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How much is car insurance in Canton?
|Area||Average Monthly Car Insurance Premium|
Compared to the rest of the Georgia, coverage in Canton is about $9 a month cheaper.
Conversely, residents of Canton might expect to pay higher rates for coverage than the rest of the country. The average monthly payment in Canton is about $16 more expensive than the rate for the rest of the U.S.
Bear in mind that while these rates are the average costs for Canton drivers, it doesn't mean that's what you'll pay. Insurance companies take an array of factors into consideration when determining how much to charge you to insure your vehicle. The bill you'll see each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
We've done the heavy lifting for you and broken down the average rate for Canton so that you can get a more accurate idea of what you might pay. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!
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Canton Car Insurance Rates by Age
|Age Range||Average Premium|
It's pretty safe to assume that the older you are, the longer you've been driving. When it comes to your monthly premium, that experience can really pay off. According to the table above, you can see that 18-24-year-olds pay significantly more than drivers 65 and older.
For every 10 years, you can expect to see a decrease in your monthly premium. Having said that, once you approach retirement your rates may climb back up in Canton.
Canton Car Insurance Rates by Gender
Female drivers pay, on average, slightly less than their male counterparts. In Canton, the difference comes out to about $8 a month. As you can see in the chart above, car insurance for women in the area typically costs around $92 each month, while men pay $100 on average.
Canton Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Depending on your driving record, your rates can vary wildly. Drivers with clean records will pay lower rates than those with accidents or violations. In Canton, a driving record with a single accident will usually get you a rate around $125 a month. Similarly, drivers with one ticket will typically pay around $110 on average.
Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. So, if cheaper car insurance is important to you, keep your record clean and drive safe.
Canton Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$96|
|15 Years or Older||$89|
According to the first table above, trucks and vans are typically the cheapest vehicles to insure in Canton, with drivers paying around $82 per month to insure their vehicle.
Car owners, on the other hand, usually pay around $100 per month, while SUV drivers can expect to pay about $93 a month for insurance.
In addition to vehicle type, you can also expect to see slightly different rates based on the age of your vehicle. Newer vehicles are generally going to be the most expensive to insure. Once your car is a few years old, however, you may see your rates begin to drop back down. In Canton, the most expensive vehicles to insure are vehicles two-to -three years old.
Canton Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$103|
Generally, car insurance is slightly cheaper for married policyholders. This usually boils down to owners having multiple vehicles on the same policy, something some companies will reward with discounts.
In Canton, the difference in rates based on relationship status can be as much as $27 a month.
Canton Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$126|
Your living accommodations is another factor that affects your monthly rate. Homeowners in Canton can expect to pay around $5 a month less than those who rent. Those who live with their parents, however, can expect to pay a lot more.
Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your car insurance premiums.
Car Insurance Companies in Canton, GA
Recent trends in car insurance for Canton drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending when choosing your car insurance policy.
The cost of car insurance coverage in Canton increased from 2017-2019, before leveling out in 2020. Insurance rates finished down in 2022, at $80 per month
How does Canton compare to neighboring areas?
Why are car insurance rates in Canton different from other areas?
There are numerous factors car insurance companies take into consideration when deciding how much to charge for a monthly rate. While we already mentioned the ones that affect your personal policy, others are influenced by where you live and drive. These include things like:
- Road Safety (frequency of car accidents)
- Regional crime rates
- Area regulations
- Off-street parking accessibility
- Amount of drivers in the region
You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Each area will have different rates. Guides like these are a wonderful place to get started.
How can I find the cheapest car insurance in Canton?
Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
Don't worry, Compare.com has you covered. Just enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from a number of the car insurance companies providing coverage in Canton in no time.
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Canton Auto Insurance FAQs
What factors affect car insurance quotes in Canton?
Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your driving record, credit score, address and marital status, as well as your vehicle's year and make and model.
Why is the cost of car insurance in Canton different from other neighboring cities?
Auto insurance companies consider regional factors, such as local laws, parking situations, and crime rates into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Canton?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Canton?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Canton or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?
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