Flint, TX Car Insurance

What can Flint residents expect to pay for their car insurance? Are rates in Flint higher or lower than those in neighboring areas? How do they compare to the rest of Texas? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:

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How much is car insurance in Flint?

As you can tell by looking at the chart above, car insurance rates in Flint are about the same as the rest of Texas.

Conversely, when compared to the national average, the cost for auto insurance in Flint is lower. Auto insurance coverage in Flint is about $13 cheaper than it is for the rest of the United States.

Although these are the average car insurance rates in Flint, you could end up paying something different. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay to get car insurance. Age, gender, vehicle make and model, driving record, and in some cases, your credit score, are all factored into assessing the final dollar amount you'll be asked to pay each month.

Don't sweat it however, we've broken down the average rate for Flint residents based on several different factors so that you can get a more accurate idea of what you might pay. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP Code below and find out in just minutes!

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Flint Car Insurance Rates by Age

The longer you've been behind the wheel, the more experienced of a driver you are. That experience can lead to some serious savings when it comes to car insurance premiums. According to the table above, you can see that 18-24-year-olds pay two times the price that someone who is at retirement age.

You can expect to see a decrease in your monthly premium drop about once a decade or so. Flint drivers may see their rates rise again once they hit retirement age.

Flint Car Insurance Rates by Gender

Although women typically pay less than men do for auto insurance, this is not the case in Flint, where female drivers pay around $8 more per month.

Flint Auto Insurance Rates by Driving Record

Your driving record can have a huge impact on your car insurance rates. Those with fewer accidents and tickets will pay a lot less than those with multiple infractions. Drivers in Flint with a single accident on their record will usually see rates around $78 a month. Likewise, drivers with one ticket will be looking at a rate of around $54 a month on average.

Accidents, tickets, and other driving infractions can really add up when it comes to how much you pay. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.

Flint Insurance Rates by Vehicle

If you look at the first table above, you'll see that SUVs are by and large the cheapest vehicles to insure in Flint, with drivers paying around $55 per month for insurance.

Car owners can expect to pay an average of around $73 a month for their policy, while truck and van drivers are usually around $66 to insure each month.

Depending on how old your vehicle is, you can also expect to see slightly different rates. Generally, newer vehicles are going to be the most expensive to insure. Once your car is around 5 years old, however, you may see your rates begin to drop back down. The most expensive vehicles to insure in Flint are vehicles eight-to-ten years old.

Flint Car Insurance Rates by Relationship Status

Overall, married policyholders will pay slightly less for auto insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something many companies offer special discounts for.

On a national scale, married drivers typically pay less than single drivers for auto insurance. Flint is no exception, with the difference totaling to around $13 a month.

Flint Car Insurance Rates by Housing Situation

Another factor taken into consideration is your housing status. If you rent your home or apartment, expect to pay around $6 a month more than drivers who own property in Flint. But if you live with your parents, your rates will be significantly higher.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your car insurance premiums, depending on your insurance company.

Car Insurance Companies in Flint, TX

Recent trends in car insurance for Flint drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before shopping for coverage.

The cost of car insurance coverage in Flint dropped from 2017-2019, before steadying out in 2020. Car insurance rates finished up in 2022, at $128 a month

How does Flint compare to neighboring areas?

Why are car insurance rates in Flint different from other areas?

Car insurance companies will take into account numerous factors when they're deciding how much to charge for a policy. A few of these factors affecting your personal policy have already been mentioned, but others are based around where you park your car. These include things like:

• Number of drivers in the area
• Community laws
• Rate of car accidents
• Regional crime rates
• Availability of off-street parking

A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Flint?

While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But hold on! Compare.com will handle the heavy lifting for you. Enter your ZIP below, respond to a few questions, and you'll be comparing the cheapest quotes from numerous car insurance companies that offer policies in Flint.

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Flint Auto Insurance FAQs

What factors affect car insurance quotes in Flint?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your gender and age, but also factors like your driving record, credit score, address and marital status, as well as your vehicle's year and make and model.

Why is the cost of car insurance in Flint different from other neighboring cities?

Things like crime rates, local laws, and parking situations, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Flint?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Flint?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Flint or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.