The Cheapest Auto Insurance in Corpus Christi, TX, in 2026

State Farm offers the cheapest rates for Corpus Christi drivers, averaging $58 per month for minimum coverage.

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Cheapest recent rates near Corpus Christi, Texas

Drivers using Compare.com have found quotes as cheap as $44/mo for liability only and $87/mo for full coverage in Corpus Christi and other Texas cities.

*These quotes are from Compare.com users in and around Corpus Christi, Texas within the last 10 days. Updated on July 17, 2026

The rates you see here are from a combination of recent Compare.com customers and data compiled in collaboration with Quadrant Information Services.
Our algorithm excludes anomalies and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity. All rates are from the last 10 days as of July 17, 2026.
Actual quotes may vary based on your unique driver profile.

*These quotes are from Compare.com users in and around Corpus Christi, Texas within the last 10 days. Updated on July 17, 2026

The rates you see here are from a combination of recent Compare.com customers and data compiled in collaboration with Quadrant Information Services.
Our algorithm excludes anomalies and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity. All rates are from the last 10 days as of July 17, 2026.
Actual quotes may vary based on your unique driver profile.
Danny Smith
Written byDanny Smith
Danny Smith
Danny SmithInsurance Writer

Danny Smith is a licensed property and casualty insurance agent who has written for Compare.com since 2024. A former insurance editor, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.

Nick Versaw
Edited byNick Versaw
Nick Versaw
Nick VersawSenior Managing Editor

Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.

Mark Friedlander
Reviewed byMark Friedlander
Mark Friedlander
Mark FriedlanderSenior Director, Media Relations | Insurance Information Institute
  • Senior Director, Media Relations, with Triple-I

  • 30+ years of industry experience

  • Leadership positions at several trade organizations

Mark Friedlander is Senior Director, Media Relations, at the Insurance Information Institute (Triple-I), where he serves as a national spokesperson, handling a wide array of insurance industry media issues. His responsibilities also include spearheading the association’s hurricane season communications strategy and its member company support and media outreach.

Throughout his 30+ years in the insurance industry, Mark has held leadership positions across multiple trade groups, including serving as Board Chair and President of the Insurance Marketing & Communications Association (IMCA). He has also advised editorial teams at organizations such as U.S. News & World Report, Insurify, Bankrate, and more.

Updated

Why You Can Trust Compare.com: At Compare.com, it’s our mission to find simple ways to help our customers save money on the things they need. While we partner with some of the companies and brands we talk about in our articles, all of our content is written and reviewed by our independent editorial team and never influenced by our partnerships. Learn about how we make money, review our editorial standards, and reference our data methodology to learn more about why you can trust Compare.com.
Key Takeaways
  • State Farm and Allstate are the two cheapest car insurance companies in Corpus Christi, TX, with average monthly minimum-coverage rates of $58 and $82, respectively.

  • Car insurance rates in Corpus Christi average $130 monthly for liability-only coverage and $214 for full coverage.

  • For value, customer service, and claims handling, State Farm and Mile Auto are among the best car insurance companies for Corpus Christi drivers.

Cheapest Car Insurance in Corpus Christi by Driver and Coverage Type

Your car insurance rates depend on multiple factors, including ones specific to you as a driver and to where you live. Learning about the average rates for drivers whose profiles are similar to yours can help you get an idea of what you might expect to pay for car insurance in Corpus Christi, Texas.

Here are the cheapest insurers in Corpus Christi for different types of drivers and coverage options:

Driver or Coverage Type
Cheapest Insurer
State-minimum coverageState Farm
Full coverageState Farm
TeensState Farm
SeniorsState Farm
Drivers with a speeding ticketState Farm
Drivers with an at-fault accidentState Farm
Drivers with a DUIState Farm
Drivers with excellent creditState Farm
Drivers with poor creditState Farm
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on .

The Overall Cheapest Car Insurance in Corpus Christi

With an average rate of $172 per month, you may want to shop around for cheaper options. Fortunately, there are many excellent, affordable options available in Corpus Christi.

The table below highlights the cheapest car insurance companies in Corpus Christi and their average monthly premiums, according to Compare.com data.

