+120 more*These quotes are from Compare.com users in and around Corpus Christi, Texas within the last 10 days. Updated on October 15, 2026
*These quotes are from Compare.com users in and around Corpus Christi, Texas within the last 10 days. Updated on October 15, 2026
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Danny Smith is a licensed property and casualty insurance agent who has written for Compare.com since 2024. A former insurance editor, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.
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10+ years writing and editing insurance content
Published in Washington Post, LA Times, and more
Nick leads Compare.com's editorial team in creating helpful, easy-to-understand content about insurance and personal finance.
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Triple-I's media relations director
20+ years in insurance
Mark serves as a national spokesman for Triple-I. An insurance expert, he's an impartial, independent reviewer for Compare.
Updated
State Farm and Progressive are the two cheapest car insurance companies in Corpus Christi, TX, with average monthly minimum-coverage rates of $65 and $86, respectively.
Car insurance rates in Corpus Christi average $132 monthly for liability-only coverage and $219 for full coverage.
For value, customer service, and claims handling, State Farm and Mile Auto are among the best car insurance companies for Corpus Christi drivers.
Your car insurance rates depend on multiple factors, including ones specific to you as a driver and to where you live. Learning about the average rates for drivers whose profiles are similar to yours can help you get an idea of what you might expect to pay for car insurance in Corpus Christi, Texas.
Here are the cheapest insurers in Corpus Christi for different types of drivers and coverage options:
Driver or Coverage Type | Cheapest Insurer |
|---|---|
| State-minimum coverage | State Farm |
| Full coverage | State Farm |
| Teens | State Farm |
| Seniors | State Farm |
| Drivers with a speeding ticket | State Farm |
| Drivers with an at-fault accident | State Farm |
| Drivers with a DUI | State Farm |
| Drivers with excellent credit | State Farm |
| Drivers with poor credit | State Farm |
With an average rate of $175 per month, you may want to shop around for cheaper options. Fortunately, there are many excellent, affordable options available in Corpus Christi.
The table below highlights the cheapest car insurance companies in Corpus Christi and their average monthly premiums, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| State Farm | $65 |
| Progressive | $86 |
| Mile Auto | $89 |
| GEICO | $95 |
| USAA | $115 |
| First Acceptance | $116 |
| Alinsco | $121 |
| Mercury | $121 |
| The General | $121 |
| GAINSCO | $124 |
| Lone Star | $126 |
| Commonwealth Casualty | $130 |
| Covercube | $131 |
| Bristol West | $136 |
| Root | $137 |
| AssuranceAmerica | $144 |
| Dairyland | $144 |
| Sun Coast | $145 |
| Mendota | $146 |
| Allstate | $148 |
| Excepsure | $149 |
| Safeco | $150 |
| Direct Auto | $152 |
| Clearcover | $153 |
| Loop | $157 |
| Elephant | $158 |
| National General | $162 |
| Trexis One | $188 |
| Chubb | $196 |
| Insurify Car | $202 |
| 21st Century | $225 |
| Hugo | $229 |
| Liberty Mutual | $249 |
State Farm leads the way with an average monthly premium of just $65. That being said, it might not be the cheapest car insurance company for you since each driver has a different driving profile and so many factors affect your personal rates.
The best company for you depends on various driving characteristics, such as your age, driving record, ZIP code, and even your credit history. These factors can cause rates to vary drastically, as insurers weigh them differently when setting rates.
Keep reading to learn which insurers are best for different types of drivers in Corpus Christi.
Category | Price |
|---|---|
| $78 | 3.7% |
| $97 | 5.6% |
| $115 | 7.0% |
| $134 | 7.5% |
| $153 | 8.4% |
| $172 | 8.4% |
| $190 | 7.6% |
| $209 | 7.5% |
| $228 | 6.8% |
| $246 | 6.1% |
| $265 | 5.2% |
| $284 | 4.8% |
| $302 | 4.2% |
| $321 | 3.5% |
| $340 | 3.2% |
| $359 | 2.8% |
| $377 | 2.3% |
| $396 | 2.1% |
| $415 | 1.8% |
| $433 | 1.6% |
Most Corpus Christi drivers own their vehicles outright, Compare data shows. That means they have the option to buy just liability car insurance coverage instead of full coverage. Liability-only policies are usually cheaper than full coverage since they pose less of a loss risk to insurers.
The average cost of liability-only coverage in Corpus Christi is $132 per month.
If you’re thinking of buying liability-only insurance, keep in mind the Texas state-required minimums might not be enough financial protection if you cause an accident. The chart below shows the cheapest car insurance companies for liability insurance in Corpus Christi, according to our data.
