Acworth, GA Car Insurance

Acworth drivers pay, on average, around $101 a month for their car insurance. To learn more about car insurance rates in the Acworth area, read our guide below.
How does Acworth stack up to the rest of the area, or even Georgia as a whole? What should residents of Acworth expect to pay for their car insurance? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Acworth?

Area Average Monthly Car Insurance Premium
Acworth$101
GA$106
United States$81

As you can see in the chart above, it is around $5 a month cheaper to insure your vehicle in Acworth than it is in the rest of Georgia.

Drivers relocating the Acworth should take note of the differences in average rates. The cost of insuring a vehicle in Acworth is about $20 more expensive than the average rate for the rest of the U.S.

While these are the average monthly costs for auto insurance coverage in Acworth, you could end up paying something different. Insurance companies weigh a variety of factors when determining how much to charge you for car insurance. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.

But worry not, we've done the heavy lifting and broken down the average rate for Acworth to help you understand what exactly you might be asked to pay. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP below and find out in just minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$162
25-34$97
35-44$85
45-54$74
55-64$70
65+$81

It makes sense that older drivers would have more experience behind the wheel, right? That experience can really work in your favor when factored into your car insurance rates. As you can see, 18-24-year-olds pay significantly more than drivers of retirement age.

You can expect to see a decrease in your monthly premium drop about once a decade or so. Once you hit retirement, however, you may see your rates start to rise again in Acworth.

Average Car Insurance Rates by Gender

Gender Average
Male$107
Female$96

Car insurance rates for women are generally cheaper than they are for men. The difference in Acworth is around $11 a month. Based on the chart above, you can see that female drivers pay around $96 on average, while male drivers typically pay $107 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$140
Multiple Accidents$204
1 Ticket$121
Multiple Tickets$167

Rates can vary wildly depending on your driving record. Those with fewer accidents and tickets will pay less than those with multiple infractions. In Acworth, a driving record with one accident will usually get you a rate around $140 a month. In addition, drivers with a single ticket on their record can expect to pay around $121 a month on average.

Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. So, if cheaper car insurance is important to you, keep your record clean and drive safe.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$114
2-3 Years$110
4-5 Years$125
6-7 Years$110
8-10 Years$106
11-14 Years$103
15 Years or Older$95

If you look at the first table above, you'll see that trucks and vans are typically the cheapest vehicles to insure in Acworth, with drivers paying around $84 per month for insurance coverage.

Car owners, on the other hand, by and large pay around $108 per month, while SUV drivers can expect to pay about $98 a month for insurance.

Your rates can also vary depending on the age of your vehicle. Generally, newer vehicles are going to cost the most to insure. Once your car is a few years old, however, you may see your rates begin to drop back down. In Acworth, the most expensive vehicles to insure are vehicles four-to-five years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$114
Married$79
Divorced$74
Widowed$72

Generally speaking, car insurance is slightly cheaper for married policyholders. This occurs because insurance companies commonly offer special discounts to policyholders with multiple vehicles that are on the same policy.

According to the table above, the difference in rates based on relationship status in Acworth can be as much as $35 a month, so it's worth taking into consideration.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$88
Rent$105
Live with parents$127

One other element taken into consideration is your housing situation. If you rent your home or apartment, expect to pay around $17 a month more than homeowners in Acworth. But if you live with your parents, you can expect to pay a lot more.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your average costs, depending on your insurance company.

Car Insurance Companies in Acworth, GA

Recent trends in car insurance for Acworth drivers

Given that average rates are often changing, it's a smart move to know the direction your area is trending before shopping for coverage.

Auto insurance rates in Acworth rose steadily from 2017-2021. Car insurance rates finished down in 2022, at $81.

How does Acworth compare to neighboring areas?

Why are car insurance rates in Acworth different from other areas?

There are numerous factors car insurance companies take into consideration when choosing how much to charge for a monthly rate. While we already mentioned the ones that affect your personal policy, others are influenced by where you live. These include things like:

  • Local crime rates
  • Frequency of car accidents
  • Amount of drivers in the community
  • Amount of off-street parking
  • Local regulations

You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in Acworth?

Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.

Good news! Compare.com can handle all of this for you. Just punch in your ZIP Code below, answer a few questions regarding the factors mentioned above, and you'll be quickly comparing the cheapest quotes from many of the car insurance companies offering auto coverage in Acworth.

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Acworth Insurance FAQs

What factors affect car insurance quotes in Acworth?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Acworth different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like crime rates, local laws, and parking situations when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Acworth?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Acworth?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Acworth or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

Find your best rate in just a few minutes