Canton, GA Car Insurance

On average, Canton drivers pay around $97 a month for their car insurance. To learn more about what you're likely to pay in the Canton area, read our guide below.
What rates can residents of Canton expect to pay for their car insurance? How does Canton compare to the surrounding area and the rest of Georgia? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:  

How much is car insurance in Canton?

Area Average Monthly Car Insurance Premium
Canton$97
GA$106
United States$81

As you can see in the chart above, it is around $9 a month cheaper to insure your vehicle in Canton than it is in the rest of Georgia.

On the other hand, Canton residents should prepare to pay higher rates for coverage than the rest of the country. It's about $16 more for coverage in Canton than in the rest of the U.S.

While these are the average car insurance rates for Canton, you could end up paying something different. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect your policy's monthly price.

We've done the heavy lifting for you and broken down the average rate for Canton so that you can get a more accurate idea of what your monthly bill might be. And if you think you might be overpaying for insurance, simply enter your ZIP below to learn more about rates in your area!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18$236
18-24$156
25-34$91
35-44$76
45-54$74
55-64$68
65+$77

The longer you've been on the road, the more experienced of a driver you are. That experience can turn into some real savings when it comes to car insurance premiums. According to the table above, you can see that 18-24-year-olds pay two times as much as someone who is at retirement age.

For every 10 years, you can expect to see a decrease in your monthly premium. As you get closer to retirement, however, you may see your rates climb back up a bit in Canton.

Average Car Insurance Rates by Gender

Gender Average
Male$102
Female$93

Female drivers pay, on average, slightly less than their male counterparts. In Canton, male drivers pay about $9 more a month. Based on the chart above, you can see that female drivers pay around $93 on average, while male drivers typically pay $102 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$126
Multiple Accidents$173
1 Ticket$112
Multiple Tickets$198

One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records will pay lower rates than those with accidents or violations. Drivers in Canton with a single accident on their record will usually see rates around $126 a month. In addition, drivers with a single ticket on their record can expect to pay around $112 a month on average.

Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$96
2-3 Years$109
4-5 Years$86
6-7 Years$100
8-10 Years$107
11-14 Years$99
15 Years or Older$90

As you can see in the first table above, the cheapest vehicles to insure in Canton are by and large trucks and vans, which run about $83 per month.

Car owners can expect to pay an average of around $102 a month for their policy, while SUVs usually cost around $94 a month to insure.

You may also see different rates based on how old your vehicle is. Generally, the most expensive vehicles to insure are going to be newer ones. Once your car is a few years old however, your rates may start to dip back down a bit. In Canton, vehicles two-to -three years old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$105
Married$76
Divorced$75
Widowed$76

Overall, car insurance is slightly cheaper for married policyholders. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies extend special discounts for.

According to the table above, the difference in rates based on relationship status in Canton can be as much as $29 a month, so it's worth taking into consideration.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$89
Rent$95
Live with parents$126

Your living accommodations is another component of how insurance companies calculate your monthly rate. If you rent your home or apartment, expect to pay around $6 a month more than if you own your own home in Canton. But if you live with your parents, your rates will be significantly higher.

Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your overall costs, depending on your insurance company.

Car Insurance Companies in Canton, GA

Recent trends in car insurance for Canton drivers

Given that average rates are often changing, it's a smart move to know the direction your area is trending before picking an insurance policy.

The cost of car insurance in Canton had been increasing from 2017-2019, before leveling out in 2020. Insurance rates finished down in 2022, at $86 per month

How does Canton compare to neighboring areas?

Why are car insurance rates in Canton different from other areas?

When considering how much to charge for coverage, car insurance companies will review several factors. The price of your insurance policy will depend largely on where you live and will be influenced by things such as:

  • Total number of drivers
  • Laws
  • Road Safety (frequency of car accidents)
  • Access to off-street parking
  • Crime rates

It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.

How can I find the cheapest car insurance in Canton?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

Fortunately, Compare.com does all of that work for you. Simply enter your ZIP Code below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from the many car insurance companies offering policies in Canton.

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Canton Insurance FAQs

What factors affect car insurance quotes in Canton?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your age and gender, but also factors like your address, credit score, driving record and marital status, as well as your vehicle's year and make and model.

Why is the cost of car insurance in Canton different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like crime rates, parking situations, and local laws -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Canton?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Canton?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Canton or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.

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