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How much is car insurance in Brunswick?
|Area||Average Monthly Car Insurance Premium|
Based on the chart above, you can see that coverage in Brunswick typically costs about $33 a month less than it does in the rest of Georgia.
Likewise, the expected monthly payments for an auto insurance policy in Brunswick are below the national average. On average, it's about $8 less to insure your vehicle in Brunswick than it is in the rest of the United States.
Bear in mind that while these rates are the average costs for residents of Brunswick, it doesn't mean that's what you'll pay. The amount that insurance companies end up charging you is determined by a number of factors. Your monthly premium is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
Don't sweat it however, we've broken down average rates for Brunswick residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. To find out if you're getting the cheapest rate, just enter your ZIP Code below and find out in minutes!
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Brunswick Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
Generally speaking, the older you are, the more experience you have driving, right? That experience can lead to some serious savings when it comes to auto insurance bills. In this case, 18-24-year-olds pay $39 more than someone who is at retirement age.
For every ten years older you get, you can expect to see a drop in your monthly premium. Drivers in Brunswick may see their rates rise again once they hit retirement age.
Brunswick Car Insurance Rates by Gender
Male drivers pay, on average. slightly more than female drivers for auto insurance. In Brunswick, however, the difference in the monthly cost of coverage is minimal.
Brunswick Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a huge impact on your car insurance rates. Those with fewer accidents and tickets will pay much less than those with multiple infractions. In Brunswick, a driving record with one accident will usually get you a rate around $99 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $89 on average.
When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. So, if you're looking for cheap car insurance, drive carefully and keep a clean record.
Brunswick Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$66|
|15 Years or Older||$68|
If you look at the first table above, the cheapest vehicles to insure in Brunswick are typically trucks and vans, at $68 per month.
Car owners will see a monthly bill of about $74, while SUV owners by and large pay around $71 per month.
Your vehicle's age also plays a role in your monthly payment. Generally, newer vehicles are going to cost the most to insure. However, once your car is around 5 years old, you may start to see your monthly premium drop back down. The most expensive vehicles to insure in Brunswick are vehicles eleven-to-fourteen years old.
Brunswick Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$76|
Overall, car insurance is slightly cheaper for married policyholders. This occurs because insurance companies commonly extend special discounts to policyholders with multiple vehicles that are on the same policy.
At a national level, single drivers usually pay more than married couples do for auto insurance. Brunswick follows that pattern, with the difference totaling to around $17 a month.
Brunswick Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$84|
Your living situation is another factor that affects your monthly rate. In Brunswick, homeowners can expect to pay around $8 a month less than those who rent. But if you live with your parents, you can expect to pay a lot more.
That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your average costs.
Car Insurance Companies in Brunswick, GA
Recent trends in car insurance for Brunswick drivers
Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before choosing an insurance policy.
The cost of car insurance in Brunswick had been increasing from 2017-2019, before steadying out in 2020. Policy premiums finished down in 2022, at $59 a month
How does Brunswick compare to neighboring areas?
Why are car insurance rates in Brunswick different from other areas?
There are several factors car insurance companies will consider when choosing how much to charge for a monthly rate. The price of your insurance policy will depend largely on your home address and will be influenced by things such as:
- Community laws
- Off-street parking accessibility
- Crime rates
- Total number of drivers
- Number of car accidents
You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Each area will have different rates. Guides like these are a wonderful place to get started.
How can I find the cheapest car insurance in Brunswick?
While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Fortunately, Compare.com does all of that work for you. Simply enter your ZIP below, answer a few questions regarding the factors mentioned above, and you'll be comparing the cheapest quotes from numerous car insurance companies offering plans in Brunswick.
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Brunswick Auto Insurance FAQs
What factors affect car insurance quotes in Brunswick?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your driving record, credit score, address, and marital status.
Why is the cost of car insurance in Brunswick different from other neighboring cities?
Parking situations, local laws, and crime rates -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Which car insurance company will offer me the cheapest rate in Brunswick?
Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Brunswick?
Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Brunswick or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
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