Anna, TX Car Insurance

The average cost for car insurance in Anna is about $69 a month. To find out more check out our guide below.
What rates should residents of Anna expect to pay for their car insurance? How does Anna stack up to the rest of the area, or even Texas as a whole? Find the average cost breakdowns and determining factors in the charts and writeups below:  

How much is car insurance in Anna?

Area Average Monthly Car Insurance Premium
Anna$69
TX$65
United States$81

Auto insurance policies in Anna are about $4 a month more expensive than the rest of Texas.

Compared to the national average cost of auto insurance coverage, Anna has lower rates. Auto insurance coverage in Anna is about $12 cheaper than it is for the rest of the U.S.

These rates provide a great starting point for understanding what to expect for your monthly payment, but there's no guarantee that this is what you will end up paying. Insurance companies take in a number of factors when deciding what amount to charge you for insuring your vehicle. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the final dollar amount you'll be asked to pay each month.

We've analyzed the average rate for Anna and broken down the different factors to help you understand what your monthly bill might look like. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP below to learn more about rates in your area!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$111
25-34$56
35-44$58
45-54$48
55-64$42
65+$48

The older you are, the more experienced you are on the roads. When it comes to car insurance premiums, that experience can really pay off. As you can see, 18-24-year-olds pay $63 more than drivers of retirement age.

For every 10 years, you can expect to see a drop in your monthly premium. Having said that, once you approach retirement your rates may creep back up in Anna.

Average Car Insurance Rates by Gender

Gender Average
Male$74
Female$61

On average, female drivers pay slightly less for car insurance than their male counterparts. This rings true in Anna, where women pay around $13 less per month than men. As you can see in the chart above, car insurance for women in the area typically costs around $61 each month, while men pay $74 on average.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$93
Multiple Accidents$88
1 Ticket$74
Multiple Tickets$76

One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records will pay lower rates than those with accidents or violations. The rate for drivers in Anna with a single accident on their record is about $93 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $74.

When it comes to your monthly bill, accidents, tickets, and other driving infractions can really take a toll. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$60
2-3 Years$71
4-5 Years$64
6-7 Years$56
8-10 Years$70
11-14 Years$61
15 Years or Older$82

According to the first table above, SUVs, trucks, and vans are usually the cheapest vehicles to insure in Anna, with drivers paying around $64 per month for auto insurance coverage.

The rate for car owners, on the other hand, is closer to $72 a month.

Your vehicle's age can also affect your monthly bill. Generally, newer vehicles are going to cost the most to insure. Once your car is close to 5 years old, however, your monthly bill may start to dip back down. In Anna, the most expensive vehicles to insure are vehicles fifteen years and older.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$80
Married$59
Divorced$43
Widowed$48

More often than not, car insurance is slightly cheaper for married policyholders. This usually happens because companies will offer special discounts to policyholders with multiple vehicles that are on the same policy.

On a national scale, married drivers typically pay less than single drivers for auto insurance. Anna is no exception, with the difference totaling to around $21 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$57
Rent$76
Live with parents$88

Your living accommodations is another factor that affects your monthly rate. Drivers who own property in Anna can expect to pay around $19 a month less than those who rent. Those who live with their parents, however, can expect to pay a lot more.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your average premiums, depending on your insurance company.

Car Insurance Companies in Anna, TX

Recent trends in car insurance for Anna drivers

Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before picking an insurance policy.

The cost of auto insurance coverage in Anna declined from 2017-2018, before leveling out in 2019. Rates finished down in 2022, at $59 per month

How does Anna compare to neighboring areas?

Why are car insurance rates in Anna different from other areas?

There are a number of factors car insurance companies will consider when figuring out how much to charge for a monthly rate. While we mentioned the factors that affect your personal policy, others are based around where you live. These include things like:

  • Area regulations
  • Total amount of drivers in the area
  • Rate of car accidents
  • Off-street parking accessibility
  • Crime rates

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Anna?

In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.

Luckily, Compare.com can handle all of this for you. Just put in your ZIP Code below, answer a few questions regarding the factors mentioned above, and you'll be quickly comparing the cheapest quotes from dozens of car insurance companies that offer policies in Anna.

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Anna Insurance FAQs

What factors affect car insurance quotes in Anna?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your driving record, address, credit score, and marital status.

Why is the cost of car insurance in Anna different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like parking situations, crime rates, and local laws when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Anna?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Anna?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Anna or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.

Find your best rate in just a few minutes