Jesup, GA Car Insurance

Residents of Jesup pay, on average, about $72 per month for car insurance. To learn more about policy rates and coverage in the Jesup area, continue reading our guide below.
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How does Jesup compare to the surrounding area and the rest of Georgia? What rates can residents of Jesup expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:

How much is car insurance in Jesup?

Area Average Monthly Car Insurance Premium
Jesup$72
GA$106
United States$81

Based on the above chart, auto insurance policies in Jesup are about $34 a month cheaper than in the rest of Georgia.

Similarly, car insurance rates in Jesup are often favorable when viewed against the rest of the country. The average monthly payment for the U.S. as a whole is about $9 more expensive than in Jesup.

Bear in mind that while these are the average car insurance rates for Jesup, you could end up paying something different. Insurance companies take in a number of factors when deciding what amount to charge you for insuring your vehicle. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the bill you'll see each month.

We've done the heavy lifting for you and broken down the average rate for Jesup so that you can get a more accurate idea of what you might pay. And if you think you might be overpaying for insurance, simply enter your ZIP below to learn more about rates in your area!


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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$136
25-34$76
35-44$60
45-54$60
55-64$53
65+$68

Generally, the older you are, the more experienced you are on the roads. When it comes to car insurance rates, that experience can really pay off. In this case, 18-24-year-olds pay $68 more than someone who is at retirement age.

You can expect to see your monthly premium drop about once a decade or so. Jesup drivers may see their rates rise again once they hit retirement.

Average Car Insurance Rates by Gender

Gender Average
Male$72
Female$71

In general, female drivers pay less for car insurance than their male counterparts. The price for insurance coverage in Jesup, however, is about the same for either group.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$127
Multiple Accidents$91
1 Ticket$68
Multiple Tickets$78

Your rates can change quite drastically depending on your driving record. Drivers with clean records will pay lower rates than those with accidents or violations. Drivers in Jesup with a single accident will pay around $127 a month. In addition, drivers with a single ticket on their record can expect to pay around $68 a month on average.

Regardless of where you live, accidents, tickets, and other driving infractions can drive your monthly bill way up. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$82
2-3 Years$67
4-5 Years$65
6-7 Years$73
8-10 Years$73
11-14 Years$72
15 Years or Older$72

The most affordable vehicles to insure in Jesup are by and large trucks and vans, which run about $66 per month.

Car owners will see a monthly premium of about $75, while SUV owners usually pay around $72 a month.

Depending on how old your vehicle is, you can also expect to see slightly different rates. Generally, newer vehicles are going to cost the most to insure. However, once your car is a few years old, you might start to see your rates slide back down slightly. In Jesup, the most expensive vehicles to insure are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$78
Married$58
Divorced$61
Widowed$67

Overall, car insurance is slightly cheaper for married policyholders. This occurs because insurance companies commonly extend special discounts to policyholders with multiple vehicles that are on the same policy.

On a national scale, single drivers typically pay more than married couples do for auto insurance. Jesup is no exception, with the difference totaling to around $20 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$64
Rent$76
Live with parents$75

Another factor taken into consideration is your housing situation. If you rent your home or apartment in Jesup, expect to pay around $12 a month more than if you own your home. But those who live at home with their parents can expect to pay significantly more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your overall costs.

Car Insurance Companies in Jesup, GA

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

In Jesup, auto insurance rates had been increasing from 2017-2018, and rose again, from 2020-2021. They finished down in 2022, at $49 per month.

How does Jesup compare to neighboring areas?

Why are car insurance rates in Jesup different from other areas?

There are a lot of factors car insurance companies will consider when figuring out how much to charge for a monthly rate. A few of these factors affecting your personal policy have already been mentioned, but others are based around your home address. These include things like:

  • General road safety (how many accidents each locality has)
  • Area laws
  • Off-street parking availability
  • Crime
  • Number of drivers in the area

It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Different cities and towns will each have different rates, so guides like these are a handy way to get started.

How can I find the cheapest car insurance in Jesup?

Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.

Good news! Compare.com does all of that work for you. Simply enter your ZIP Code below, answer a few questions related to the factors we outlined above, and you'll be comparing the cheapest quotes from numerous car insurance companies offering plans in Jesup.


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Jesup Insurance FAQs

What factors affect car insurance quotes in Jesup?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your age and gender, but also factors like your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Jesup different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, crime rates, and parking situations -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Jesup?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Jesup?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Jesup or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?

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