The below rates in Corpus Christi, TX, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT. 
Company
Average Monthly Premium
State Farm$58
Allstate$82
Progressive$83
Mile Auto$85
GEICO$93
USAA$104
Mercury$115
First Acceptance$116
The General$119
Alinsco$121
Lone Star$124
GAINSCO$128
Commonwealth Casualty$129
Clearcover$132
Bristol West$133
Covercube$133
Root$136
Dairyland$137
Mendota$141
AssuranceAmerica$142
Sun Coast$144
Excepsure$145
Safeco$148
Direct Auto$150
National General$155
Loop$156
Elephant$158
Chubb$177
Trexis One$183
Insurify Car$202
21st Century$204
Hugo$212
Liberty Mutual$244
Foremost$289
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Thursday, July 9 at 5:00 PM PDT.

State Farm leads the way with an average monthly premium of just $58. That being said, it might not be the cheapest car insurance company for you since each driver has a different driving profile and so many factors affect your personal rates.

The best company for you depends on various driving characteristics, such as your age, driving record, ZIP code, and even your credit history. These factors can cause rates to vary drastically, as insurers weigh them differently when setting rates.
Keep reading to learn which insurers are best for different types of drivers in Corpus Christi.

Estimated Cost: $186 per month
Category
Price
$783.8%
$975.6%
$1156.6%
$1347.9%
$1538.4%
$1717.9%
$1908.0%
$2097.5%
$2276.8%
$2465.8%
$2655.5%
$2834.8%
$3024.0%
$3213.7%
$3403.2%
$3582.7%
$3772.4%
$3962.1%
$4141.8%
$4331.6%
40.1% of drivers like you pay less for car insurance. Compare quotes to save up to $1296 per year.
We sourced the figures you see here from Compare.com's database of more than 58 million real-life car insurance quotes. Actual rates may vary based on your unique driver profile.

Cheapest Liability Insurance Companies in Corpus Christi: State Farm

Most Corpus Christi drivers own their vehicles outright, Compare data shows. That means they have the option to buy just liability car insurance coverage instead of full coverage. Liability-only policies are usually cheaper than full coverage since they pose less of a loss risk to insurers.

The average cost of liability-only coverage in Corpus Christi is $130 per month.

If you’re thinking of buying liability-only insurance, keep in mind the Texas state-required minimums might not be enough financial protection if you cause an accident. The chart below shows the cheapest car insurance companies for liability insurance in Corpus Christi, according to our data.

The below rates in Corpus Christi, TX, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT. 

Cheapest Liability Rates by Company

Company
Average Monthly Premium
State Farm$58
Allstate$82
Progressive$83
Mile Auto$85
GEICO$93
USAA$104
Mercury$115
First Acceptance$116
The General$119
Alinsco$121
Lone Star$124
GAINSCO$128
Commonwealth Casualty$129
Clearcover$132
Bristol West$133
Covercube$133
Root$136
Dairyland$137
Mendota$141
AssuranceAmerica$142
Sun Coast$144
Excepsure$145
Safeco$148
Direct Auto$150
National General$155
Loop$156
Elephant$158
Chubb$177
Trexis One$183
Insurify Car$202
21st Century$204
Hugo$212
Liberty Mutual$244
Foremost$289

How much car insurance is required in Corpus Christi?

Texas requires all drivers to have liability insurance. You must have at least the following coverage limits to legally drive in the state:

This is commonly known as 30/60/25 coverage. It’s also worth noting that while you don’t have to buy personal injury protection or uninsured motorist coverage, Texas requires insurers to automatically include these coverages in all policies. If you don’t want them, you can opt out in writing.

Cheapest Full-Coverage Car Insurance in Corpus Christi: State Farm

Full-coverage car insurance provides much more financial protection than a liability-only policy. Full coverage typically includes collision and comprehensive coverage in addition to liability. These added coverages pay for repairs to your vehicle after an accident or non-collision incident.

Collision coverage pays if you collide with another vehicle or an object like a tree. Comprehensive pays for things like hail damage. But that added protection comes at a cost — it also costs much more than liability insurance.

In Corpus Christi, full-coverage policies cost an average of $214 per month.

Texas doesn’t require you to have full coverage, but if you have a loan or lease on your car, your lender will. Even so, it’s typically a good idea to have full coverage, as it can save you hundreds or even thousands if you cause an accident.

The chart below highlights the cheapest car insurance companies in Corpus Christi for full coverage, according to our data.

The below rates in Corpus Christi, TX, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT. 

