Braselton, GA Car Insurance

Drivers in Braselton pay around $101 a month for their car insurance. Read our guide below to learn more about your specific rates.
How does Braselton compare to the surrounding area and the rest of Georgia? What can Braselton residents expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:  

How much is car insurance in Braselton?

Area Average Monthly Car Insurance Premium
Braselton$101
GA$106
United States$81

Looking at the chart above, you can see it's around $5 a month cheaper to insure your vehicle in Braselton than it is in the rest of Georgia.

Conversely, drivers in Braselton may pay higher rates than the rest of the country. It's around $20 more expensive for coverage in Braselton than the average rates seen in the rest of the U.S.

Bear in mind that while these rates are the average costs for Braselton drivers, it doesn't mean that's what you'll pay. Insurance companies weigh a variety of factors when determining how much to charge you for car insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in figuring out your monthly premium.

But don't worry, we've broken down the average rate for Braselton residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP below to learn more about rates in your area!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$151
25-34$84
35-44$77
45-54$84
55-64$69
65+$75

It makes sense that older drivers would have more experience behind the wheel. That experience can snag you some serious savings when it comes to auto insurance. As you can see, 18-24-year-olds pay $76 more than someone who is retirement aged.

For every 10 years, you can expect to see a decrease in your monthly premium. That said, once you hit retirement, your rates may creep back up a bit in Braselton.

Average Car Insurance Rates by Gender

Gender Average
Male$101
Female$101

In general, women pay slightly less for car insurance than men. Male and female drivers in Braselton, however, both pay the same monthly amount for auto insurance.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$122
Multiple Accidents$178
1 Ticket$151
Multiple Tickets$141

Depending on your driving record, your rates can vary quite a lot. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. In Braselton, having a single accident on your record will usually get you rates around $122 a month. In addition, drivers with one ticket can expect to pay around $151 a month on average.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$84
2-3 Years$97
4-5 Years$75
6-7 Years$80
8-10 Years$98
11-14 Years$108
15 Years or Older$104

The most affordable vehicles to insure in Braselton are typically trucks and vans, which run about $92 per month.

Car owners will see a monthly bill of about $97, while SUV owners usually pay around $113 a month.

In addition to vehicle type, you can also expect to see slightly different rates depending on your vehicle's age. Newer vehicles are generally going to be the most expensive to insure. However, if your car is a few years old, you can expect to see your rates start dropping back down. The most expensive vehicles to insure in Braselton are vehicles eleven-to-fourteen years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$109
Married$74
Divorced$87
Widowed$70

More often than not, married policyholders will pay slightly less for car insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something some companies will reward with discounts.

The difference in rates based on relationship status in Braselton can be as much as $35 a month, so it's worth keeping that in mind.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$94
Rent$105
Live with parents$121

One other element taken into consideration is your living situation. If you rent your home or apartment, expect to pay around $11 a month more than if you own your own home in Braselton. But those who live at home with their parents can expect to pay significantly more.

If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your average premiums, depending on your insurance company.

Car Insurance Companies in Braselton, GA

Recent trends in car insurance for Braselton drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before deciding on where to shop.

The rates for auto insurance in Braselton had been increasing from 2017-2019, before leveling out in 2020. They finished down in 2022, at $80 per month

How does Braselton compare to neighboring areas?

Why are car insurance rates in Braselton different from other areas?

Car insurance companies will take into account many factors when choosing how much to charge for a policy. A few of these factors affecting your personal policy have already been mentioned, but others are based around your home address. These include things like:

  • Laws
  • Road Safety (frequency of local car accidents)
  • Access to off-street parking
  • Amount of drivers in the area
  • Crime levels

A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Different cities and towns will each have different rates, so guides like these are a handy way to get started.

How can I find the cheapest car insurance in Braselton?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Good news! Compare.com does all of that work for you. Just enter your ZIP Code below, answer a few questions on you and your vehicle, and you'll be comparing the cheapest quotes from dozens of car insurance companies that offer coverage in Braselton.

Compare the cheapest quotes from dozens of insurance companies

Braselton Insurance FAQs

What factors affect car insurance quotes in Braselton?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your age and gender, but also factors like your marital status, credit score, address, and driving record.

Why is the cost of car insurance in Braselton different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, crime rates, and parking situations -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Braselton?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Braselton?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Braselton or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

Find your best rate in just a few minutes