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How much is car insurance in Anna?
|Area||Average Monthly Car Insurance Premium|
Based on the chart above, you can see that the costs for coverage in Anna are in line with rates across the rest of Texas.
When viewed against the average rates for the rest of the U.S., auto insurance coverage in Anna is rather affordable. It's about $12 cheaper than the national average to insure your vehicle in Anna.
Bear in mind that while these are the average car insurance rates for Anna, you could end up paying something different. Insurance companies take in a variety of factors when determining how much to charge you for your car insurance. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the final amount you'll be charged for coverage each month.
We've done the heavy lifting for you and broken down the average rate for Anna so that you can get a more accurate idea of what your policy will cost you. If you think you might be overpaying for insurance in your area, enter your ZIP Code below and find out!
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Anna Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
Generally, the older you are, the more experienced you are on the roads. It also makes sense that the more experienced of a driver you are, the safer you are. As you can see, 18-24-year-olds pay $63 more than drivers of retirement age.
Every ten years or so you can expect to see a decline in your monthly premium. You may see your rates rise again once you hit retirement age in Anna.
Anna Car Insurance Rates by Gender
In general, car insurance rates for women are usually cheaper than they are for men. The difference in Anna is about $15 per month. As illustrated in the table above, female drivers in the area pay about $58 on average, while male drivers pay around $73 each month.
Anna Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
One of the biggest factors in determining your car insurance rates is your driving record. Drivers with clean records will pay significantly lower rates than those with accidents or violations. In Anna, a driving record with a single accident will usually get you a rate around $93 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $73.
Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.
Anna Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$60|
|15 Years or Older||$79|
If you look at the first table above, you'll see that SUVs are typically the cheapest vehicles to insure in Anna, with drivers paying around $62 per month for insurance.
Car owners can expect to pay an average of around $71 a month for their policy, while truck and van drivers are usually around $64 to insure each month.
Depending on the age of your vehicle, you can also expect to see slightly different rates. Newer vehicles are generally going to be the most expensive to insure. However, if your car is a few years old, you can expect to see your rates start dropping back down. The most expensive vehicles to insure in Anna are vehicles fifteen years and older.
Anna Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$78|
Generally speaking, car insurance is slightly cheaper for married policyholders. This usually boils down to owners having multiple vehicles on the same policy, something many companies award special discounts for.
At a national level, married drivers usually pay less than single drivers for auto insurance. This holds true for Anna as well, where the difference is around $20 a month.
Anna Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$86|
Your housing situation is another component of how insurance companies calculate your monthly rate. Those who own their own home in Anna can expect to pay around $17 a month less than those who rent. But if you live with your parents, you can expect to pay a lot more.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your overall costs, depending on your insurance company.
Car Insurance Companies in Anna, TX
Recent trends in car insurance for Anna drivers
The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area before shopping for coverage.
In Anna, car insurance rates dropped from 2017-2018, before steadying out in 2019. Rates finished down in 2022, at $53 a month
How does Anna compare to neighboring areas?
Why are car insurance rates in Anna different from other areas?
Car insurance companies will take into account a number of factors when they're deciding how much to charge for a policy. While we already talked about the ones that affect your personal policy, others are based around your home address. These include things like:
- Crime rates
- Amount of off-street parking
- Total number of drivers in the region
- Road Safety (how many accidents each locality has)
- Area regulations
It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Get started with a guide like this to get familiar with the average rates of your area.
How can I find the cheapest car insurance in Anna?
Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.
Don't worry, Compare.com has you covered. Just enter your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from loads of the car insurance companies that offer auto coverage in Anna in no time.
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Anna Auto Insurance FAQs
What factors affect car insurance quotes in Anna?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your driving record, credit score, address, and marital status.
Why is the cost of car insurance in Anna different from other neighboring cities?
Auto insurance companies consider regional factors, such as parking situations, local laws, and crime rates into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Anna?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Anna?
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Anna or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
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