Newbury Park, CA Car Insurance

What rates can residents of Newbury Park expect to pay for their car insurance? How do rates in Newbury Park measure up compared to neighboring areas, including California as a whole? Find the average cost breakdowns and determining factors in the charts and writeups below:

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How much is car insurance in Newbury Park?

Auto insurance policies in Newbury Park are about $6 a month more expensive than the rest of California.

If you're thinking of moving to Newbury Park from out of state, you may still be in luck. You can expect to pay about $19 less for your policy in Newbury Park than in the rest of United States.

While these are the average car insurance rates for Newbury Park, you could end up paying something different. Insurance companies weigh a variety of factors when determining how much to charge you for car insurance. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.

Don't worry, we've done the work for you and broken down average rates for Newbury Park to help you get a more accurate idea of what you'll be charged for your policy. And if you think you might be overpaying for insurance, simply enter your ZIP Code below to learn more about rates in your area!

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Average Car Insurance Rates by Age

It would make sense that older drivers have more driving experience, right? When it comes to auto insurance rates, that experience can help put some change back into your pocket. As you can see, 18-24-year-olds pay significantly more than drivers 65 and older.

Every ten years or so you can expect to see a decline in your monthly premium. That said, once you hit retirement age, your rates may creep back up a bit in Newbury Park.

Average Car Insurance Rates by Gender

Car insurance rates for female drivers are usually cheaper than those for male drivers. This rings true in Newbury Park, where women pay around $11 less per month than men. As you can see in the table above, female drivers in the area typically pay $54 on average, while female drivers typically pay $65 each month.

Average Auto Insurance Rates by Driving Record

Depending on your driving record, your rates can vary quite a lot. Drivers who avoid accidents and tickets will pay much lower rates than those with infractions. In Newbury Park, a driving record with one accident will usually get you a rate around $81 a month. Likewise, drivers with one ticket will be looking at a rate of around $113 a month on average.

Accidents, tickets, and other driving infractions can really add up when it comes to how much you pay. So, if you're looking for cheap car insurance, drive carefully and keep a clean record.

Average Insurance Rates by Vehicle

The most affordable vehicles to insure in Newbury Park are by and large SUVs, which run about $59 per month.

The insurance premium for car, truck, and van owners in Newbury Park, however, usually comes out to about $62 per month.

You can also expect to see slightly different rates depending on your vehicle's age. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old, you may start to see your monthly premium decrease. The most expensive vehicles to insure in Newbury Park are vehicles six-to-seven years old.

Average Car Insurance Rates by Relationship Status

On average, people who are married will pay slightly less to insure their vehicle. This can usually be attributed to their policies having multiple vehicles, a factor some companies will reward with discounts.

On a national scale, single drivers typically pay more than married couples do for auto insurance. Newbury Park is no exception, with the difference totaling to around $14 a month.

Average Car Insurance Rates by Housing Situation

Your living accommodations is another factor that affects your monthly rate. In Newbury Park, homeowners can expect to pay around $5 a month less than those who rent. But those who live at home with their parents can expect to pay significantly more.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your average premiums, depending on your insurance company.

Car Insurance Companies in Newbury Park, CA

Recent trends in car insurance for Newbury Park drivers

The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area when deciding when and where to shop.

The rates for auto insurance in Newbury Park dropped from 2017-2018, before steadying out in 2019. Policy premiums decreased again recently, hitting a low of $47 in 2022.

How does Newbury Park compare to neighboring areas?

Why are car insurance rates in Newbury Park different from other areas?

Car insurance companies look at numerous factors when they're figuring out how much to charge for a policy. Where you live will also have a significant impact on your personal policy. This may include things like:

• Total amount of drivers in the community
• Off-street parking access
• Community regulations
• General road safety (how many accidents each locality has)
• Local crime rates

It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Newbury Park?

While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Fortunately, Compare.com does all of that work for you. Just put in your ZIP below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from several of the car insurance companies that offer plans in Newbury Park.

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Newbury Park Insurance FAQs

What factors affect car insurance quotes in Newbury Park?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your credit score, address, marital status and driving record.

Why is the cost of car insurance in Newbury Park different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, parking situations, and crime rates -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Newbury Park?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Newbury Park?

Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Newbury Park or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?