Argyle, TX Car Insurance

On average, drivers in Argyle pay around $59 per month for their car insurance. For more information refer to our guide below.
Map of cities where drivers can find cheaper car insurance
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How does Argyle stack up to the rest of the area, or even Texas as a whole? What should residents of Argyle expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:

How much is car insurance in Argyle?

Area Average Monthly Car Insurance Premium
Argyle$59
TX$65
United States$80

Compared to the rest of the Texas, coverage in Argyle is about $6 a month cheaper.

When viewed against the average rates for the rest of the U.S., auto insurance coverage in Argyle is rather affordable. It's around $21 less to insure your vehicle compared to the average rate for the U.S. as a whole.

These may be the average auto insurance rates for Argyle, but that doesn't mean it's exactly what you'll pay. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay to get car insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all get factored into calculating the amount you'll be asked to pay each month.

Don't worry, we've done the work for you and broken down average rates for Argyle to help you get a more accurate idea of what you'll be charged for your policy. To find out if you're getting the cheapest rate, just enter your ZIP below and find out in minutes!


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Argyle Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$91
25-34$47
35-44$58
45-54$42
55-64$45
65+$51

Generally, the older you are, the more experienced you are on the roads. That experience can lead to some serious savings when it comes to car insurance rates. As you can see, 18-24-year-olds pay significantly more than someone who is retirement aged.

As you get older, you can expect to see a drop in your monthly premium every 10 years. Once you hit retirement, however, you may see your rates begin to increase again in Argyle.

Argyle Car Insurance Rates by Gender

Gender Average
Male$58
Female$62

Although women typically pay less than men do for auto insurance, this is not the case in Argyle, where female drivers pay around $4 more a month.

Argyle Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$76
Multiple Accidents$91
1 Ticket$83
Multiple Tickets$117

One of the key factors in determining your car insurance rates is your driving record. A clean driving record will get you a lower rate than one with even just a single accident or infraction. In Argyle, a driving record with one accident will usually get you a rate around $76 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $83.

When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.

Argyle Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$52
2-3 Years$41
4-5 Years$59
6-7 Years$70
8-10 Years$69
11-14 Years$53
15 Years or Older$56

If you look at the first table above, you'll see that SUVs are usually the cheapest vehicles to insure in Argyle, with drivers paying around $45 per month for insurance coverage.

Truck and van drivers will see rates of about $59, while the rates for car owners average out to about $65 per month.

The age of your vehicle has an impact on the cost of your policy as well. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old you may start to see your rates drop back down a bit. In Argyle, the most expensive vehicles to insure are vehicles six-to-seven years old.

Argyle Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$62
Married$56
Divorced$50
Widowed$43

Generally, those who have settled down into marriage will pay slightly less for auto insurance. This occurs because insurance companies commonly offer special discounts to policyholders with multiple vehicles that are on the same policy.

On a national scale, married drivers typically pay less than single drivers for auto insurance. Argyle is no exception, with the difference totaling to around $6 a month.

Argyle Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$47
Rent$57
Live with parents$94

Another factor that comes into play is your housing status. Those who own their own home in Argyle can expect to pay around $10 a month less than those who rent. But if you live with your parents, your rates will be significantly higher.

That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your car insurance premiums.

Car Insurance Companies in Argyle, TX

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

The rates for auto insurance in Argyle dropped from 2017-2019, when they reached a low of $44, but began to increase from 2020-2021. They finished down in 2022, at $45.

How does Argyle compare to neighboring areas?

Why are car insurance rates in Argyle different from other areas?

Car insurance companies look at several factors when they're deciding how much to charge for a policy. While we mentioned the factors that affect your personal policy, others are based around where you live and drive. These include things like:

  • Road Safety (frequency of car accidents)
  • Availability of off-street parking
  • Regional crime rates
  • Regional regulations
  • Number of drivers in the area

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to get started.

How can I find the cheapest car insurance in Argyle?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Good news! Compare.com has you covered. Enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from numerous car insurance companies offering auto coverage in Argyle in no time.


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Argyle Auto Insurance FAQs

What factors affect car insurance quotes in Argyle?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your address, driving record, marital status, credit score, plus your vehicle's year and make and model.

Why is the cost of car insurance in Argyle different from other neighboring cities?

Crime rates, local laws, and parking situations -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Argyle?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Argyle?

Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Argyle or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.

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