Cheapest Full-Coverage Rates by Company

Company
Average Monthly Premium
State Farm$115
Progressive$150
Allstate$163
Mercury$186
Mile Auto$187
GEICO$198
USAA$205
Safeco$219
Root$224
Clearcover$231
Direct Auto$239
Alinsco$242
Elephant$245
GAINSCO$247
Bristol West$261
National General$261
The General$263
AssuranceAmerica$266
Mendota$273
Commonwealth Casualty$286
First Acceptance$287
Sun Coast$287
Lone Star$292
Loop$293
Covercube$303
Dairyland$322
Chubb$349
Liberty Mutual$355
Trexis One$372
21st Century$403
Foremost$581

Cheapest Car Insurance for Corpus Christi Teens: State Farm

Nearly 31% of all crashes in Corpus Christi in 2025 involved teen drivers, state data shows. Inexperience and a tendency to take risks like speeding or driving distracted make teens more expensive to insure.

Corpus Christi teen drivers and their families can find the cheapest rates from State Farm. Its average monthly premiums for teens are $116 for liability-only coverage and $177 for full coverage.

Here’s a look at the cheapest insurers for teen drivers in Corpus Christi, Texas:

The below rates in Corpus Christi, TX, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT. 

Cheapest Rates for Teens

Company
Average Monthly Premium
State Farm$116
Progressive$162
Allstate$166
GEICO$174
Mile Auto$180
USAA$198
Root$214
Mercury$217
The General$222
Clearcover$225
First Acceptance$226
GAINSCO$234
Alinsco$236
Lone Star$242
Bristol West$244
Dairyland$247
Commonwealth Casualty$251
Covercube$259
Mendota$275
Sun Coast$281
Excepsure$283
Elephant$296
Direct Auto$302
AssuranceAmerica$303
Loop$304
Safeco$310
National General$318
Trexis One$357
Chubb$374
21st Century$378
Insurify Car$394
Hugo$413
Liberty Mutual$442

Compare Real-Time Car Insurance Quotes in Corpus Christi, TX

Rates in Corpus Christi start at $58 per month.

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ProgressiveLiberty MutualAllstate

Cheapest Car Insurance for Corpus Christi Seniors: State Farm

Nearly 16% of Corpus Christi’s population is age 65 or older. Those drivers see some of the lowest car insurance rates in the city. Decades of driving experience, more cautious driving behaviors, and fewer miles driven each year all work in seniors’ favor when it comes to car insurance costs.

Average car insurance costs for Corpus Christi seniors are $182 per month for full coverage and $110 for liability-only policies. The following chart shows rates from the five cheapest insurance companies for seniors in Corpus Christi.

The below rates in Corpus Christi, TX, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT. 

Cheapest Rates for Seniors

Company
Average Monthly Premium
State Farm$45
Allstate$66
Mile Auto$66
Progressive$70
GEICO$73
USAA$83
Mercury$90
First Acceptance$98
The General$100
Alinsco$103
Commonwealth Casualty$103
Lone Star$105
GAINSCO$109
Bristol West$110
AssuranceAmerica$110
Covercube$113
Dairyland$115
Clearcover$116
Mendota$120
National General$121
Direct Auto$122
Sun Coast$122
Excepsure$123
Root$124
Elephant$127
Safeco$128
Chubb$132
Loop$132
Trexis One$155
21st Century$159
Insurify Car$171
Hugo$180
Liberty Mutual$201

The Cheapest Corpus Christi Car Insurance Rates by Driving Record

Your driving record has a significant effect on your car insurance rates. Insurance companies use it to determine how safe a driver you are and how much they should charge you. All else equal, drivers with clean driving records pay the cheapest car insurance rates of any group.

But if you have multiple moving violations or accidents on your record, insurers will consider you more likely to get into an accident and file a claim in the future, so they’ll charge you higher premiums.

The table below highlights just how much you can expect to pay for car insurance in Corpus Christi based on your driving record.

