Levelland, TX Car Insurance

What rates should residents of Levelland expect to pay for their car insurance? Are rates in Levelland higher or lower than those in neighboring areas? How do they compare to the rest of Texas? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:

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How much is car insurance in Levelland?

Car insurance coverage in Levelland is about $18 cheaper than it is in the rest of Texas.

Likewise, car insurance rates in Levelland are more affordable than the national average. You can expect to pay about $33 below the national average for auto insurance in Levelland.

These may be the average auto insurance rates for Levelland, but that doesn't mean it's exactly what you'll pay. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.

Don't sweat it however, we've broken down average rates for Levelland residents so that you can get a more accurate idea of what you might pay. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP Code below to find out!

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Levelland Car Insurance Rates by Age

The older you are, the more experienced you are on the roads. That experience can lead to some serious savings when it comes to auto insurance bills. As you can see, 18-24-year-olds pay two times as much as drivers 65 and older.

You can expect to see your monthly premium drop about once a decade or so. That said, once you hit retirement age, your rates may climb back up a bit in Levelland.

Levelland Car Insurance Rates by Gender

Car insurance rates for female drivers are usually cheaper than those for male drivers. In Levelland, the difference comes out to about $7 per month. As illustrated in the table above, male drivers in the area pay about $51 on average, while female drivers pay around $44 each month.

Levelland Auto Insurance Rates by Driving Record

Depending on your driving record, your rates can vary wildly. Those with fewer accidents and tickets will pay significantly less than those with multiple infractions, while those with clean driving records will obviously pay the least. Drivers in Levelland with a single accident will pay around $63 a month. In addition, drivers with a single ticket on their record can expect to pay around $55 a month on average.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.

Levelland Insurance Rates by Vehicle

If you look at the first table above, the cheapest vehicles to insure in Levelland are by and large SUVs, at $45 per month.

Car owners, on the other hand, typically pay around $48 a month, while truck and van drivers can expect to pay about $47 per month to insure their car.

Your rates can also vary depending on how old your vehicle is. Generally, newer vehicles are going to be the most expensive to insure. Once your car is about 5 years old, however, you may see your bill start to shrink a bit. In Levelland, the most expensive vehicles to insure are vehicles four-to-five years old.

Levelland Car Insurance Rates by Relationship Status

Overall, those who have settled down into marriage will pay slightly less for car insurance. This usually boils down to owners having multiple vehicles on the same policy, something many companies offer special discounts for.

While single drivers normally pay more for auto insurance than married drivers do, both groups pay about the same rate in Levelland.

Levelland Car Insurance Rates by Housing Situation

Your housing situation is another component of how insurance companies calculate your monthly rate. Renters can expect to pay around $9 a month more than homeowners in Levelland. But those who live at home with their parents can expect to pay significantly more.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your average premiums, depending on your insurance company.

Car Insurance Companies in Levelland, TX

Recent trends in car insurance for Levelland drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before shopping for coverage.

The cost of car insurance in Levelland increased from 2017-2019, before steadying out in 2020. Policy premiums finished down in 2022, at $48 a month

How does Levelland compare to neighboring areas?

Why are car insurance rates in Levelland different from other areas?

When considering how much to charge for an insurance policy, car insurance companies will evaluate several factors. A few of these factors affecting your personal policy have already been mentioned, but others are based around where you call home. These include things like:

• Amount of drivers in the region
• Road Safety (how many accidents each locality has)
• Area regulations
• Off-street parking availability
• Crime rates

It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Different towns and cities will all have different average rates, so guides like these are a great place to get started.

How can I find the cheapest car insurance in Levelland?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But hold on! Compare.com does all of that work for you. Put in your ZIP below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies providing plans in Levelland.

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Levelland Auto Insurance FAQs

What factors affect car insurance quotes in Levelland?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your address, driving record, credit score, and marital status.

Why is the cost of car insurance in Levelland different from other neighboring cities?

Parking situations, crime rates, and local laws -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Levelland?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Levelland?

Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Levelland or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.