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How much is car insurance in Hazlehurst?
|Area||Average Monthly Car Insurance Premium|
Based on the chart above, you can see that it's about $32 a month cheaper to insure your vehicle in Hazlehurst than it is in the rest of Georgia.
Similarly, when compared to the national average, the cost for auto insurance in Hazlehurst is lower. The average monthly payment in Hazlehurst is about $7 cheaper than the rate for the rest of the U.S.
While these numbers represent the average monthly payments for coverage in Hazlehurst, that doesn't mean it's what you'll pay. Insurance companies take in a variety of factors when determining how much to charge you for your car insurance. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
Don't sweat it however, we've broken down average rates for Hazlehurst residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!
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Hazlehurst Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
It makes sense that older drivers would have more experience behind the wheel. That experience can lead to some serious savings when it comes to car insurance bills. In this case, 18-24-year-olds pay significantly more than drivers 65 and older.
Every ten years or so you can expect to see a decline in your monthly premium. Drivers in Hazlehurst may see their rates begin to go back up once they hit retirement.
Hazlehurst Car Insurance Rates by Gender
Male drivers pay, on average. slightly more than female drivers for auto insurance. In Hazlehurst, male drivers pay about $12 more a month. Based on the chart above, you can see that male drivers pay $81 on average, while female drivers typically pay $69 each month.
Hazlehurst Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
|Multiple Accidents||Not Enough Data|
|Multiple Tickets||Not Enough Data|
One of the biggest factors in determining your car insurance rates is your driving record. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. In Hazlehurst, having a single accident on your record will usually get you rates around $86 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $86 on average.
Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.
Hazlehurst Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$75|
|15 Years or Older||$74|
The cheapest vehicles to insure in Hazlehurst are usually SUVs and cars, with each type typically costing about $72 per month.
Truck and van drivers will see rates of about $79 for auto insurance coverage, while SUV owners by and large pay around $72 per month.
In addition to vehicle type, you can also expect to see slightly different rates depending on how old your vehicle is. Generally, newer vehicles are going to cost the most to insure. However, once your car is a few years old, you might start to see your rates slide back down slightly. In Hazlehurst, the most expensive vehicles to insure are vehicles four-to-five years old.
Hazlehurst Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$77|
More often than not, those who are currently married will pay slightly less for car insurance. This usually happens because companies will extend special discounts to policyholders with multiple vehicles that are on the same policy.
In Hazlehurst, the difference in rates based on relationship status can be as much as $18 a month.
Hazlehurst Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$71|
Another factor taken into consideration is your housing situation. Renters can expect to pay around $2 a month more than those who own their own home in Hazlehurst. But if you live with your parents, your rates will be significantly higher.
That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your average premiums.
Car Insurance Companies in Hazlehurst, GA
Recent trends in car insurance for Hazlehurst drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending when selecting an auto insurance policy.
The cost of insurance in Hazlehurst rose from 2017-2018, but began to decrease in 2021. This trend has continued through the present where they reached a low of $55 a month.
How does Hazlehurst compare to neighboring areas?
Why are car insurance rates in Hazlehurst different from other areas?
Car insurance companies look at several factors when they're choosing how much to charge for a policy. Your insurance policy will depend largely on where you park your car and will be influenced by things such as:
- Number of drivers in the region
- Prevalence of crime
- Community regulations
- Frequency of car accidents
- Amount of off-street parking
A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.
How can I find the cheapest car insurance in Hazlehurst?
Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
But hold on! Compare.com will handle the heavy lifting for you. Just type in your ZIP Code below, respond to a few questions, and you'll be comparing the cheapest quotes from the many car insurance companies offering plans in Hazlehurst.
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Hazlehurst Auto Insurance FAQs
What factors affect car insurance quotes in Hazlehurst?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your age and gender, but also factors like your vehicle's year, make and model, plus your address, credit score, marital status, and driving record.
Why is the cost of car insurance in Hazlehurst different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, parking situations, and crime rates -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Hazlehurst?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Hazlehurst?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Hazlehurst or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?
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