The below rates in Corpus Christi, TX, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT. 
Company
Average Monthly Premium
State Farm$74
Mile Auto$103
Progressive$104
Allstate$107
GEICO$122
USAA$134
First Acceptance$146
Alinsco$152
Commonwealth Casualty$154
GAINSCO$154
Lone Star$156
Mercury$159
The General$160
Root$163
Covercube$167
Bristol West$168
Clearcover$168
Dairyland$170
Mendota$177
Sun Coast$181
AssuranceAmerica$181
Excepsure$182
Direct Auto$189
Elephant$192
National General$194
Safeco$195
Loop$196
Chubb$226
Trexis One$230
Insurify Car$254
Hugo$266
21st Century$269
Liberty Mutual$311
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Thursday, July 9 at 5:00 PM PDT.
The below rates in Corpus Christi, TX, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT. 
Company
Average Monthly Premium
State Farm$77
Progressive$110
Allstate$111
Mile Auto$115
GEICO$123
USAA$140
First Acceptance$154
Alinsco$161
The General$164
GAINSCO$164
Lone Star$165
Commonwealth Casualty$171
Root$172
Mercury$172
Bristol West$176
Covercube$177
Dairyland$181
Mendota$187
Clearcover$188
AssuranceAmerica$189
Sun Coast$191
Excepsure$193
Direct Auto$205
Safeco$207
National General$207
Loop$207
Elephant$208
Chubb$237
Trexis One$243
Insurify Car$268
21st Century$279
Hugo$281
Liberty Mutual$325
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Thursday, July 9 at 5:00 PM PDT.
The below rates in Corpus Christi, TX, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT. 
Company
Average Monthly Premium
State Farm$82
Progressive$116
Allstate$116
Mile Auto$121
GEICO$131
USAA$148
First Acceptance$162
The General$164
Alinsco$169
Lone Star$173
Mercury$173
Commonwealth Casualty$178
Clearcover$180
GAINSCO$182
Covercube$186
Bristol West$189
Root$193
Dairyland$194
Mendota$197
Sun Coast$201
AssuranceAmerica$201
Excepsure$202
Direct Auto$213
Loop$218
National General$220
Elephant$224
Safeco$230
Chubb$251
Trexis One$255
21st Century$279
Insurify Car$282
Hugo$296
Liberty Mutual$346
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Thursday, July 9 at 5:00 PM PDT.

Cheapest Car Insurance for Corpus Christi Drivers by Credit

Credit and income are typically related, and about 17% of Corpus Christi residents live in poverty, according to U.S. Census Bureau data. That’s higher than the overall state level of approximately 13%. The city’s median household income is below the state median – $67,394 versus $78,476.

Your credit can affect your car insurance rates, since insurers view people with poor credit as more likely to file claims. Consequently, the best rates typically go to drivers with good to excellent credit.

In Corpus Christi, drivers with excellent credit see average rates around $154 per month, while those with poor credit face average rates of $215 per month.

Still, it’s possible to find insurers that put less weight on credit and more on your driving record.

Here’s a look at the cheapest companies for Corpus Christi drivers with poor and excellent credit.

The below rates in Corpus Christi, TX, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT. 
Company
Average Monthly Premium
State Farm$49
Allstate$72
Mile Auto$73
Progressive$74
GEICO$78
USAA$92
Mercury$99
First Acceptance$104
The General$106
Alinsco$108
Lone Star$111
GAINSCO$114
Commonwealth Casualty$115
Bristol West$119
Covercube$119
Clearcover$122
Dairyland$122
Root$123
AssuranceAmerica$126
Mendota$126
Sun Coast$129
Excepsure$130
Safeco$133
Direct Auto$134
National General$138
Loop$140
Elephant$142
Chubb$153
Trexis One$164
Insurify Car$181
21st Century$184
Hugo$190
Liberty Mutual$202
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Thursday, July 9 at 5:00 PM PDT.
The below rates in Corpus Christi, TX, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT. 
Company
Average Monthly Premium
State Farm$83
Allstate$101
Progressive$104
Mile Auto$105
GEICO$115
USAA$128
Mercury$141
First Acceptance$145
The General$147
Alinsco$151
Lone Star$155
GAINSCO$158
Commonwealth Casualty$159
Clearcover$163
Bristol West$164
Covercube$166
Root$168
Dairyland$169
AssuranceAmerica$176
Mendota$176
Sun Coast$180
Excepsure$181
Safeco$183
Direct Auto$185
National General$192
Loop$195
Elephant$195
Trexis One$229
21st Century$252
Insurify Car$253
Hugo$265
Chubb$281
Liberty Mutual$292
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Thursday, July 9 at 5:00 PM PDT.

