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How much is car insurance in Weatherford?
|Area||Average Monthly Car Insurance Premium|
Car insurance coverage in Weatherford is about $8 cheaper than it is in the rest of Texas.
Compared to the rest of the country, auto insurance in Weatherford is more affordable. Auto insurance coverage in Weatherford is about $23 cheaper than it is for the rest of the U.S.
While these are the average car insurance rates for Weatherford, keep in mind that you could end up paying a different amount. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect your policy's monthly price.
We've done the heavy lifting for you and broken down the average rate for Weatherford so that you can get a more accurate idea of what your policy will cost you. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP below and find out in just minutes!
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Weatherford Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
The older you are, the more experience you're likely to have on the roads, right? That experience can snag you some serious savings when it comes to auto insurance. In this case, 18-24-year-olds pay $52 more than drivers 65 and older.
You can expect to see a decrease in your monthly premium drop about once a decade or so. Once you hit retirement, however, your rates may begin to increase again in Weatherford.
Weatherford Car Insurance Rates by Gender
Female drivers pay, on average, slightly less than their male counterparts. This is true in Weatherford, where women pay around $8 less a month. As you can see in the table above, female drivers in the area typically pay $53 on average, while female drivers typically pay $61 each month.
Weatherford Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Rates can vary wildly depending on your driving record. A clean driving record will obviously get you a lower rate than one with accidents or infractions. In Weatherford, a driving record with a single accident will usually get you a rate around $73 a month. In addition, drivers with a single ticket on their record can expect to pay around $69 a month on average.
Weatherford Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$59|
|15 Years or Older||$52|
If you look at the first table above, you'll see that trucks and vans are by and large the cheapest vehicles to insure in Weatherford, with drivers paying around $55 per month to insure their vehicle.
Car owners can expect to pay an average of around $56 a month for their policy, while SUVs usually cost around $59 a month to insure.
You can also expect to see slightly different rates depending on how old your vehicle is. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old, you may start to see your monthly premium drop back down. The most expensive vehicles to insure in Weatherford are vehicles four-to-five years old and eleven-to-fourteen years old.
Weatherford Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$64|
Generally, those who are currently married will pay slightly less to insure their vehicle. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.
On a national scale, married drivers typically pay less than single drivers for auto insurance. Weatherford is no exception, with the difference totaling to around $19 a month.
Weatherford Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$76|
Another factor that comes into play is your living situation. Homeowners in Weatherford can expect to pay around $13 a month less than those who rent. But those who live at home with their parents can expect to pay significantly more.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your average costs, depending on your insurance company.
Car Insurance Companies in Weatherford, TX
Recent trends in car insurance for Weatherford drivers
Since average rates are constantly changing, it's a smart move to research the local trends in your area before picking an insurance policy.
The cost of auto insurance coverage in Weatherford increased from 2020-2021, before leveling out in 2022. Insurance rates finished down in 2022, at $60 per month
How does Weatherford compare to neighboring areas?
Why are car insurance rates in Weatherford different from other areas?
There are several factors car insurance companies will consider when choosing how much to charge for a monthly rate. Many factors affecting your policy are based around where you live. These factors include things like:
- Regional crime rates
- Total number of drivers in the region
- Road Safety (total number of local car accidents)
- Off-street parking accessibility
- Local laws
An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different towns and cities will all have different average rates, so guides like these are a great place to get started.
How can I find the cheapest car insurance in Weatherford?
While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Good news! Compare.com does all of that work for you. Enter your ZIP Code below, answer a few questions on you and your vehicle, and you'll be comparing the cheapest quotes from loads of the car insurance companies offering auto coverage in Weatherford.
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Weatherford Auto Insurance FAQs
What factors affect car insurance quotes in Weatherford?
Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your vehicle's year, make and model, plus your driving record, credit score, marital status, and address.
Why is the cost of car insurance in Weatherford different from other neighboring cities?
Things like local laws, parking situations, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Weatherford?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Weatherford?
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Weatherford or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.
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