Brunswick, GA Car Insurance

Drivers in Brunswick pay, on average, $72 a month for their car insurance. For information on policy rates, coverage, and more check out our guide below.
Compared to their surrounding area, how do rates in Brunswick stack up? What about against the rest of Georgia? What rates should residents of Brunswick expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:  

How much is car insurance in Brunswick?

Area Average Monthly Car Insurance Premium
Brunswick$72
GA$106
United States$81

Looking at the chart above, you can see it's around $34 a month cheaper to insure your vehicle in Brunswick than it is in the rest of Georgia.

Likewise, car insurance rates in Brunswick are more affordable than the national average. On average, it's about $9 less to insure your vehicle in Brunswick than it is in the rest of the United States.

Bear in mind that while these rates are the average costs for Brunswick residents, it doesn't mean that's what you'll pay. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in your policy's monthly price.

We've done the heavy lifting for you and broken down the average rate for Brunswick so that you can get a more accurate idea of what your monthly bill might be. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP Code below to learn more about rates in your area!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$106
25-34$74
35-44$66
45-54Not Enough Data
55-64$52
65+$68

The older you are, the more experience you're likely to have behind the wheel, right? When it comes to car insurance rates, that experience can really pay off. In this case, 18-24-year-olds pay a lot more than drivers 65 and older.

For every 10 years, you can expect to see a drop in your monthly premium. Once you hit retirement age, however, you may see your rates rise again in Brunswick.

Average Car Insurance Rates by Gender

Gender Average
Male$73
Female$72

Car insurance rates for women are generally cheaper than they are for men. While female drivers pay a bit less than male drivers on their monthly auto insurance coverage, the difference in Brunswick is only about $1 per month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$99
Multiple Accidents$114
1 Ticket$88
Multiple Tickets$101

Rates can change drastically depending on your driving record. Drivers with clean records will pay lower rates than those with accidents or violations. In Brunswick, drivers with one accident on their record will experience rates around $99 a month. Likewise, drivers with one ticket will be looking at a rate of around $88 a month on average.

Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. So, if cheaper car insurance is important to you, keep your record clean and drive safe.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$67
2-3 Years$67
4-5 Years$71
6-7 Years$72
8-10 Years$76
11-14 Years$77
15 Years or Older$68

In Brunswick, the cheapest vehicles to insure are typically trucks and vans, with drivers paying around $69 per month to insure their vehicle.

Car owners can expect to pay an average of around $74 a month for their policy, while SUVs usually cost around $71 a month to insure.

Your vehicle's age also plays a role in your monthly payment. Generally, newer vehicles are going to be the most expensive to insure. However, your rates may start to decrease if your car is about 5 years old. In Brunswick, vehicles eleven-to-fourteen years old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$77
Married$58
Divorced$65
Widowed$59

On average, people who are married will pay slightly less for insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something that will often get you a discount.

The cost of auto insurance in Brunswick reflects the national trend of married couples paying less than single drivers to insure their vehicles, to the tune of about $19 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$66
Rent$74
Live with parents$84

Another factor that comes into play is your housing status. Renters can expect to pay around $8 a month more than drivers who own property in Brunswick. But if you live with your parents, you can expect to pay a lot more.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your car insurance premiums, depending on your insurance company.

Car Insurance Companies in Brunswick, GA

Recent trends in car insurance for Brunswick drivers

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

The cost of car insurance in Brunswick rose from 2017-2019, before steadying out in 2020. Insurance rates finished down in 2022, at $57 a month

How does Brunswick compare to neighboring areas?

Why are car insurance rates in Brunswick different from other areas?

Car insurance companies will consider several factors when trying to decide how much to charge for a policy. Your insurance policy will depend largely on where you live and will be influenced by things such as:

  • Amount of drivers in the community
  • Area crime rates
  • Laws
  • Rate of car accidents
  • Off-street parking availability

Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Each area will have different rates. Guides like these are a wonderful place to get started.

How can I find the cheapest car insurance in Brunswick?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But hold on! Compare.com does all of that work for you. Simply enter your ZIP below, answer a few questions about you and your car, and you'll be comparing the cheapest quotes from dozens of car insurance companies that offer plans in Brunswick.

Compare the cheapest quotes from dozens of insurance companies

Brunswick Insurance FAQs

What factors affect car insurance quotes in Brunswick?

The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your gender and age, but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Brunswick different from other neighboring cities?

Things like parking situations, crime rates, and local laws, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Brunswick?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Brunswick?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Brunswick or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?

Find your best rate in just a few minutes