How to Get Cheaper Car Insurance in Corpus Christi

Aerial view of a coastal cityscape with tall buildings, roads, green spaces, and a waterfront harbor under a clear sky.

Thankfully, you can save money on your car insurance policy in Corpus Christi in a number of ways. Consider the following tips if you’re looking to save money.

  • Apply for discounts. Just about every insurer offers several auto insurance discounts. Ask your insurer or insurance agent what you qualify for and add the ones that make sense for your policy. It can save you hundreds each year in premium costs.

  • Bundle your policies. Consider bundling your auto insurance with homeowners insurance, renters insurance, or other insurance products from the same insurer. Insurers often offer hefty discounts for this on both policies.

  • Increase your deductible. Consider raising your deductible (what you pay when you file a claim). It can save you a lot on premiums each month, but just make sure you can afford the extra costs if you file a claim.

  • Compare car insurance quotes. Always compare quotes from at least three car insurance companies before buying a policy. This is one of the best ways to save money on a car insurance policy.

Our Picks for the Best Auto Insurance in Corpus Christi

No single insurance company will be the best coverage option for everyone — and the cheapest company isn’t always the best, either. The best insurance company for you depends on your unique situation, budget, and insurance coverage needs. Thankfully, you have plenty of options to choose from in Corpus Christi.

We selected the following three companies based on a combination of average rates, customer ratings, and available discounts and coverages. Each offers the best car insurance in Corpus Christi for a specific type of driver.

User Reviews
4.0
Our Rating
Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components.
4.7 /5
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$58/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$115/mo
Details
4.0
Best choice in Corpus Christi, TXBased on 907 verified guest reviews and ratings
State Farm's score
Industry average
Coverage options3.93.2
Customer service3.93.6
Discounts3.62.9
Policy transparency3.73.1
Value3.62.9
How drivers feel about State Farm

Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.

AI-generated from the text of verified reviews collected by Compare.com
Showing 3 Texas reviews for Corpus Christi driversSee all 350 State Farm reviews
Mary
Verified Review
Unhappy
I've found that on my new lease, the price has gone up considerably.
Joanne
Verified Review
Hopeless
Too costly for senior drivers who don't drive much, are on low income, have older cars, and only need state-mandated coverage with no tickets against them. Auto insurance companies need to offer affordable insurance.
Jose
Verified Review
I am satisfied with the quality of service that I have received during these last 6 years with my insurance company.
I am satisfied with the quality of service that I have received during these last 6 years with my insurance company.
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
654
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm offers some of the cheapest car insurance policies of any insurer in Corpus Christi, according to our research. Not only is State Farm an affordable option for many area drivers, but it also has one of the highest number of discounts in the industry. Check out its bundling, anti-theft, good driver, or any of its many other discounts to save even more.

Pros
  • Cheapest average rates in the market

  • 24/7 claims service

  • Plenty of available discounts

Cons
  • Above-average rates for high-risk drivers

  • Doesn‘t offer accident forgiveness coverage

  • Gap coverage only offered to customers with an auto loan through State Farm Bank

AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Our Rating
Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components.
4.4 /5
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$85/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$187/mo
Details
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
Not rated
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
2.18
Why we picked this company

Mile Auto is an excellent option for retired drivers or Corpus Christi residents who work from home. Its policies allow you to pay based on the number of miles you drive monthly, so if you only drove during the past month, you won’t be stuck paying a full premium for hardly any usage. That said, it’s only available in eight states, so if you leave Texas, you may need to find a new insurer.

Pros
  • Easy quote process

  • Pay based on mileage

  • Doesn’t track your driving data via telematics

Cons
  • Limited availability

  • Customers indicate claim process is difficult

  • High number of negative reviews

User Reviews
3.9
Our Rating
Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components.
4.5 /5
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$104/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$205/mo
Details
3.9
A solid option in Corpus Christi, TXBased on 184 verified guest reviews and ratings
USAA's score
Industry average
Coverage options4.13.2
Customer service4.13.6
Discounts3.62.9
Policy transparency4.03.1
Value3.52.9
How drivers feel about USAA

Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.

