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How much is car insurance in Haslet?
|Area||Average Monthly Car Insurance Premium|
Based on the above chart, auto insurance policies in Haslet are about $4 a month cheaper than in the rest of Texas.
Likewise, the expected monthly payments for an auto insurance policy in Haslet are below the national average. You can expect to pay about $19 less for your policy in Haslet than in the rest of United States.
Bear in mind that while these rates are the average costs for drivers in Haslet, it doesn't mean that's what you'll pay. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.
Don't sweat it however, we've broken down average rates for Haslet residents based on several different factors so that you can get a more accurate idea of what it might cost to insure your vehicle. If you think you might be overpaying for insurance in your area, enter your ZIP Code below and find out!
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Haslet Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
Generally speaking, the older you are, the more experience you have driving, right? That experience can snag you some serious savings when it comes to auto insurance. According to the table above, you can see that 18-24-year-olds pay two times as much as someone who is at retirement age.
For every 10 years, you can expect to see a drop in your monthly premium. Haslet drivers may see their rates begin to increase again once they hit retirement age.
Haslet Car Insurance Rates by Gender
Female drivers pay, on average, slightly less than their male counterparts. The difference in Haslet is around $12 per month. As you can see in the chart above, car insurance for women in the area typically costs around $55 each month, while men pay $67 on average.
Haslet Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your rates can change quite drastically depending on your driving record. Those with clean records will obviously pay a lot less than those with infractions. Drivers in Haslet with a single accident will pay around $96 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $75.
Accidents, tickets, and other driving infractions can cost you some serious cash. Remember, the safer you are as a driver, the cheaper your car insurance will be.
Haslet Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$60|
|15 Years or Older||$55|
In Haslet, the cheapest vehicles to insure are typically SUVs, with drivers paying around $57 per month for insurance.
Truck and van drivers will see rates of about $59, while the rates for car owners average out to about $63 a month.
You may also see different rates based on how old your vehicle is. Newer vehicles are generally going to be the most expensive to insure. Once your car is around 5 years old, however, you may see your bill start to shrink a bit. In Haslet, the most expensive vehicles to insure are vehicles four-to-five years old.
Haslet Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$68|
On average, people who are married will pay slightly less for auto insurance. This can usually be attributed to their policies having multiple vehicles, a factor some companies will reward with discounts.
On a national scale, single drivers typically pay more than married couples do for auto insurance. Haslet is no exception, with the difference totaling to around $19 a month.
Haslet Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$92|
Your housing status is another factor that affects your monthly rate. In Haslet, homeowners can expect to pay around $1 a month less than those who rent. Those who live with their parents, however, can expect to pay a lot more.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your average costs, depending on your insurance company.
Car Insurance Companies in Haslet, TX
Recent trends in car insurance for Haslet drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending before shopping for coverage.
Car insurance rates in Haslet rose from 2017-2018, but decreased until 2020, when they hit a low of $45. Car insurance rates finished down in 2022, at $61 per month.
How does Haslet compare to neighboring areas?
Why are car insurance rates in Haslet different from other areas?
When considering how much to charge for an insurance policy, car insurance companies will evaluate a lot of factors. While we already talked about the ones that affect your personal policy, others are based around where you park your car. These include things like:
- Road Safety (frequency of car accidents)
- Crime rates
- Total number of drivers
- Community laws
- Availability of off-street parking
You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Haslet?
While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
But wait! Compare.com does all of that work for you. Just punch in your ZIP below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from a number of the car insurance companies providing auto coverage in Haslet.
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Haslet Auto Insurance FAQs
What factors affect car insurance quotes in Haslet?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your gender and age, but also factors like your vehicle's year, make and model, plus your marital status, address, credit score, and driving record.
Why is the cost of car insurance in Haslet different from other neighboring cities?
Things like parking situations, crime rates, and local laws, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Haslet?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Haslet?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Haslet or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
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