Company | Average Monthly Premium |
|---|---|
| State Farm | $65 |
| Progressive | $86 |
| Mile Auto | $89 |
| GEICO | $95 |
| USAA | $115 |
| First Acceptance | $116 |
| Alinsco | $121 |
| Mercury | $121 |
| The General | $121 |
| GAINSCO | $124 |
| Lone Star | $126 |
| Commonwealth Casualty | $130 |
| Covercube | $131 |
| Bristol West | $136 |
| Root | $137 |
| AssuranceAmerica | $144 |
| Dairyland | $144 |
| Sun Coast | $145 |
| Mendota | $146 |
| Allstate | $148 |
| Excepsure | $149 |
| Safeco | $150 |
| Direct Auto | $152 |
| Clearcover | $153 |
| Loop | $157 |
| Elephant | $158 |
| National General | $162 |
| Trexis One | $188 |
| Chubb | $196 |
| Insurify Car | $202 |
| 21st Century | $225 |
| Hugo | $229 |
| Liberty Mutual | $249 |
Texas requires all drivers to have liability insurance. You must have at least the following coverage limits to legally drive in the state:
$30,000 of bodily injury liability coverage per person
$60,000 of bodily injury liability coverage per accident
$25,000 of property damage liability coverage per accident
This is commonly known as 30/60/25 coverage. It’s also worth noting that while you don’t have to buy personal injury protection or uninsured motorist coverage, Texas requires insurers to automatically include these coverages in all policies. If you don’t want them, you can opt out in writing.
Full-coverage car insurance provides much more financial protection than a liability-only policy. Full coverage typically includes collision and comprehensive coverage in addition to liability. These added coverages pay for repairs to your vehicle after an accident or non-collision incident.
Collision coverage pays if you collide with another vehicle or an object like a tree. Comprehensive pays for things like hail damage. But that added protection comes at a cost — it also costs much more than liability insurance.
In Corpus Christi, full-coverage policies cost an average of $219 per month.
Texas doesn’t require you to have full coverage, but if you have a loan or lease on your car, your lender will. Even so, it’s typically a good idea to have full coverage, as it can save you hundreds or even thousands if you cause an accident.
The chart below highlights the cheapest car insurance companies in Corpus Christi for full coverage, according to our data.
Company | Average Monthly Premium |
|---|---|
| State Farm | $122 |
| Progressive | $155 |
| Mercury | $196 |
| GEICO | $198 |
| Mile Auto | $200 |
| USAA | $217 |
| Allstate | $219 |
| Safeco | $222 |
| Root | $226 |
| Direct Auto | $237 |
| GAINSCO | $237 |
| Alinsco | $242 |
| Elephant | $246 |
| Clearcover | $248 |
| AssuranceAmerica | $257 |
| Bristol West | $259 |
| The General | $261 |
| National General | $268 |
| Commonwealth Casualty | $278 |
| Mendota | $278 |
| First Acceptance | $286 |
| Lone Star | $288 |
| Covercube | $292 |
| Sun Coast | $292 |
| Loop | $294 |
| Dairyland | $330 |
| Liberty Mutual | $355 |
| Chubb | $369 |
| Trexis One | $381 |
| 21st Century | $426 |
Nearly 31% of all crashes in Corpus Christi in 2025 involved teen drivers, state data shows. Inexperience and a tendency to take risks like speeding or driving distracted make teens more expensive to insure.
Corpus Christi teen drivers and their families can find the cheapest rates from State Farm. Its average monthly premiums for teens are $129 for liability-only coverage and $177 for full coverage.
Here’s a look at the cheapest insurers for teen drivers in Corpus Christi, Texas:
Company | Average Monthly Premium |
|---|---|
| State Farm | $129 |
| Progressive | $168 |
| GEICO | $177 |
| Mile Auto | $187 |
| Root | $215 |
| USAA | $216 |
| GAINSCO | $224 |
| The General | $225 |
| First Acceptance | $226 |
| Mercury | $227 |
| Alinsco | $236 |
| Lone Star | $246 |
| Bristol West | $248 |
| Commonwealth Casualty | $254 |
| Covercube | $256 |
| Dairyland | $257 |
| Clearcover | $258 |
| Sun Coast | $283 |
| Mendota | $285 |
| Allstate | $289 |
| Excepsure | $291 |
| Elephant | $298 |
| Direct Auto | $305 |
| AssuranceAmerica | $305 |
| Loop | $306 |
| Safeco | $315 |
| National General | $329 |
| Trexis One | $367 |
| Insurify Car | $394 |
| Chubb | $409 |
| 21st Century | $412 |
| Hugo | $447 |
| Liberty Mutual | $450 |
Rates in Corpus Christi start at $65 per month.
