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How much is car insurance in Crowley?
|Area||Average Monthly Car Insurance Premium|
As you can tell by looking at the chart above, auto insurance rates in Crowley are about the same as the rest of Texas.
Likewise, when compared to the national average, the cost for auto insurance in Crowley is lower. It's around $17 less to insure your vehicle compared to the average rate for the United States as a whole.
These may be the average auto insurance rates for Crowley, but that doesn't mean it's exactly what you'll pay. Insurance companies take an array of factors into consideration when determining how much to charge you for your car insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in your policy's monthly price.
But don't worry, we've broken down the average rate for Crowley residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. And if you think you might be overpaying for insurance, simply enter your ZIP Code below to learn more about rates in your area!
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Crowley Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It's pretty safe to assume that the older you are, the longer you've been driving. That experience can lead to some serious savings when it comes to auto insurance premiums. According to the table above, you can see that 18-24-year-olds pay a lot more than someone who is at retirement age.
For every 10 years, you can expect to see a drop in your monthly premium. Having said that, once you approach retirement age your rates may creep back up in Crowley.
Crowley Car Insurance Rates by Gender
Female drivers pay, on average, slightly less than their male counterparts. In Crowley, this difference shakes out to about $10 per month. As you can see in the chart above, car insurance for women in the area typically costs around $58 each month, while men pay $68 on average.
Crowley Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Depending on your driving record, your rates can vary wildly. Those with clean records can expect to pay less than those with infractions. In Crowley, having a single accident on your record will usually get you rates around $74 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $64.
When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.
Crowley Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$62|
|15 Years or Older||$56|
According to the first table above, the cheapest vehicles to insure in Crowley are usually cars, at $59 per month.
Truck and van drivers will see rates of about $73, while the rates for SUV owners average out to about $65 a month.
In addition to vehicle type, you can also expect to see slightly different rates depending on your vehicle's age. Generally, newer vehicles are going to cost the most to insure. Once your car is a few years old, however, you may see your bill start to shrink a bit. In Crowley, the most expensive vehicles to insure are vehicles eleven-to-fourteen years old and eight-to-ten years old.
Crowley Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$67|
Overall, married policyholders will pay slightly less for insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something that will often get you a discount.
On a national scale, married drivers typically pay less than single drivers for auto insurance. Crowley is no exception, with the difference totaling to around $10 a month.
Crowley Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$102|
Another factor that comes into play is your housing status. In Crowley, homeowners can expect to pay around $8 a month less than those who rent. But those who live at home with their parents can expect to pay significantly more.
Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your average premiums, depending on your insurance company.
Car Insurance Companies in Crowley, TX
Recent trends in car insurance for Crowley drivers
Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before choosing an insurance provider.
The cost of car insurance coverage in Crowley went up from 2017-2019, when they hit a low of $51. This leveled out in 2020, when insurance rates started to rise. They reached a high of $76 in 2021, and finished down in 2022, at $62 per month.
How does Crowley compare to neighboring areas?
Why are car insurance rates in Crowley different from other areas?
There are numerous factors car insurance companies take into consideration when deciding how much to charge for coverage. Many factors affecting your policy are based around where you call home. These factors include things like:
- Availability of off-street parking
- Rate of crime
- Total number of drivers
- Road safety
- Local regulations
Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Each area will have different rates. Guides like these are a wonderful place to get started.
How can I find the cheapest car insurance in Crowley?
While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
But hold on! Compare.com does all of that work for you. Just put in your ZIP below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from a number of the car insurance companies providing coverage in Crowley.
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Crowley Auto Insurance FAQs
What factors affect car insurance quotes in Crowley?
Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.
Why is the cost of car insurance in Crowley different from other neighboring cities?
Things like parking situations, local laws, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Crowley?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Crowley?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Crowley or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?
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