Weslaco, TX Car Insurance

Weslaco drivers pay, on average, around $60 a month for their car insurance. We cover plan rates, policies and more in our guide below.
Map of cities where drivers can find cheaper car insurance
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What rates should residents of Weslaco expect to pay for their car insurance? How does Weslaco compare to the surrounding area and the rest of Texas? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:

How much is car insurance in Weslaco?

Area Average Monthly Car Insurance Premium
Weslaco$60
TX$65
United States$81

Based on the chart above, you can see that it's about $5 a month cheaper to insure your vehicle in Weslaco than it is in the rest of Texas.

If you're thinking of moving to Weslaco from out of state, you may still be in luck. Car insurance rates for the U.S. as a whole are, on average, $21 more expensive than the rates you'd pay in Weslaco.

Bear in mind that while these rates are the average costs for Weslaco drivers, it doesn't mean that's what you'll pay. Insurance companies take in a variety of factors when determining how much to charge you for your car insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all get factored into calculating the amount you'll be asked to pay each month.

But worry not, we've done the heavy lifting and broken down the average rate for Weslaco to help you understand what exactly you might be asked to pay. And if you think you might be overpaying for insurance, simply enter your ZIP below to learn more about rates in your area!


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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$95
25-34$55
35-44$53
45-54$52
55-64$48
65+$46

Generally, the older you are the more experienced you are behind the wheel, right? That experience can lead to some serious savings when it comes to car insurance premiums. According to the table above, you can see that 18-24-year-olds pay two times the price that drivers 65 and older.

For every ten years older you get, you can expect to see a drop in your monthly premium. Once you hit retirement, however, you may see your rates creep back up a bit in Weslaco.

Average Car Insurance Rates by Gender

Gender Average
Male$59
Female$61

Female drivers pay, on average, slightly less than their male counterparts. In Weslaco, however, men actually pay a bit less than female drivers to insure their car.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$87
Multiple Accidents$77
1 Ticket$75
Multiple TicketsNot Enough Data

Depending on your driving record, your rates can vary wildly. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. The rate for drivers in Weslaco with a single accident on their record is about $87 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $75 on average.

Accidents, tickets, and other driving infractions can cost you some serious cash. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$54
2-3 Years$53
4-5 Years$55
6-7 Years$60
8-10 Years$68
11-14 Years$61
15 Years or Older$58

As you can see in the first table above, the cheapest vehicles to insure in Weslaco are typically SUVs, which run about $54 per month.

Car owners can expect to pay an average of around $61 a month for their policy, while truck and van drivers are usually around $65 to insure each month.

Your vehicle's age can also affect your monthly bill. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is close to 5 years old, you might start to see your rates slide back down slightly. In Weslaco, the most expensive vehicles to insure are vehicles eight-to-ten years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$64
Married$50
Divorced$61
Widowed$43

Overall, people who are married will pay slightly less for car insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something some companies will reward with discounts.

The difference in rates based on relationship status in Weslaco is about $14 a month, with married couples paying less for coverage than single drivers.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$50
Rent$63
Live with parents$74

Your living situation is another component of how insurance companies calculate your monthly rate. Renters can expect to pay around $13 a month more than those who own their own home in Weslaco. But if you live with your parents, your rates will be significantly higher.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in Weslaco, TX

The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area before picking an insurance policy.

In Weslaco, auto insurance rates had been decreasing from 2017-2019, before leveling out in 2020. Insurance rates finished up in 2022, at $56 a month

How does Weslaco compare to neighboring areas?

Why are car insurance rates in Weslaco different from other areas?

Car insurance companies will consider several factors when trying to decide how much to charge for a policy. Many factors affecting your policy are based around where you live. These factors include things like:

  • Off-street parking availability
  • Frequency of car accidents
  • Community regulations
  • Prevalence of crime
  • Amount of drivers

It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Different towns and cities will all have different average rates, so guides like these are a great place to get started.

How can I find the cheapest car insurance in Weslaco?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But hold on! Compare.com does all of that work for you. Just type in your ZIP Code below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from loads of the car insurance companies that offer policies in Weslaco.


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Weslaco Insurance FAQs

What factors affect car insurance quotes in Weslaco?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your driving record, address, credit score, and marital status.

Why is the cost of car insurance in Weslaco different from other neighboring cities?

Crime rates, local laws, and parking situations -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Weslaco?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Weslaco?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Weslaco or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

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