AI-generated from the text of verified reviews collected by Compare.com
Showing recent national reviewsSee all 71 USAA reviews
Daniel
Verified Review
USAA insures and cares
I have had USAA insurance policies since 1967 and continue to have USAA insurance because it has been there for me for all these years. USAA stood by me and my family in 1992 when I lost my car and home to Hurricane Andrew. USAA has always been there for me in my moments of need.
Frank
Verified Review
Representative was great, trying to get past the recorded message was awful!
The prices are higher than others I have checked.
Jeremy
Verified Review
USAA will increase your premium every 6 months.
USAA claims that they are all about the service members, but they bank on that being the reason you pay for their overpriced insurance.
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
710
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

USAA is a great option for drivers who are active-duty military, veterans, or family members of either. It offers exclusive coverage to these drivers, allowing it to offer competitive rates and member-exclusive perks and discounts. But it doesn’t offer the cheapest average rates in Corpus Christi, so if you don’t think you’ll take advantage of USAA’s other benefits, it may not be right for you.

Pros
  • Available nationwide

  • Competitive rates

  • Military-specific discounts

Cons
  • Only available to members of the military community

  • Gap insurance not available

  • Has no brick-and-mortar office locations in Corpus Christi

Corpus Christi Auto Insurance FAQs

If you still want to know more about Corpus Christi auto insurance, check out the answers to these commonly asked questions.

  • State Farm has the cheapest car insurance in Corpus Christi, with an average premium of $58 per month, according to Compare.com data. But keep in mind that the best car insurance companies aren’t always the cheapest.

  • The average cost of car insurance in Corpus Christi is $172 per month, according to Compare.com data. Drivers pay $130 per month for liability insurance and $214 per month for full coverage.

  • Drivers in Texas must have at least $30,000 of bodily injury liability coverage per person, $60,000 of bodily injury liability coverage per accident, and $25,000 of property damage liability coverage per accident. While minimum coverage can give you a lower car insurance premium, it doesn’t provide as much peace of mind and financial protection as full coverage. If you lease or finance your car in Corpus Christi, you’ll probably need to buy full coverage to satisfy the conditions of your financing.

  • If you get caught driving without insurance, you could face fines between $175 and $350 and a license renewal fee of $250 per year for three years. You also will likely have to file an SR-22 form.
    Repeated offenses will result in higher fees between $350 and $1,000, potential suspension of your vehicle registration and driver’s license, and authorities may even impound your vehicle for up to six months.

  • State Farm has the cheapest full-coverage car insurance in Texas, according to Compare.com data, with an average rate of $111 per month.

  • State Farm, Mile Auto, and USAA are our choices for the best insurers in Corpus Christi. They combine affordable premiums with strong customer service and coverage options.

  • Compared to state-level averages, Corpus Christi has expensive liability coverage, but its full-coverage rates are on par with the Texas average. Liability-only policies average $130 per month in Corpus Christi, while the state average is $117. Its full-coverage average is $214 compared to the Texas average of $214.

  • Texas is an at-fault state, meaning the insurance of the driver who causes the accident is responsible for paying the other party’s property damage and medical bills.

Methodology

Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.

All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.

About Compare.com

Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

  • All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
  • None of Compare.com's content is ever influenced by the companies and brands we partner with.
  • Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
  • All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.

Learn more about us, our team, and what makes us tick.

Danny Smith
Written byDanny SmithInsurance Writer
Danny Smith
Danny SmithInsurance Writer

Danny Smith is a licensed property and casualty insurance agent who has written for Compare.com since 2024. A former insurance editor, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.

Nick Versaw
Edited byNick VersawSenior Managing Editor
Nick Versaw
Nick VersawSenior Managing Editor

Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.

Mark Friedlander
Reviewed byMark FriedlanderSenior Director, Media Relations | Insurance Information Institute
Mark Friedlander
Mark FriedlanderSenior Director, Media Relations | Insurance Information Institute
  • Senior Director, Media Relations, with Triple-I

  • 30+ years of industry experience

  • Leadership positions at several trade organizations

Mark Friedlander is Senior Director, Media Relations, at the Insurance Information Institute (Triple-I), where he serves as a national spokesperson, handling a wide array of insurance industry media issues. His responsibilities also include spearheading the association’s hurricane season communications strategy and its member company support and media outreach.

Throughout his 30+ years in the insurance industry, Mark has held leadership positions across multiple trade groups, including serving as Board Chair and President of the Insurance Marketing & Communications Association (IMCA). He has also advised editorial teams at organizations such as U.S. News & World Report, Insurify, Bankrate, and more.

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