At Compare.com, it's our mission to find simple ways to help our customers save money on the things they need. While we partner with some of the companies and brands we talk about in our articles, all of our content is written and reviewed by our independent editorial team and never influenced by our partnerships. Learn about how we make money, review our editorial standards, and reference our data methodology to learn more about why you can trust Compare.com.
In This Article:
How much is car insurance in Thomaston?
|Area||Average Monthly Car Insurance Premium|
Car insurance coverage in Thomaston is about $25 cheaper than it is in the rest of Georgia.
Drivers relocating from out of state may enjoy some cost savings in Thomaston. The average monthly payment in Thomaston is about $0 less than the rate for the rest of the U.S.
While these are the average car insurance rates for Thomaston, keep in mind that you could end up paying a different amount. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining the bill you'll see each month.
But worry not, we've done the heavy lifting and broken down the average rate for Thomaston to help you understand what exactly you might be asked to pay. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!
Find your best rate in just a few minutes
Thomaston Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
It makes sense that the older you are, the more experience you have driving, right? That experience can really work in your favor when factored into your car insurance rates. As you can see, 18-24-year-olds pay $62 more than drivers 65 and older.
For every 10 years, you can expect to see a decrease in your monthly premium. You may see your rates rise again once you hit retirement in Thomaston.
Thomaston Car Insurance Rates by Gender
On average, female drivers pay slightly less than male drivers for car insurance. The difference in Thomaston is about $4 a month. Based on the chart above, you can see that male drivers pay $83 on average, while female drivers typically pay $79 each month.
Thomaston Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your rates can vary wildly depending on your driving record. Drivers who avoid accidents and tickets will pay significantly lower rates than those with infractions. Drivers in Thomaston with one accident will pay around $105 a month. Likewise, drivers with one ticket will be looking at a rate of around $98 a month on average.
Thomaston Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$103|
|15 Years or Older||$73|
As you can see in the first table above, the cheapest vehicles to insure in Thomaston are by and large trucks and vans, which run about $69 per month.
Car owners will see a monthly bill of about $84, while SUV owners typically pay around $79 per month.
Vehicle age can also affect your monthly bill. Newer vehicles are generally going to be the most expensive to insure. However, once your car is around 5 years old, you may start to see your monthly premium drop back down. In Thomaston, the most expensive vehicles to insure are vehicles four-to-five years old.
Thomaston Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$84|
Overall, car insurance is slightly cheaper for married policyholders. This usually happens because companies will extend special discounts to policyholders with multiple vehicles that are on the same policy.
Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Thomaston, with married couples paying about $16 less per month.
Thomaston Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$104|
Another factor that comes into play is your living situation. In Thomaston, homeowners can expect to pay around $7 a month less than those who rent. But if you live with your parents, your rates will be significantly higher.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Car Insurance Companies in Thomaston, GA
Recent trends in car insurance for Thomaston drivers
Since average rates are constantly changing, it's a smart move to research the local trends in your area before picking an insurance policy.
The cost of auto insurance coverage in Thomaston had been increasing steadily from 2017-2021. It finished down in 2022, at $68.
How does Thomaston compare to neighboring areas?
Why are car insurance rates in Thomaston different from other areas?
When considering how much to charge for coverage, car insurance companies will review numerous factors. Your insurance policy will depend largely on your home address and will be influenced by things such as:
- Rate of crime
- Road Safety (frequency of local car accidents)
- Total number of drivers in the region
- Off-street parking availability
- Community laws
An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different towns and cities will all have different average rates, so guides like these are a great place to get started.
How can I find the cheapest car insurance in Thomaston?
While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Luckily, Compare.com does all of that work for you. Just punch in your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from dozens of car insurance companies offering plans in Thomaston.
Find your best rate in just a few minutes
Thomaston Auto Insurance FAQs
What factors affect car insurance quotes in Thomaston?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your credit score, driving record, marital status, and address.
Why is the cost of car insurance in Thomaston different from other neighboring cities?
Crime rates, local laws, and parking situations -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Which car insurance company will offer me the cheapest rate in Thomaston?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Thomaston?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Thomaston or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
- None of Compare.com's content is ever influenced by the companies and brands we partner with.
- Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
- All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.
Find your best rate in just a few minutes