Mabank, TX Car Insurance

Drivers in Mabank pay around $56 a month for their car insurance. For more information refer to our guide below.
How does Mabank stack up to the rest of the area, or even Texas as a whole? What can Mabank residents expect to pay for their car insurance? You can see the cost breakdowns and contributing factors in the charts and writeups below:  

How much is car insurance in Mabank?

Area Average Monthly Car Insurance Premium
Mabank$56
TX$64
United States$80

Compared to the rest of the Texas, coverage in Mabank is about $8 a month cheaper.

Drivers relocating from out of state may enjoy some cost savings in Mabank. The average monthly payment for the United States as a whole is about $24 more expensive than in Mabank.

Bear in mind that while these rates are the average costs for drivers in Mabank, it doesn't mean that's what you'll pay. Insurance companies take in a number of factors when deciding what amount to charge you for insuring your vehicle. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.

But worry not, we've done the heavy lifting and broken down the average rate for Mabank to help you understand what exactly you might be asked to pay. To find out if you're overpaying for your area, just enter your ZIP Code below and find out in minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18$205
18-24$106
25-34$53
35-44$47
45-54Not Enough Data
55-64$36
65+$45

The more time you have behind the wheel, the more experienced of a driver you should be. When it comes to car insurance rates, that experience can really pay off. According to the table above, you can see that 18-24-year-olds pay two times as much as someone who is at retirement age.

For every 10 years, you can expect to see a drop in your monthly premium. That said, once you hit retirement age, your rates may creep back up a bit in Mabank.

Average Car Insurance Rates by Gender

Gender Average
Male$57
Female$56

Car insurance rates for women are generally cheaper than they are for men. The price for insurance coverage in Mabank, however, is about the same for either group.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$66
Multiple Accidents$93
1 Ticket$102
Multiple Tickets$109

Rates can vary wildly depending on your driving record. Those with fewer accidents and tickets will pay significantly less than those with multiple infractions, while those with clean driving records will obviously pay the least. In Mabank, drivers with one accident on their record will experience rates around $66 a month. Likewise, drivers with one ticket will be looking at a rate of around $102 a month on average.

Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$50
2-3 Years$48
4-5 Years$45
6-7 Years$51
8-10 Years$63
11-14 Years$60
15 Years or Older$54

According to the first table above, the cheapest vehicles to insure in Mabank are by and large SUVs, at $52 per month.

Truck and van drivers will see rates of about $61 to insure their car, while SUV owners typically pay around $52 per month.

You may also see different rates based on your vehicle's age. Generally, newer vehicles are going to cost the most to insure. Once your car is close to 5 years old, however, you may see your bill start to shrink a bit. In Mabank, the most expensive vehicles to insure are vehicles eight-to-ten years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$65
Married$42
Divorced$51
Widowed$43

Generally, people who are married will pay slightly less for auto insurance. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies offer special discounts for.

According to the table above, the difference in rates based on relationship status in Mabank can be as much as $23 a month, so it's worth taking into consideration.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$46
Rent$58
Live with parents$98

Another factor that comes into play is your housing situation. In Mabank, homeowners can expect to pay around $12 a month less than those who rent. Those who live with their parents, however, can expect to pay a lot more.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your average costs, depending on your insurance company.

Car Insurance Companies in Mabank, TX

Recent trends in car insurance for Mabank drivers

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

The cost of auto insurance coverage in Mabank increased from 2016-2017, before steadying out in 2018. Policy premiums finished up in 2021, at $56 a month

How does Mabank compare to neighboring areas?

Why are car insurance rates in Mabank different from other areas?

Car insurance companies will take into account a lot of factors when figuring out how much to charge for a policy. Where you live will also have a significant impact on your personal policy. This may include things like:

  • Number of car accidents
  • Off-street parking accessibility
  • Crime rates
  • Area laws
  • Number of drivers in the region

It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Mabank?

While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But wait! Compare.com does all of that work for you. Simply enter your ZIP below, answer a few questions on you and your vehicle, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies offering coverage in Mabank.

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Mabank Insurance FAQs

What factors affect car insurance quotes in Mabank?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your marital status, credit score, address, and driving record.

Why is the cost of car insurance in Mabank different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like parking situations, local laws, and crime rates -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Mabank?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Mabank?

Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Mabank or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.

Find your best rate in just a few minutes