Mission Hills, CA Car Insurance

On average, Mission Hills drivers pay a monthly average rate of around $73 for their car insurance. To learn more about car insurance rates in the Mission Hills area, read our guide below.
What rates should residents of Mission Hills expect to pay for their car insurance? How does Mission Hills compare to the surrounding area and the rest of California? Find the average cost breakdowns and determining factors in the charts and writeups below:  

How much is car insurance in Mission Hills?

Area Average Monthly Car Insurance Premium
Mission Hills$73
CA$56
United States$80

As you can tell from the chart above, the cost of coverage in Mission Hills is about $17 a month more expensive than the rest of California.

Drivers relocating from out of state may enjoy some cost savings in Mission Hills. The average monthly payment in Mission Hills is about $7 less than the rate for the rest of the U.S.

While these numbers are the average rates for auto insurance in Mission Hills, that doesn't mean it's what you'll pay. Insurance companies weigh a variety of factors when determining how much to charge you for car insurance. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect your policy's monthly price.

Don't worry, we've done the work for you and broken down average rates for Mission Hills to help you get a more accurate idea of what you'll be charged for your policy. To find out if you're getting the cheapest rate, just enter your ZIP below and find out in minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$94
25-34$66
35-44$55
45-54$59
55-64$73
65+$68

Generally, the older you are the more experienced you are behind the wheel, right? When it comes to auto insurance premiums, that experience pays off. According to the table above, you can see that 18-24-year-olds pay a lot more than drivers 65 and older.

You can expect to see your monthly premium drop every 10 years or so. Mission Hills drivers may see their rates begin to increase again once they hit retirement.

Average Car Insurance Rates by Gender

Gender Average
Male$69
Female$78

Although women typically pay less than men do for auto insurance, this is not the case in Mission Hills, where female drivers pay around $9 more a month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$98
Multiple Accidents$121
1 Ticket$130
Multiple Tickets$124

Depending on your driving record, your rates can vary wildly. Drivers with clean records will pay much lower rates than those with accidents or violations. The rate for drivers in Mission Hills with a single accident on their record is about $98 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $130 on average.

Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. In order to keep your monthly bill down and get the cheapest car insurance possible, keep your record clean and drive safely.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$84
2-3 Years$66
4-5 Years$49
6-7 Years$82
8-10 Years$72
11-14 Years$73
15 Years or Older$76

According to the first table above, SUVs are by and large the cheapest vehicles to insure in Mission Hills, with drivers paying around $65 per month for auto insurance coverage.

Truck and van drivers will see rates of about $85, while the rates for car owners average out to about $73 per month.

You may also see different rates based on the age of your vehicle. Generally, newer vehicles are going to be the most expensive to insure. Once your car is close to 5 years old however, your rates may start to dip back down a bit. In Mission Hills, the most expensive vehicles to insure are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$76
Married$57
Divorced$73
Widowed$64

On average, those who have settled down into marriage will pay slightly less for auto insurance. This occurs because insurance companies commonly extend special discounts to policyholders with multiple vehicles that are on the same policy.

According to the table above, the difference in rates based on relationship status in Mission Hills can be as much as $19 a month, so it's worth taking into consideration.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$69
Rent$73
Live with parents$81

Your housing situation is another factor that affects your monthly rate. If you rent your home or apartment in Mission Hills, expect to pay around $4 a month more than if you are a homeowner. Those who live with their parents, however, can expect to pay a lot more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your car insurance premiums.

Car Insurance Companies in Mission Hills, CA

Recent trends in car insurance for Mission Hills drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before choosing an insurance policy.

In Mission Hills, the rates for car insurance had been decreasing from 2016-2018, before leveling out in 2019. Car insurance rates finished up in 2021, at $68 a month

How does Mission Hills compare to neighboring areas?

Why are car insurance rates in Mission Hills different from other areas?

Car insurance companies take in several factors when deciding how much individual insurance policies will cost. Where you live will also have a significant impact on your personal policy. This may include things like:

  • Total number of drivers in the community
  • Prevalence of crime
  • Local regulations
  • Off-street parking availability
  • Frequency of car accidents

Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in Mission Hills?

In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.

But hold on! Compare.com does all of that work for you. Enter your ZIP Code below, answer a few questions related to the factors we outlined above, and you'll be comparing the cheapest quotes from a number of the car insurance companies offering policies in Mission Hills.

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Mission Hills Insurance FAQs

What factors affect car insurance quotes in Mission Hills?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your address, credit score, driving record and marital status, as well as your vehicle's year and make and model.

Why is the cost of car insurance in Mission Hills different from other neighboring cities?

Things like local laws, parking situations, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Mission Hills?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Mission Hills?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Mission Hills or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.

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