Table of contents
How much is car insurance in Pomona?
|Area||Average Monthly Car Insurance Premium|
As you can see in the chart above, it costs about the same to insure your vehicle in Pomona as it does in the rest of California.
Drivers relocating from out of state may enjoy some cost savings in Pomona. Car insurance rates for the United States as a whole are, on average, $22 more expensive than the rates you'd pay in Pomona.
Although these are the average rates for auto insurance in Pomona, that doesn't mean it's exactly what you'll pay. There are a number of factors that determine how much insurance companies might charge you for your insurance policy. Age, gender, vehicle make and model, driving record, and in some cases, your credit score, are all taken into consideration when calculating the final dollar amount you'll be asked to pay each month.
Don't worry, we've done the work for you and broken down the average rate for Pomona to help you understand what your monthly premium might be. To find out if you're getting the cheapest rate, just enter your ZIP Code below and find out in minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It makes sense that older drivers would have more experience behind the wheel. When it comes to car insurance bills, that experience can help put some change back into your pocket. As you can see, 18-24-year-olds pay significantly more than someone who is retirement aged.
For every ten years older you get, you can expect to see a drop in your monthly premium. You may see your rates creep back up once you hit retirement age in Pomona.
Average Car Insurance Rates by Gender
Although women typically pay less than men do for auto insurance, this is not the case in Pomona, where female drivers pay around $4 more per month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records will pay lower rates than those with accidents or violations. In Pomona, drivers with one accident on their record will experience rates around $66 a month. In addition, drivers with a single ticket on their record can expect to pay around $95 a month on average.
Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$66|
|15 Years or Older||$59|
In Pomona, the cheapest vehicles to insure are usually trucks and vans, with drivers paying around $49 per month for insurance coverage.
Car owners can expect to pay an average of around $60 a month for their policy, while SUVs usually cost around $55 a month to insure.
You may also see different rates based on how old your vehicle is. Overall, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old, you may start to see your monthly premium drop back down. In Pomona, the most expensive vehicles to insure are vehicles less than one year old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$60|
Generally, those who have settled down into marriage will pay slightly less for auto insurance coverage. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.
The difference in rates based on relationship status in Pomona can be as much as $9 a month, so it's worth keeping that in mind.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$75|
Your housing status is another factor that affects your monthly rate. Renters can expect to pay around $6 a month more than those who own their own home in Pomona. But if you live with your parents, your rates will be significantly higher.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your overall costs, depending on your insurance company.
Car Insurance Companies in Pomona, CA
Recent trends in car insurance for Pomona drivers
Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing your car insurance policy.
The rates for auto insurance in Pomona rose from 2016-2017, but started to turn downward from 2020-2021 -- when they hit a low of $46.
How does Pomona compare to neighboring areas?
Why are car insurance rates in Pomona different from other areas?
There are many factors car insurance companies take into consideration when figuring out how much to charge for coverage. The specifics of your home address will have an impact on your personal policy. This might include things like:
- Local crime rates
- Off-street parking access
- Total amount of drivers in the area
- Frequency of car accidents
- Community laws
Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Each area will have different rates. Guides like these are a wonderful place to get started.
How can I find the cheapest car insurance in Pomona?
While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
But hold on! Compare.com can handle all of this for you. Just put in your ZIP below, answer a few questions related to the factors we outlined above, and you'll be quickly comparing the cheapest quotes from numerous car insurance companies that offer coverage in Pomona.
Pomona Insurance FAQs
What factors affect car insurance quotes in Pomona?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your gender and age, but also factors like your driving record, credit score, address and marital status, as well as your vehicle's year and make and model.
Why is the cost of car insurance in Pomona different from other neighboring cities?
Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like parking situations, crime rates, and local laws when calculating your quote -- all of which can change from city to city.
Which car insurance company will offer me the cheapest rate in Pomona?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Pomona?
Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Pomona or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?