Eastman, GA Car Insurance

On average, Eastman drivers pay a monthly average rate of around $78 for their car insurance. To learn more about policy rates and coverage in the Eastman area, continue reading our guide below.
How do rates in Eastman measure up compared to neighboring areas, including Georgia as a whole? What rates should residents of Eastman expect to pay for their car insurance? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Eastman?

Area Average Monthly Car Insurance Premium
Eastman$78
GA$104
United States$80

Based on the chart above, you can see that it's about $26 a month cheaper to insure your vehicle in Eastman than it is in the rest of Georgia.

Similarly, the expected monthly payments for an auto insurance policy in Eastman are below the national average. It's about $2 cheaper to insure your vehicle in Eastman compared to the average rate for the U.S. as a whole.

Although these are the average rates for auto insurance in Eastman, it's important to remember that you could end up paying something different. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.

Don't worry, we've done the work for you and broken down average rates for Eastman to help you get a more accurate idea of what you'll be charged for your policy. If you think you might be overpaying for insurance in your area, enter your ZIP below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$133
25-34$80
35-44$77
45-54$64
55-64$53
65+$64

The older you are, the more experience you're likely to have on the roads, right? That experience can turn into some real savings when it comes to auto insurance rates. According to the table above, you can see that 18-24-year-olds pay $69 more than drivers 65 and older.

You can expect to see a decrease in your monthly premium drop about once a decade or so. Once you hit retirement, however, your rates may climb back up a bit in Eastman.

Average Car Insurance Rates by Gender

Gender Average
Male$84
Female$75

Car insurance rates for women are generally cheaper than they are for men. In Eastman, the difference is around $9 a month. As illustrated in the table above, female drivers in the area pay about $75 on average, while male drivers pay around $84 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$128
Multiple Accidents$141
1 Ticket$120
Multiple TicketsNot Enough Data

Your driving record can have a huge impact on your car insurance rates. A clean driving record will get you a lower rate than one with even just a single accident or infraction. Drivers in Eastman with one accident will pay around $128 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $120.

When it comes to your monthly bill, accidents, tickets, and other driving infractions can really take a toll. So, if you're looking for cheap car insurance, drive carefully and keep a clean record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$61
2-3 Years$79
4-5 Years$106
6-7 Years$81
8-10 Years$97
11-14 Years$66
15 Years or Older$78

The most affordable vehicles to insure in Eastman are by and large SUVs, which run about $66 per month.

Car owners will see rates of about $82, while truck and van owners typically pay around $67 per month.

In addition to vehicle type, you can also expect to see slightly different rates based on how old your vehicle is. Generally, newer vehicles are going to be the most expensive to insure. Once your car is about 5 years old, however, you may see your rates begin to drop back down. The most expensive vehicles to insure in Eastman are vehicles four-to-five years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$84
Married$55
Divorced$66
Widowed$61

Overall, car insurance is slightly cheaper for married policyholders. This usually happens because companies will offer special discounts to policyholders with multiple vehicles that are on the same policy.

On a national scale, single drivers typically pay more than married couples do for auto insurance. Eastman is no exception, with the difference totaling to around $29 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$70
Rent$79
Live with parents$172

One other element taken into consideration is your living accommodations. In Eastman, homeowners can expect to pay around $9 a month less than those who rent. But if you live with your parents, you can expect to pay a lot more.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your car insurance costs, depending on your insurance company.

Car Insurance Companies in Eastman, GA

Recent trends in car insurance for Eastman drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before shopping for coverage.

In Eastman, auto insurance rates had been decreasing from 2016-2018, before leveling out in 2019. Insurance rates rose again recently, reaching a high of $98 in 2021.

How does Eastman compare to neighboring areas?

Why are car insurance rates in Eastman different from other areas?

There are several factors car insurance companies will consider when deciding how much to charge for a monthly rate. The specifics of your home address will have an impact on your personal policy. This might include things like:

  • Total number of drivers
  • Rate of car accidents
  • Off-street parking availability
  • Crime
  • Local regulations

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.

How can I find the cheapest car insurance in Eastman?

Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.

But wait! Compare.com does all of that work for you. Just type in your ZIP Code below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from loads of the car insurance companies providing auto coverage in Eastman.

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Eastman Insurance FAQs

What factors affect car insurance quotes in Eastman?

The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your age and gender, but also factors like your driving record, credit score, address and marital status, as well as your vehicle's year and make and model.

Why is the cost of car insurance in Eastman different from other neighboring cities?

Local laws, crime rates, and parking situations -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Eastman?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Eastman?

Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Eastman or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

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