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How much is car insurance in Burleson?
|Area||Average Monthly Car Insurance Premium|
According to the chart above, the rates you'll pay for coverage in Burleson are about the same as what you would pay anywhere else in Texas.
When stacked up against the national average, the average monthly policy payment for Burleson is more affordable. It's about $15 cheaper to insure your vehicle in Burleson compared to the average rate for the United States as a whole.
Although these are the average monthly costs for an auto insurance policy in Burleson, that doesn't mean it's exactly what you'll pay. The monthly rate that insurance companies end up charging you is determined by a variety of factors. The bill you'll see each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
Don't sweat it however, we've broken down average rates for Burleson residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. If you think you might be overpaying for insurance in your area, enter your ZIP Code below and find out!
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Burleson Car Insurance Rates by Age
|Age Range||Average Premium|
|45-54||Not Enough Data|
It would make sense that older drivers have more driving experience, right? When it comes to car insurance premiums, that experience can really pay off. According to the table above, you can see that 18-24-year-olds pay $61 more than drivers 65 and older.
For every 10 years, you can expect to see a decrease in your monthly premium. Once you hit retirement age, however, you may see your rates creep back up a bit in Burleson.
Burleson Car Insurance Rates by Gender
Car insurance rates for men are usually slightly more expensive than they are for women. The difference in Burleson is about $11 per month. As illustrated in the table above, male drivers in the area pay about $71 on average, while female drivers pay around $60 each month.
Burleson Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Rates can change drastically depending on your driving record. Those with fewer accidents and tickets will pay significantly less than those with multiple infractions, while those with clean driving records will obviously pay the least. In Burleson, having a single accident on your record will usually get you rates around $81 a month. In addition, drivers with one ticket can expect to pay around $78 a month on average.
Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.
Burleson Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$59|
|15 Years or Older||$66|
As you can see in the first table above, the cheapest vehicles to insure in Burleson are usually SUVs, which run about $60 per month.
Truck and van drivers will see rates of about $63, while the rates for car owners average out to about $68 a month.
The age of your vehicle has an impact on the cost of your policy as well. Generally, newer vehicles are going to be the most expensive to insure. Once your car is a few years old however, your rates may start to dip back down a bit. In Burleson, the most expensive vehicles to insure are vehicles two-to-three years old and eight-to-ten years old.
Burleson Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$74|
More often than not, people who are married will pay slightly less for insurance coverage. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies offer special discounts for.
At a national level, married drivers usually pay less than single drivers for auto insurance. This holds true for Burleson as well, where the difference is around $26 a month.
Burleson Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$86|
Your living accommodations is another component of how insurance companies calculate your monthly rate. In Burleson, homeowners can expect to pay around $10 a month less than those who rent. Those who live with their parents, however, can expect to pay a lot more.
Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your car insurance premiums.
Car Insurance Companies in Burleson, TX
Recent trends in car insurance for Burleson drivers
Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.
The rates for car insurance in Burleson increased from 2017-2018, but started to turn downward from 2019-2020 -- when they hit a low of $51. Policy premiums finished down in 2022 at $66 per month.
How does Burleson compare to neighboring areas?
Why are car insurance rates in Burleson different from other areas?
When considering how much to charge for coverage, car insurance companies will review a variety of factors. The specifics of your home address will have an impact on your personal policy. This might include things like:
- Road safety
- Access to off-street parking
- Total amount of drivers in the community
- Rate of crime
- Area regulations
A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.
How can I find the cheapest car insurance in Burleson?
While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
But hold on! Compare.com does all of that work for you. Just punch in your ZIP below, answer a few questions related to the factors we outlined above, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies offering auto coverage in Burleson.
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Burleson Auto Insurance FAQs
What factors affect car insurance quotes in Burleson?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your marital status, credit score, address, and driving record.
Why is the cost of car insurance in Burleson different from other neighboring cities?
Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like crime rates, parking situations, and local laws when calculating your quote -- all of which can change from city to city.
Which car insurance company will offer me the cheapest rate in Burleson?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Burleson?
Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Burleson or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.
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