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How much is car insurance in Woodland Hills?
|Area||Average Monthly Car Insurance Premium|
You can see in the chart above that it's around $18 a month more expensive to insure your vehicle in Woodland Hills than it is in the rest of California.
On the flip side, car insurance rates in Woodland Hills are often favorable when viewed against the rest of the country. Auto insurance coverage in Woodland Hills is about $7 cheaper than it is for the rest of the U.S.
While these numbers represent the average monthly payments for coverage in Woodland Hills, that doesn't mean it's what you'll pay. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.
But worry not, we've done the heavy lifting and broken down the average rate for Woodland Hills to help you understand what exactly you might be asked to pay. And if you think you might be overpaying for insurance, simply enter your ZIP below to learn more about rates in your area!
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Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
The older you are, the more experienced you are on the roads. That experience can lead to some serious savings when it comes to car insurance premiums. As you can see, 18-24-year-olds pay $44 more than drivers of retirement age.
For every 10 years, you can expect to see a decrease in your monthly premium. Drivers in Woodland Hills may see their rates creep back up a bit once they hit retirement.
Average Car Insurance Rates by Gender
Although female drivers pay, on average, less than male drivers to insure their car, Woodland Hills actually defies this trend. While female drivers pay $77 a month for auto insurance coverage, males only pay about $73.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Rates can vary wildly depending on your driving record. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. The rate for drivers in Woodland Hills with a single accident on their record is about $75 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $110 on average.
Accidents, tickets, and other driving infractions can cost you some serious cash. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$71|
|15 Years or Older||$80|
If you look at the first table above, the cheapest vehicles to insure in Woodland Hills are typically cars, at $72 per month.
SUV owners, on the other hand, by and large pay around $82 per month, while truck and van drivers can expect to pay about $79 a month for car insurance.
The age of your vehicle also plays a role in your monthly payment. Generally, newer vehicles are going to cost the most to insure. However, your rates may start to decrease if your car is close to 5 years old. The most expensive vehicles to insure in Woodland Hills are vehicles six-to-seven years old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$76|
Overall, married policyholders will pay slightly less for insurance coverage. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.
According to the table above, the difference in rates based on relationship status in Woodland Hills can be as much as $7 a month, so it's worth taking into consideration.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$107|
One other element taken into consideration is your living accommodations. Renters can expect to pay around $8 a month less than homeowners in Woodland Hills. Those who live with their parents, however, can expect to pay a lot more.
If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your car insurance premiums, depending on your insurance company.
Car Insurance Companies in Woodland Hills, CA
Recent trends in car insurance for Woodland Hills drivers
The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area when choosing your car insurance policy.
Car insurance rates in Woodland Hills had been increasing from from 2017-2018, when they reached a high of $95. This changed in 2019, when insurance rates began to decrease. They hit a low of $65 in 2020, and finished down in 2022, at $71.
How does Woodland Hills compare to neighboring areas?
Why are car insurance rates in Woodland Hills different from other areas?
There are many factors car insurance companies take into consideration when figuring out how much to charge for a monthly rate. While we already mentioned the ones that affect your personal policy, others are influenced by your home address. These include things like:
- Number of car accidents
- Total number of drivers
- Prevalence of crime
- Off-street parking access
- Area regulations
While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Get started with a guide like this to get familiar with the average rates of your area.
How can I find the cheapest car insurance in Woodland Hills?
While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Fortunately, Compare.com does all of that work for you. Put in your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies offering plans in Woodland Hills.
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Woodland Hills Insurance FAQs
What factors affect car insurance quotes in Woodland Hills?
Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your age and gender, but also factors like your driving record, credit score, address, and marital status.
Why is the cost of car insurance in Woodland Hills different from other neighboring cities?
Things like local laws, parking situations, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Woodland Hills?
Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Woodland Hills?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Woodland Hills or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?
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