 a month.

Your vehicle's age has an impact on the cost of your policy as well. Generally, newer vehicles are going to cost the most to insure. However, your rates may start to decrease if your car is close to 5 years old. In Marysville, vehicles six-to-seven years old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Generally speaking, married policyholders will pay slightly less for car insurance. This usually boils down to owners having multiple vehicles on the same policy, something that will often get you a discount.

Although single drivers normally pay more for auto insurance than married couples do, the rates for both groups in Marysville are about the same.

Average Car Insurance Rates by Housing Situation

One other element taken into consideration is your living accommodations. Homeowners in Marysville can expect to pay around $2 a month less than those who rent. But if you live with your parents, your rates will be significantly higher.

That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your car insurance premiums.

Car Insurance Companies in Marysville, CA

Recent trends in car insurance for Marysville drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before choosing an insurance policy.

In Marysville, car insurance rates had been increasing from 2017-2018, when they hit a high of $52. This shifted in 2019, when car insurance rates started to decrease. They reached a low of $40 in 2020, and finished at $42 in 2022.

How does Marysville compare to neighboring areas?

Why are car insurance rates in Marysville different from other areas?

When considering how much to charge for coverage, car insurance companies will review a variety of factors. While we already talked about the ones that affect your personal policy, others are based around where you live. These include things like:

• Regional crime rates
• Area regulations
• Amount of drivers in the area
• Road Safety (how many accidents each locality has)
• Off-street parking availability

You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in Marysville?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

But wait! Compare.com does all of that work for you. Simply enter your ZIP below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from a number of the car insurance companies that offer plans in Marysville.

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Marysville Insurance FAQs

What factors affect car insurance quotes in Marysville?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Marysville different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like crime rates, local laws, and parking situations when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Marysville?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Marysville?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Marysville or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?