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How much is car insurance in Tifton?
|Area||Average Monthly Car Insurance Premium|
Looking at the chart above, you can see it's around $36 a month cheaper to insure your vehicle in Tifton than it is in the rest of Georgia.
When stacked up against the national average, the average monthly policy payment for Tifton is more affordable. The average monthly payment in Tifton is about $11 cheaper than the rate for the rest of the United States.
While these numbers represent the average monthly payments for coverage in Tifton, that doesn't mean it's what you'll pay. Insurance companies take in a variety of factors when determining how much to charge you for coverage. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly payment amount.
We've done the heavy lifting for you and broken down the average rate for Tifton so that you can get a more accurate idea of what your monthly bill might be. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP Code below to learn more about rates in your area!
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Tifton Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It makes sense that older drivers would have more experience behind the wheel, right? That experience can snag you some serious savings when it comes to auto insurance. As you can see, 18-24-year-olds pay $34 more than someone who is retirement aged.
Every ten years or so you can expect to see a decline in your monthly premium. Drivers in Tifton may see their rates creep back up once they hit retirement age.
Tifton Car Insurance Rates by Gender
Car insurance rates for female drivers are usually cheaper than those for male drivers. In Tifton, however, men actually pay a bit less than female drivers to insure their car.
Tifton Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records will pay lower rates than those with accidents or violations. In Tifton, drivers with one accident on their record will experience rates around $88 a month. In addition, drivers with one ticket can expect to pay around $73 a month on average.
Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. In order to keep your monthly bill down and get the cheapest car insurance possible, keep your record clean and drive safely.
Tifton Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$75|
|15 Years or Older||$64|
According to the first table above, trucks and vans are typically the cheapest vehicles to insure in Tifton, with drivers paying around $68 per month to insure their vehicle.
Car and SUVs, however, both cost about the same amount for insurance coverage -- around $70 per month.
Your vehicle's age also plays a role in your monthly payment. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is close to 5 years old you may start to see your rates drop back down a bit. In Tifton, the most expensive vehicles to insure are vehicles eight-to-ten years old.
Tifton Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$75|
Generally speaking, married policyholders will pay slightly less for car insurance coverage. This occurs because insurance companies commonly offer special discounts to policyholders with multiple vehicles that are on the same policy.
The difference in rates based on relationship status in Tifton can be as much as $20 a month, so it's worth keeping that in mind.
Tifton Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$65|
One other element taken into consideration is your housing situation. If you rent your home or apartment in Tifton, expect to pay around $8 a month more than if you own your home. But if you live with your parents, you can expect to pay a lot more.
If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your car insurance costs, depending on your insurance company.
Car Insurance Companies in Tifton, GA
Recent trends in car insurance for Tifton drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending when deciding when and where to shop.
In Tifton, auto insurance rates had been increasing from 2017-2019, before steadying out in 2020. Policy premiums finished down in 2022, at $63 a month
How does Tifton compare to neighboring areas?
Why are car insurance rates in Tifton different from other areas?
Car insurance companies take in a number of factors when figuring out how much individual insurance policies will cost. Your insurance policy will depend largely on where you park your car and will be influenced by things such as:
- Frequency of car accidents
- Off-street parking access
- Total number of drivers in the community
- Community regulations
While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Get started with a guide like this to get familiar with the average rates of your area.
How can I find the cheapest car insurance in Tifton?
While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Luckily, Compare.com has you covered. Enter your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from a number of the car insurance companies providing coverage in Tifton in no time.
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Tifton Auto Insurance FAQs
What factors affect car insurance quotes in Tifton?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your gender and age, but also factors like your address, credit score, driving record and marital status, as well as your vehicle's year and make and model.
Why is the cost of car insurance in Tifton different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like parking situations, crime rates, and local laws -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Tifton?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Tifton?
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Tifton or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?
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