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How much is car insurance in Snellville?
|Area||Average Monthly Car Insurance Premium|
Car insurance policies in Snellville are about $20 a month more expensive than the rest of Georgia.
Likewise, Snellville residents should prepare to pay higher rates for coverage than the rest of the country. You can expect to pay about $45 more for your policy in Snellville.
These rates provide a great starting point for understanding what to expect for your monthly payment, but there's no guarantee that this is what you will end up paying. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay to get car insurance. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.
But don't worry, we've broken down the average rate for Snellville residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. To find out if you're getting the cheapest rate, just enter your ZIP Code below and find out in minutes!
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Snellville Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
The more time you have behind the wheel, the more experienced of a driver you should be. That experience pays off when it comes to auto insurance. According to the table above, you can see that 18-24-year-olds pay significantly more than someone who is at retirement age.
For every 10 years, you can expect to see a decrease in your monthly premium. That said, once you hit retirement age, your rates may begin to go back up in Snellville.
Snellville Car Insurance Rates by Gender
Female drivers pay, on average, slightly less than their male counterparts. This rings true in Snellville, where women pay around $9 less per month than men. Based on the chart above, you can see that female drivers pay around $121 on average, while male drivers typically pay $130 each month.
Snellville Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
One of the biggest factors in determining your car insurance rates is your driving record. A clean driving record will get you a lower rate than one with even just a single accident or infraction. Drivers in Snellville with a single accident on their record will usually see rates around $167 a month. In addition, drivers with a single ticket on their record can expect to pay around $139 a month on average.
Snellville Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$148|
|15 Years or Older||$117|
According to the first table above, SUVs are by and large the cheapest vehicles to insure in Snellville, with drivers paying around $112 per month for auto insurance coverage.
Truck and van drivers will see rates of about $123 for auto insurance, while car owners usually pay around $130 per month.
The age of your vehicle can also affect your monthly bill. Generally, newer vehicles are going to cost the most to insure. However, once your car is close to 5 years old, you may start to see your monthly premium decrease. In Snellville, vehicles two-to -three years old are the most expensive to insure.
Snellville Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$135|
More often than not, people who are married will pay slightly less for car insurance coverage. This occurs because insurance companies commonly offer special discounts to policyholders with multiple vehicles that are on the same policy.
On a national scale, single drivers typically pay more than married couples do for auto insurance. Snellville is no exception, with the difference totaling to around $37 a month.
Snellville Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$143|
Your housing status is another factor that affects your monthly rate. Renters can expect to pay around $19 a month more than homeowners in Snellville. But those who live at home with their parents can expect to pay significantly more.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Car Insurance Companies in Snellville, GA
Recent trends in car insurance for Snellville drivers
Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.
The cost of auto insurance in Snellville went up consistently from 2017-2021. It finished down in 2022, at $101.
How does Snellville compare to neighboring areas?
Why are car insurance rates in Snellville different from other areas?
When considering how much to charge for a monthly rate, car insurance companies will consider many factors. While we mentioned the factors that affect your personal policy, others are based around where you call home. These include things like:
- Crime rates
- Area laws
- Off-street parking access
- Total amount of drivers in the area
- Road Safety (how many accidents each locality has)
You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Snellville?
Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.
Don't worry, Compare.com has you covered. Simply enter your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies offering auto coverage in Snellville in no time.
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Snellville Auto Insurance FAQs
What factors affect car insurance quotes in Snellville?
Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your address, credit score, driving record, and marital status.
Why is the cost of car insurance in Snellville different from other neighboring cities?
Auto insurance companies consider regional factors, such as local laws, crime rates, and parking situations into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Snellville?
There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.
Do I need to change my insurance if I move to Snellville?
Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Snellville or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
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