Nearly 16% of Corpus Christi’s population is age 65 or older. Those drivers see some of the lowest car insurance rates in the city. Decades of driving experience, more cautious driving behaviors, and fewer miles driven each year all work in seniors’ favor when it comes to car insurance costs.
Average car insurance costs for Corpus Christi seniors are $185 per month for full coverage and $112 for liability-only policies. The following chart shows rates from the five cheapest insurance companies for seniors in Corpus Christi.
Company | Average Monthly Premium |
|---|---|
| State Farm | $50 |
| Mile Auto | $69 |
| Progressive | $73 |
| GEICO | $75 |
| USAA | $92 |
| Mercury | $94 |
| First Acceptance | $98 |
| The General | $102 |
| Alinsco | $102 |
| Commonwealth Casualty | $104 |
| GAINSCO | $105 |
| Lone Star | $107 |
| Covercube | $111 |
| AssuranceAmerica | $111 |
| Bristol West | $112 |
| Dairyland | $121 |
| Sun Coast | $123 |
| Direct Auto | $123 |
| Mendota | $124 |
| Root | $125 |
| Allstate | $125 |
| Elephant | $126 |
| National General | $126 |
| Excepsure | $126 |
| Safeco | $129 |
| Loop | $133 |
| Clearcover | $133 |
| Chubb | $146 |
| Trexis One | $159 |
| Insurify Car | $171 |
| 21st Century | $176 |
| Hugo | $194 |
| Liberty Mutual | $204 |
Your driving record has a significant effect on your car insurance rates. Insurance companies use it to determine how safe a driver you are and how much they should charge you. All else equal, drivers with clean driving records pay the cheapest car insurance rates of any group.
But if you have multiple moving violations or accidents on your record, insurers will consider you more likely to get into an accident and file a claim in the future, so they’ll charge you higher premiums.
The table below highlights just how much you can expect to pay for car insurance in Corpus Christi based on your driving record.
Company | Average Monthly Premium |
|---|---|
| State Farm | $83 |
| Mile Auto | $109 |
| Progressive | $109 |
| GEICO | $125 |
| First Acceptance | $147 |
| USAA | $149 |
| GAINSCO | $150 |
| Alinsco | $154 |
| Commonwealth Casualty | $158 |
| Lone Star | $160 |
| The General | $163 |
| Root | $164 |
| Covercube | $167 |
| Mercury | $168 |
| Bristol West | $173 |
| Dairyland | $180 |
| Sun Coast | $184 |
| AssuranceAmerica | $185 |
| Mendota | $186 |
| Allstate | $188 |
| Excepsure | $189 |
| Direct Auto | $193 |
| Elephant | $195 |
| Clearcover | $196 |
| Safeco | $199 |
| Loop | $200 |
| National General | $203 |
| Trexis One | $239 |
| Chubb | $251 |
| Insurify Car | $257 |
| Hugo | $291 |
| 21st Century | $298 |
| Liberty Mutual | $319 |
Company | Average Monthly Premium |
|---|---|
| State Farm | $87 |
| Progressive | $115 |
| Mile Auto | $121 |
| GEICO | $127 |
| First Acceptance | $155 |
| USAA | $156 |
| GAINSCO | $160 |
| Alinsco | $162 |
| The General | $167 |
| Lone Star | $169 |
| Commonwealth Casualty | $173 |
| Root | $173 |
| Covercube | $175 |
| Mercury | $181 |
| Bristol West | $182 |
| Dairyland | $191 |
| AssuranceAmerica | $193 |
| Sun Coast | $194 |
| Mendota | $196 |
| Allstate | $198 |
| Excepsure | $200 |
| Elephant | $209 |
| Direct Auto | $209 |
| Safeco | $210 |
| Loop | $210 |
| National General | $217 |
| Clearcover | $219 |
| Trexis One | $252 |
| Chubb | $265 |
| Insurify Car | $271 |
| Hugo | $307 |
| 21st Century | $311 |
| Liberty Mutual | $334 |
Company | Average Monthly Premium |
|---|---|
| State Farm | $92 |
| Progressive | $121 |
| Mile Auto | $126 |
| GEICO | $136 |
| USAA | $163 |
| First Acceptance | $163 |
| The General | $167 |
| Alinsco | $170 |
| GAINSCO | $176 |
| Lone Star | $177 |
| Mercury | $182 |
| Commonwealth Casualty | $183 |
| Covercube | $184 |
| Bristol West | $193 |
| Root | $194 |
| Sun Coast | $204 |
| AssuranceAmerica | $204 |
| Dairyland | $204 |
| Mendota | $205 |
| Allstate | $208 |
| Excepsure | $209 |
| Clearcover | $210 |
| Direct Auto | $215 |
| Loop | $220 |
| Elephant | $224 |
| National General | $229 |
| Safeco | $235 |
| Trexis One | $264 |
| Chubb | $277 |
| Insurify Car | $284 |
| 21st Century | $310 |
| Hugo | $322 |
| Liberty Mutual | $352 |
Credit and income are typically related, and about 17% of Corpus Christi residents live in poverty, according to U.S. Census Bureau data. That’s higher than the overall state level of approximately 13%. The city’s median household income is below the state median – $67,394 versus $78,476.
