Crowley, TX Car Insurance

Residents of Crowley pay around $63 monthly for their car insurance coverage. To learn more about policy rates and coverage in the Crowley area, continue reading our guide below.
What can Crowley residents expect to pay for their car insurance? How do rates in Crowley measure up compared to neighboring areas, including Texas as a whole? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Crowley?

Area Average Monthly Car Insurance Premium
Crowley$63
TX$65
United States$81

Based on the chart above, you can see that the costs for coverage in Crowley are in line with rates across the rest of Texas.

When stacked up against the national average, the average monthly policy payment for Crowley is more affordable. You can expect to pay about $18 below the national average for auto insurance in Crowley.

While these are the average car insurance rates for Crowley, you could end up paying something different. Insurance companies weigh a variety of factors when determining how much to charge you for car insurance. Your monthly premium is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.

Don't sweat it however, we've broken down average rates for Crowley residents so that you can get a more accurate idea of what you might pay. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP Code below to find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$99
25-34$59
35-44$56
45-54Not Enough Data
55-64$42
65+$50

It's pretty safe to assume that the older you are, the longer you've been driving. That experience can turn into some real savings when it comes to car insurance premiums. As you can see, 18-24-year-olds pay a lot more than drivers of retirement age.

As you get older, you can expect to see a drop in your monthly premium every 10 years. Having said that, once you approach retirement age your rates may creep back up in Crowley.

Average Car Insurance Rates by Gender

Gender Average
Male$68
Female$59

Male drivers pay, on average. slightly more than female drivers for auto insurance. This is true in Crowley, where male drivers pay about $9 more per month. As you can see in the table above, male drivers in the area typically pay $68 on average, while female drivers typically pay $59 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$74
Multiple Accidents$94
1 Ticket$66
Multiple Tickets$98

Your rates can change quite drastically depending on your driving record. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. Drivers in Crowley with a single accident on their record will usually see rates around $74 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $66.

When it comes to your monthly bill, accidents, tickets, and other driving infractions can really take a toll. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$62
2-3 Years$48
4-5 Years$61
6-7 Years$66
8-10 Years$71
11-14 Years$71
15 Years or Older$56

As you can see in the first table above, the cheapest vehicles to insure in Crowley are by and large cars, which run about $59 per month.

Truck and van drivers will see rates of about $74, while the rates for SUV owners average out to about $65 a month.

Your vehicle's age can also affect your monthly bill. Newer vehicles are generally going to be the most expensive to insure. Once your car is about 5 years old, however, you may see your bill start to shrink a bit. In Crowley, vehicles eleven-to-fourteen years old and eight-to-ten years old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$68
Married$57
Divorced$55
Widowed$45

Generally speaking, those who are currently married will pay slightly less for auto insurance. This occurs because insurance companies commonly award special discounts to policyholders with multiple vehicles that are on the same policy.

On a national scale, single drivers typically pay more than married couples do for auto insurance. Crowley is no exception, with the difference totaling to around $11 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$53
Rent$61
Live with parents$104

Your housing status is another component of how insurance companies calculate your monthly rate. Renters can expect to pay around $8 a month more than drivers who own property in Crowley. But those who live at home with their parents can expect to pay significantly more.

That being said, many companies will offer you a discount if you bundle your homeowners or rental insurance policy with your auto insurance.

Car Insurance Companies in Crowley, TX

Recent trends in car insurance for Crowley drivers

Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before picking an insurance policy.

The cost of auto insurance in Crowley increased from 2017-2019, when they hit a low of $51. This shifted in 2020, when policy premiums started to rise. They reached a high of $76 in 2021, and finished down in 2022, at $74 per month.

How does Crowley compare to neighboring areas?

Why are car insurance rates in Crowley different from other areas?

When considering how much to charge for an insurance policy, car insurance companies will evaluate a lot of factors. A few of these factors affecting your personal policy have already been mentioned, but others are based around where you live. These include things like:

  • Availability of off-street parking
  • Crime
  • Local regulations
  • Number of car accidents
  • Total number of drivers in the community

It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Crowley?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Luckily, Compare.com can handle all of this for you. Enter your ZIP below, answer a few questions on you and your car, and you'll be quickly comparing the cheapest quotes from numerous car insurance companies that offer plans in Crowley.

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Crowley Insurance FAQs

What factors affect car insurance quotes in Crowley?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your gender and age, but also factors like your address, driving record, marital status, credit score, plus your vehicle's year and make and model.

Why is the cost of car insurance in Crowley different from other neighboring cities?

Things like parking situations, local laws, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Crowley?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Crowley?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Crowley or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?

Find your best rate in just a few minutes