Weslaco, TX Car Insurance

What can Weslaco residents expect to pay for their car insurance? How do rates in Weslaco measure up compared to neighboring areas, including Texas as a whole? Discover the factors that go into calculating the average cost in our writeups and charts below:

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How much is car insurance in Weslaco?

Compared to the rest of the Texas, coverage in Weslaco is about $5 a month cheaper.

Likewise, when compared to the national average, the cost for auto insurance in Weslaco is lower. Auto insurance coverage in Weslaco is about $20 cheaper than it is for the rest of the United States.

Although these are the average rates for auto insurance in Weslaco, that doesn't mean it's exactly what you'll pay. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect your policy's monthly price.

We've broken down the average rates for Weslaco to help you understand what exactly you might be asked to pay. And if you're not sure that you're paying the lowest option, simply enter your ZIP Code below and find out!

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Weslaco Car Insurance Rates by Age

Generally, the older you are the more experienced you are behind the wheel, right? When it comes to auto insurance rates, that experience pays off. According to the table above, you can see that 18-24-year-olds pay two times the price that drivers 65 and older.

You can expect to see your monthly premium drop about once a decade or so. As you get closer to retirement age, however, you may see your rates begin to increase again in Weslaco.

Weslaco Car Insurance Rates by Gender

In general, female drivers pay less for car insurance than their male counterparts. In Weslaco, however, men actually pay a little bit less than female drivers for auto insurance.

Weslaco Auto Insurance Rates by Driving Record

Rates can change drastically depending on your driving record. Drivers who avoid accidents and tickets will pay significantly lower rates than those with infractions. The rate for drivers in Weslaco with a single accident on their record is about $87 a month. In addition, drivers with a single ticket on their record can expect to pay around $75 a month on average.

Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.

Weslaco Insurance Rates by Vehicle

According to the first table above, SUVs are by and large the cheapest vehicles to insure in Weslaco, with drivers paying around $55 per month for insurance coverage.

Truck and van drivers will see rates of about $65 for car insurance, while SUV owners typically pay around $55 per month.

In addition to vehicle type, you can also expect to see slightly different rates based on your vehicle's age. Generally, newer vehicles are going to cost the most to insure. Once your car is a few years old, however, your monthly bill may start to dip back down. The most expensive vehicles to insure in Weslaco are vehicles eight-to-ten years old.

Weslaco Car Insurance Rates by Relationship Status

Overall, car insurance is slightly cheaper for married policyholders. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.

At a national level, single drivers usually pay more than married couples do for auto insurance. Weslaco follows that pattern, with the difference totaling to around $13 a month.

Weslaco Car Insurance Rates by Housing Situation

Another factor taken into consideration is your living situation. If you rent your home or apartment, expect to pay around $13 a month more than if you own your own home in Weslaco. But if you live with your parents, your rates will be significantly higher.

If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your average costs, depending on your insurance company.

Car Insurance Companies in Weslaco, TX

Recent trends in car insurance for Weslaco drivers

Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before shopping for coverage.

In Weslaco, car insurance rates decreased from 2017-2019, before steadying out in 2020. Rates finished up in 2022, at $58 a month

How does Weslaco compare to neighboring areas?

Why are car insurance rates in Weslaco different from other areas?

Car insurance companies will take into account a lot of factors when figuring out how much to charge for a policy. While we've discussed the ones that affect your personal policy, others are based around your home address. These include things like:

• Rate of crime
• Community laws
• Total number of drivers
• Road safety
• Off-street parking availability

While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Weslaco?

In the end, the only way to know exactly what your rate will be is to request a quote from a car insurance company.

Luckily, Compare.com does all of that work for you. Simply enter your ZIP below, answer a few questions on you and your car, and you'll be comparing the cheapest quotes from loads of the car insurance companies that offer plans in Weslaco.

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Weslaco Auto Insurance FAQs

What factors affect car insurance quotes in Weslaco?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your credit score, driving record, marital status, and address.

Why is the cost of car insurance in Weslaco different from other neighboring cities?

Things like crime rates, parking situations, and local laws, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Weslaco?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Weslaco?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Weslaco or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.