Your credit can affect your car insurance rates, since insurers view people with poor credit as more likely to file claims. Consequently, the best rates typically go to drivers with good to excellent credit.
In Corpus Christi, drivers with excellent credit see average rates around $157 per month, while those with poor credit face average rates of $219 per month.
Still, it’s possible to find insurers that put less weight on credit and more on your driving record.
Here’s a look at the cheapest companies for Corpus Christi drivers with poor and excellent credit.
Company | Average Monthly Premium |
|---|---|
| State Farm | $55 |
| Mile Auto | $77 |
| Progressive | $77 |
| GEICO | $79 |
| USAA | $102 |
| Mercury | $104 |
| First Acceptance | $104 |
| The General | $107 |
| Alinsco | $109 |
| GAINSCO | $110 |
| Lone Star | $113 |
| Commonwealth Casualty | $115 |
| Covercube | $118 |
| Bristol West | $121 |
| Root | $124 |
| AssuranceAmerica | $128 |
| Dairyland | $128 |
| Sun Coast | $130 |
| Mendota | $131 |
| Allstate | $133 |
| Excepsure | $134 |
| Direct Auto | $135 |
| Safeco | $135 |
| Clearcover | $141 |
| Loop | $141 |
| Elephant | $142 |
| National General | $144 |
| Trexis One | $169 |
| Chubb | $170 |
| Insurify Car | $182 |
| 21st Century | $203 |
| Hugo | $206 |
| Liberty Mutual | $207 |
Company | Average Monthly Premium |
|---|---|
| State Farm | $95 |
| Progressive | $108 |
| Mile Auto | $110 |
| GEICO | $112 |
| USAA | $143 |
| First Acceptance | $145 |
| Mercury | $148 |
| The General | $150 |
| Alinsco | $151 |
| GAINSCO | $153 |
| Lone Star | $158 |
| Commonwealth Casualty | $161 |
| Covercube | $164 |
| Bristol West | $168 |
| Root | $170 |
| AssuranceAmerica | $178 |
| Dairyland | $178 |
| Sun Coast | $181 |
| Mendota | $183 |
| Allstate | $185 |
| Safeco | $186 |
| Excepsure | $186 |
| Direct Auto | $188 |
| Clearcover | $189 |
| Elephant | $196 |
| Loop | $196 |
| National General | $201 |
| Trexis One | $235 |
| Insurify Car | $253 |
| 21st Century | $279 |
| Hugo | $286 |
| Liberty Mutual | $298 |
| Chubb | $314 |
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Thankfully, you can save money on your car insurance policy in Corpus Christi in a number of ways. Consider the following tips if you’re looking to save money.
Apply for discounts. Just about every insurer offers several auto insurance discounts. Ask your insurer or insurance agent what you qualify for and add the ones that make sense for your policy. It can save you hundreds each year in premium costs.
Bundle your policies. Consider bundling your auto insurance with homeowners insurance, renters insurance, or other insurance products from the same insurer. Insurers often offer hefty discounts for this on both policies.
Increase your deductible. Consider raising your deductible (what you pay when you file a claim). It can save you a lot on premiums each month, but just make sure you can afford the extra costs if you file a claim.
Compare car insurance quotes. Always compare quotes from at least three car insurance companies before buying a policy. This is one of the best ways to save money on a car insurance policy.
No single insurance company will be the best coverage option for everyone — and the cheapest company isn’t always the best, either. The best insurance company for you depends on your unique situation, budget, and insurance coverage needs. Thankfully, you have plenty of options to choose from in Corpus Christi.
