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How much is car insurance in Euless?
|Area||Average Monthly Car Insurance Premium|
Car insurance coverage in Euless is about $4 cheaper than it is in the rest of Texas.
Similarly, when compared to the national average, the cost for auto insurance in Euless is lower. You can expect to pay about $19 below the national average for auto insurance in Euless.
Although these are the average car insurance rates in Euless, you could end up paying something different. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the final amount you'll be charged for coverage each month.
But don't worry, we've broken down the average rates for Euless residents based on several different factors so that you can get a more accurate idea of what you might pay. And if you're not sure that you're paying the lowest option, simply enter your ZIP below and find out!
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Euless Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
Generally, the older you are, the more experienced you are on the roads. That experience can turn into some real savings when it comes to car insurance premiums. As you can see, 18-24-year-olds pay two times as much as drivers 65 and older.
Every ten years or so you can expect to see a decline in your monthly premium. You may see your rates rise again once you hit retirement in Euless.
Euless Car Insurance Rates by Gender
In general, female drivers pay less for car insurance than their male counterparts. In Euless, although men do pay slightly less on their monthly auto coverage, the price is about the same for either group.
Euless Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your rates can change quite drastically depending on your driving record. Drivers who avoid accidents and tickets will pay much lower rates than those with infractions. In Euless, having a single accident on your record will usually get you rates around $75 a month. Similarly, drivers with one ticket will typically pay around $81 on average.
Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. So, if cheap car insurance is something you're after, drive safely and keep a clean record.
Euless Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$63|
|15 Years or Older||$59|
According to the first table above, SUVs are typically the cheapest vehicles to insure in Euless, with drivers paying around $57 per month for auto insurance coverage.
Truck and van drivers will see rates of about $60, while the rates for car owners average out to about $63 a month.
Your rates can also vary depending on your vehicle's age. Newer vehicles are generally going to be the most expensive to insure. Once your car is close to 5 years old, however, you may see your rates begin to drop back down. The most expensive vehicles to insure in Euless are vehicles six-to-seven years old.
Euless Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$66|
Overall, those who have settled down into marriage will pay slightly less for insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something many companies award special discounts for.
According to the table above, the difference in rates based on relationship status in Euless can be as much as $16 a month, so it's worth taking into consideration.
Euless Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$80|
One other element taken into consideration is your housing status. Those who own their own home in Euless can expect to pay around $5 a month less than those who rent. But if you live with your parents, your rates will be significantly higher.
That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your car insurance premiums.
Car Insurance Companies in Euless, TX
Recent trends in car insurance for Euless drivers
Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before picking an insurance policy.
Car insurance rates in Euless increased from 2017-2018, but shifted in 2019. They decreased until 2020, when they reached a low of $53, and finished at $64 in 2022.
How does Euless compare to neighboring areas?
Why are car insurance rates in Euless different from other areas?
When considering how much to charge for a monthly rate, car insurance companies will consider a variety of factors. The specifics of where you live will have an impact on your personal policy. This might include things like:
- Rate of crime
- Availability of off-street parking
- Rate of car accidents
- Local laws
- Number of drivers
Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Euless?
While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Good news! Compare.com does all of that work for you. Just punch in your ZIP Code below, answer a few questions about you and your car, and you'll be comparing the cheapest quotes from many of the car insurance companies offering policies in Euless.
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Euless Auto Insurance FAQs
What factors affect car insurance quotes in Euless?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your credit score, driving record, address, and marital status.
Why is the cost of car insurance in Euless different from other neighboring cities?
Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like parking situations, crime rates, and local laws when calculating your quote -- all of which can change from city to city.
Which car insurance company will offer me the cheapest rate in Euless?
Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Euless?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Euless or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
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