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How much is car insurance in Blackshear?
|Area||Average Monthly Car Insurance Premium|
Based on the chart above, you can see that coverage in Blackshear typically costs about $37 a month less than it does in the rest of Georgia.
Compared to the rest of the country, auto insurance in Blackshear is more affordable. It's about $12 cheaper to insure your vehicle in Blackshear compared to the average rate for the United States as a whole.
These rates may be the average amount Blackshear drivers pay for their insurance policy, but that doesn't mean it's exactly what you'll pay. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Your policy's monthly price is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
Don't worry, we've done the work for you and broken down average rates for Blackshear to help you get a more accurate idea of what you'll be charged for your policy. And if you think you might be overpaying for insurance, simply enter your ZIP Code below to learn more about rates in your area!
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Blackshear Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
Generally, the older you are, the more experienced you are on the roads, right? When it comes to auto insurance rates, that experience can help put some change back into your pocket. In this case, 18-24-year-olds pay $31 more than drivers 65 and older.
You can expect to see your monthly premium drop every 10 years or so. Once you hit retirement age, however, you may see your rates rise again in Blackshear.
Blackshear Car Insurance Rates by Gender
Female drivers pay, on average, slightly less than their male counterparts. This is true in Blackshear, where women pay around $7 less per month. As illustrated in the table above, female drivers in the area pay about $66 on average, while male drivers pay around $73 each month.
Blackshear Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a tremendous impact on your car insurance rates. Drivers with clean records will pay significantly lower rates than those with accidents or violations. Drivers in Blackshear with one accident will pay around $83 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $99.
Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. In order to keep your monthly bill down and get the cheapest car insurance possible, keep your record clean and drive safely.
Blackshear Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$57|
|15 Years or Older||$70|
According to the first table above, the cheapest vehicles to insure in Blackshear are by and large trucks and vans, at $64 per month.
Car owners will see a monthly bill of about $68, while SUV owners typically pay around $71 a month.
Vehicle age has an impact on the cost of your policy as well. Generally, newer vehicles are going to cost the most to insure. However, your rates may start to decrease if your car is a few years old. In Blackshear, the most expensive vehicles to insure are vehicles two-to -three years old.
Blackshear Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$72|
Generally speaking, car insurance is slightly cheaper for married policyholders. This usually boils down to owners having multiple vehicles on the same policy, something some companies will reward with discounts.
On a national scale, single drivers typically pay more than married couples do for auto insurance. Blackshear is no exception, with the difference totaling to around $10 a month.
Blackshear Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$78|
One other element taken into consideration is your housing situation. If you rent your home or apartment, expect to pay around $2 a month more than those who own their own home in Blackshear. But if you live with your parents, your rates will be significantly higher.
That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your car insurance premiums.
Car Insurance Companies in Blackshear, GA
Recent trends in car insurance for Blackshear drivers
Since average rates are constantly changing, it's a smart move to research the local trends in your area before shopping for coverage.
In Blackshear, the rates for car insurance had been decreasing from 2017-2018, before steadying out in 2019. Car insurance rates finished up in 2022, at $70 per month
How does Blackshear compare to neighboring areas?
Why are car insurance rates in Blackshear different from other areas?
Car insurance companies take in a number of factors when figuring out how much individual insurance policies will cost. Your insurance policy will depend largely on where you live and drive and will be influenced by things such as:
- Prevalence of crime
- Amount of drivers in the area
- Community regulations
- Rate of car accidents
- Access to off-street parking
A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Get started with a guide like this to get familiar with the average rates of your area.
How can I find the cheapest car insurance in Blackshear?
While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
But hold on! Compare.com does all of that work for you. Simply enter your ZIP below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from loads of the car insurance companies offering auto coverage in Blackshear.
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Blackshear Auto Insurance FAQs
What factors affect car insurance quotes in Blackshear?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your marital status, credit score, address, and driving record.
Why is the cost of car insurance in Blackshear different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like crime rates, parking situations, and local laws -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Blackshear?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Blackshear?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Blackshear or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.
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