We selected the following three companies based on a combination of average rates, customer ratings, and available discounts and coverages. Each offers the best car insurance in Corpus Christi for a specific type of driver.
| User Reviews | 4.0 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $65/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $122/mo |
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 3.9 | 3.2 |
| Customer service | 4.0 | 3.6 |
| Discounts | 3.7 | 2.9 |
| Policy transparency | 3.8 | 3.1 |
| Value | 3.6 | 2.9 |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm offers some of the cheapest car insurance policies of any insurer in Corpus Christi, according to our research. Not only is State Farm an affordable option for many area drivers, but it also has one of the highest number of discounts in the industry. Check out its bundling, anti-theft, good driver, or any of its many other discounts to save even more.
Cheapest average rates in the market
24/7 claims service
Plenty of available discounts
Above-average rates for high-risk drivers
Doesn‘t offer accident forgiveness coverage
Gap coverage only offered to customers with an auto loan through State Farm Bank
| AM Best AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor). | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.4 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $89/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $200/mo |
Mile Auto is an excellent option for retired drivers or Corpus Christi residents who work from home. Its policies allow you to pay based on the number of miles you drive monthly, so if you only drove during the past month, you won’t be stuck paying a full premium for hardly any usage. That said, it’s only available in eight states, so if you leave Texas, you may need to find a new insurer.
Easy quote process
Pay based on mileage
Doesn’t track your driving data via telematics
Limited availability
Customers indicate claim process is difficult
High number of negative reviews
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $115/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $217/mo |
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.2 | 3.2 |
| Customer service | 4.2 | 3.6 |
| Discounts | 3.8 | 2.9 |
| Policy transparency | 4.0 | 3.1 |
| Value | 3.7 | 2.9 |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
USAA is a great option for drivers who are active-duty military, veterans, or family members of either. It offers exclusive coverage to these drivers, allowing it to offer competitive rates and member-exclusive perks and discounts. But it doesn’t offer the cheapest average rates in Corpus Christi, so if you don’t think you’ll take advantage of USAA’s other benefits, it may not be right for you.
Available nationwide
Competitive rates
Military-specific discounts
Only available to members of the military community
Gap insurance not available
Has no brick-and-mortar office locations in Corpus Christi
If you still want to know more about Corpus Christi auto insurance, check out the answers to these commonly asked questions.
State Farm has the cheapest car insurance in Corpus Christi, with an average premium of $65 per month, according to Compare.com data. But keep in mind that the best car insurance companies aren’t always the cheapest.
The average cost of car insurance in Corpus Christi is $175 per month, according to Compare.com data. Drivers pay $132 per month for liability insurance and $219 per month for full coverage.
Drivers in Texas must have at least $30,000 of bodily injury liability coverage per person, $60,000 of bodily injury liability coverage per accident, and $25,000 of property damage liability coverage per accident. While minimum coverage can give you a lower car insurance premium, it doesn’t provide as much peace of mind and financial protection as full coverage. If you lease or finance your car in Corpus Christi, you’ll probably need to buy full coverage to satisfy the conditions of your financing.
If you get caught driving without insurance, you could face fines between $175 and $350 and a license renewal fee of $250 per year for three years. You also will likely have to file an SR-22 form.
Repeated offenses will result in higher fees between $350 and $1,000, potential suspension of your vehicle registration and driver’s license, and authorities may even impound your vehicle for up to six months.
State Farm has the cheapest full-coverage car insurance in Texas, according to Compare.com data, with an average rate of $116 per month.
State Farm, Mile Auto, and USAA are our choices for the best insurers in Corpus Christi. They combine affordable premiums with strong customer service and coverage options.
Compared to state-level averages, Corpus Christi has expensive liability coverage, but its full-coverage rates are on par with the Texas average. Liability-only policies average $132 per month in Corpus Christi, while the state average is $118. Its full-coverage average is $219 compared to the Texas average of $216.
Texas is an at-fault state, meaning the insurance of the driver who causes the accident is responsible for paying the other party’s property damage and medical bills.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
Danny Smith is a licensed property and casualty insurance agent who has written for Compare.com since 2024. A former insurance editor, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.
10+ years writing and editing insurance content
Published in Washington Post, LA Times, and more
Nick leads Compare.com's editorial team in creating helpful, easy-to-understand content about insurance and personal finance.
Triple-I's media relations director
20+ years in insurance
Mark serves as a national spokesman for Triple-I. An insurance expert, he's an impartial, independent reviewer for Compare.
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
