La Marque, TX Car Insurance

The average monthly cost for car insurance in La Marque is about $70. For information on policy rates, coverage, and more check out our guide below.
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What can La Marque residents expect to pay for their car insurance? Are rates in La Marque higher or lower than those in neighboring areas? How do they compare to the rest of Texas? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:

How much is car insurance in La Marque?

Area Average Monthly Car Insurance Premium
La Marque$70
TX$65
United States$80

Car insurance policies across the rest of Texas are about $5 a month cheaper than the rates drivers pay in La Marque.

On the other hand, the expected monthly payments for an auto insurance policy in La Marque are below the national average. On average, it's about $10 less to insure your vehicle in La Marque than it is in the rest of the United States.

Bear in mind that while these are the average car insurance rates for La Marque, you could end up paying something different. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. Your monthly premium is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.

We've broken down average rates for La Marque to help you understand what your policy's monthly premium will cost. And if you think you might be overpaying for insurance, simply enter your ZIP Code below to learn more about rates in your area!


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La Marque Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$109
25-34$66
35-44$60
45-54Not Enough Data
55-64$61
65+$60

The older you are, the more experience you're likely to have behind the wheel, right? When it comes to car insurance bills, that experience pays off. As you can see, 18-24-year-olds pay a lot more than drivers of retirement age.

You can expect to see a decrease in your monthly premium drop about once a decade or so. As you get closer to retirement age, however, you may see your rates begin to go back up in La Marque.

La Marque Car Insurance Rates by Gender

Gender Average
Male$75
Female$63

Car insurance rates for women are generally cheaper than they are for men. The difference in average rates in La Marque totals about $12 per month. As you can see in the chart above, car insurance for women in the area typically costs around $63 each month, while men pay $75 on average.

La Marque Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$106
Multiple Accidents$98
1 Ticket$69
Multiple Tickets$127

Your rates can change quite drastically depending on your driving record. Drivers with clean records can expect to pay much less than those with accidents or violations. In La Marque, a driving record with one accident will usually get you a rate around $106 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $69 on average.

When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. Remember, cheap car insurance rates are dependent on driving safely and keeping your record clean.

La Marque Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$71
2-3 Years$83
4-5 Years$60
6-7 Years$70
8-10 Years$72
11-14 Years$71
15 Years or Older$68

The cheapest vehicles to insure in La Marque are usually SUVs, trucks, and vans, with each type typically costing about $70 per month.

The rate for car owners, on the other hand, is closer to $71 a month.

You may also see different rates based on how old your vehicle is. Newer vehicles are generally going to be the most expensive to insure. However, once your car is about 5 years old you may start to see your rates drop back down a bit. In La Marque, vehicles two-to -three years old are the most expensive to insure.

La Marque Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$73
Married$66
Divorced$65
Widowed$54

More often than not, people who are married will pay slightly less to insure their car. This can usually be attributed to their policies having multiple vehicles, a factor some companies will reward with discounts.

In La Marque, the difference in rates based on relationship status can be as much as $7 a month.

La Marque Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$64
Rent$70
Live with parents$99

Your housing situation is another factor that affects your monthly rate. Those who own their own home in La Marque can expect to pay around $6 a month less than those who rent. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.

If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your car insurance premiums, depending on your insurance company.

Car Insurance Companies in La Marque, TX

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

The rates for car insurance in La Marque went up from 2017-2018, before steadying out in 2019. Insurance rates rose again, hitting a high of $90 in 2021, and finished down at $82 in 2022.

How does La Marque compare to neighboring areas?

Why are car insurance rates in La Marque different from other areas?

When considering how much to charge for an insurance policy, car insurance companies will evaluate a variety of factors. While we already mentioned the ones that affect your personal policy, others are influenced by where you live. These include things like:

  • Access to off-street parking
  • Amount of drivers in the community
  • Crime
  • Frequency of car accidents
  • Regional laws

While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in La Marque?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But wait! Compare.com has you covered. Put in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies offering coverage in La Marque in no time.


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La Marque Auto Insurance FAQs

What factors affect car insurance quotes in La Marque?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your gender and age, but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in La Marque different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like local laws, crime rates, and parking situations when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in La Marque?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to La Marque?

Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to La Marque or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

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