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How much is car insurance in Hazlehurst?
|Area||Average Monthly Car Insurance Premium|
Compared to the rest of the Georgia, coverage in Hazlehurst is about $28 a month cheaper.
Drivers relocating from out of state may enjoy some cost savings in Hazlehurst. Auto insurance coverage in Hazlehurst is about $4 cheaper than it is for the rest of the United States.
Keep in mind that these are the average auto insurance rates for Hazlehurst, and that the rate you get could end up being something different. There are a number of factors that determine how much insurance companies might charge you to insure your vehicle. Your monthly premium is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
We've broken down the average rates for Hazlehurst to help you understand what exactly you might be asked to pay. And if you're not sure if you're getting the cheapest rate for your area, simply enter your ZIP Code below and find out!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
The longer you've been on the road, the more experienced of a driver you are. That experience can turn into some real savings when it comes to auto insurance rates. As you can see, 18-24-year-olds pay significantly more than drivers of retirement age.
For every 10 years, you can expect to see a decrease in your monthly premium. You may see your rates begin to go back up once you hit retirement age in Hazlehurst.
Average Car Insurance Rates by Gender
In general, women pay slightly less for car insurance than men. This rings true in Hazlehurst, where women pay around $14 less per month than men. As you can see in the chart above, car insurance for women in the area typically costs around $71 each month, while men pay $85 on average.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
|Multiple Accidents||Not Enough Data|
|Multiple Tickets||Not Enough Data|
Depending on your driving record, your rates can vary wildly. Those with clean records will obviously pay much less than those with infractions. In Hazlehurst, drivers with one accident on their record will experience rates around $89 a month. Similarly, drivers with one ticket will typically pay around $64 on average.
When it comes to your monthly bill, accidents, tickets, and other driving infractions can really take a toll. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$51|
|15 Years or Older||$77|
If you look at the first table above, the cheapest vehicles to insure in Hazlehurst are by and large cars, at $74 per month.
SUV owners will see rates of about $77, while truck and van owners usually pay around $83 per month.
Your vehicle's age also plays a role in your monthly payment. Generally, newer vehicles are going to be the most expensive to insure. Once your car is a few years old, however, your monthly bill may start to dip back down. In Hazlehurst, the most expensive vehicles to insure are vehicles four-to-five years old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$81|
Generally, those who have settled down into marriage will pay slightly less to insure their car. This oftentimes is a result of owning multiple vehicles that are on the same policy, something that will often get you a discount.
Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Hazlehurst, with married couples paying about $20 less per month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$78|
Your living situation is another component of how insurance companies calculate your monthly rate. Renters can expect to pay around $1 a month more than homeowners in Hazlehurst. But if you live with your parents, your rates will be significantly higher.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your car insurance costs, depending on your insurance company.
Car Insurance Companies in Hazlehurst, GA
Recent trends in car insurance for Hazlehurst drivers
Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.
The rates for car insurance in Hazlehurst increased from 2015-2018, before steadying out in 2019. They finished up in 2020, at $98 a month
How does Hazlehurst compare to neighboring areas?
Why are car insurance rates in Hazlehurst different from other areas?
Car insurance companies look at a variety of factors when they're figuring out how much to charge for a policy. A few of these factors affecting your personal policy have already been mentioned, but others are based around where you live. These include things like:
- Frequency of car accidents
- Area laws
- Access to off-street parking
- Prevalence of crime
- Number of drivers in the area
Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.
How can I find the cheapest car insurance in Hazlehurst?
In the end, the only way to know exactly what your rate will be is to request a quote from a car insurance company.
Don't worry, Compare.com has you covered. Just punch in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from numerous car insurance companies offering plans in Hazlehurst in no time.
Hazlehurst Insurance FAQs
What factors affect car insurance quotes in Hazlehurst?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your driving record, credit score, address, and marital status.
Why is the cost of car insurance in Hazlehurst different from other neighboring cities?
Parking situations, local laws, and crime rates -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Which car insurance company will offer me the cheapest rate in Hazlehurst?
There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.
Do I need to change my insurance if I move to Hazlehurst?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Hazlehurst or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.