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How much is car insurance in Hewitt?
|Area||Average Monthly Car Insurance Premium|
Based on the chart above, you can see that it's about $10 a month cheaper to insure your vehicle in Hewitt than it is in the rest of Texas.
Likewise, when compared to the national average, the cost for auto insurance in Hewitt is lower. On average, it's about $25 less to insure your vehicle in Hewitt than it is in the rest of the United States.
Bear in mind that while these are the average car insurance rates for Hewitt, you could end up paying something different. Insurance companies take an array of factors into consideration when determining how much to charge you to insure your vehicle. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.
Don't sweat it however, we've broken down average rates for Hewitt residents so that you can get a more accurate idea of what you might pay. To find out if you're getting the cheapest rate, just enter your ZIP Code below and find out in minutes!
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Hewitt Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It's pretty safe to assume that the older you are, the more experience you have as a driver. When it comes to auto insurance rates, that experience can help put some change back into your pocket. According to the table above, you can see that 18-24-year-olds pay $50 more than someone who is at retirement age.
For every 10 years, you can expect to see a drop in your monthly premium. Once you hit retirement age, however, your rates may rise again in Hewitt.
Hewitt Car Insurance Rates by Gender
Although female drivers pay, on average, less than male drivers to insure their vehicle, Hewitt actually goes against the grain. While female drivers pay $57 per month for auto insurance, males only pay about $53.
Hewitt Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a huge impact on your car insurance rates. Drivers who avoid accidents and tickets will pay much lower rates than those with infractions. The rate for drivers in Hewitt with a single accident on their record is about $56 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $38.
Hewitt Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$45|
|15 Years or Older||$50|
In Hewitt, the cheapest vehicles to insure are by and large SUVs, with drivers paying around $50 per month for auto insurance coverage.
Car owners, on the other hand, typically pay around $52 a month, while truck and van drivers can expect to pay about $75 per month for auto insurance coverage.
Depending on how old your vehicle is, you can also expect to see slightly different rates. Generally, newer vehicles are going to be the most expensive to insure. Once your car is a few years old, however, you may see your rates begin to drop back down. In Hewitt, the most expensive vehicles to insure are vehicles four-to-five years old.
Hewitt Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$60|
Generally speaking, those who are currently married will pay slightly less for car insurance. This oftentimes is a result of owning multiple vehicles that are on the same policy, something that will often get you a discount.
In Hewitt, the difference in rates based on relationship status can be as much as $15 a month.
Hewitt Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$86|
Your housing status is another component of how insurance companies calculate your monthly rate. If you rent your home or apartment, expect to pay around $4 a month more than those who own their own home in Hewitt. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Car Insurance Companies in Hewitt, TX
Recent trends in car insurance for Hewitt drivers
Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before selecting an auto insurance policy.
The rates for auto insurance in Hewitt decreased from 2017-2019, when they hit a low of $38, but started to rise from 2020-2021. They finished down in 2022, at $55.
How does Hewitt compare to neighboring areas?
Why are car insurance rates in Hewitt different from other areas?
There are a variety of factors car insurance companies take into consideration when deciding how much to charge for coverage. Many factors affecting your policy are based around where you live and drive. These factors include things like:
- Number of drivers in the community
- Road Safety (frequency of local car accidents)
- Access to off-street parking
It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Each area will have different rates. Guides like these are a wonderful place to get started.
How can I find the cheapest car insurance in Hewitt?
In the end, the only way to know exactly what your rate will be is to request a quote from a car insurance company.
Fortunately, Compare.com does all of that work for you. Put in your ZIP below, answer a few questions related to the factors we outlined above, and you'll be comparing the cheapest quotes from the many car insurance companies that offer coverage in Hewitt.
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Hewitt Auto Insurance FAQs
What factors affect car insurance quotes in Hewitt?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your gender and age, but also factors like your driving record, address, credit score, marital status, as well as your vehicle's year and make and model.
Why is the cost of car insurance in Hewitt different from other neighboring cities?
Local laws, crime rates, and parking situations -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Which car insurance company will offer me the cheapest rate in Hewitt?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Hewitt?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Hewitt or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?
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