Jesup, GA Car Insurance

On average, Jesup drivers pay a monthly average rate of around $72 for their car insurance. Read our guide below to learn more about your specific rates.
What should residents of Jesup expect to pay for their car insurance? Are rates in Jesup higher or lower than those in neighboring areas? How do they compare to the rest of Georgia? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Jesup?

Area Average Monthly Car Insurance Premium
Jesup$72
GA$104
United States$80

Looking at the chart above, you can see it's around $32 a month cheaper to insure your vehicle in Jesup than it is in the rest of Georgia.

When viewed against the average rates for the rest of the U.S., auto insurance coverage in Jesup is rather affordable. You can expect to pay about $8 less for your policy in Jesup than in the rest of United States.

Keep in mind that while these are the average car insurance rates for Jesup, it isn't guaranteed that it's what you'll pay. Insurance companies take in a variety of factors when determining how much to charge you for your car insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in figuring out your monthly premium.

We've done the heavy lifting for you and broken down the average rate for Jesup so that you can get a more accurate idea of what your monthly bill might be. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP Code below to learn more about rates in your area!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$128
25-34$74
35-44$61
45-54Not Enough Data
55-64$55
65+$73

The older you are, the more experienced you are on the roads. That experience can lead to some serious savings when it comes to auto insurance premiums. According to the table above, you can see that 18-24-year-olds pay $55 more than drivers 65 and older.

For every ten years older you get, you can expect to see a drop in your monthly premium. Drivers in Jesup may see their rates creep back up once they hit retirement age.

Average Car Insurance Rates by Gender

Gender Average
Male$71
Female$72

Car insurance rates for women are generally cheaper than they are for men. In Jesup, although men do pay slightly less on their monthly auto coverage, the cost is about the same for either group.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$135
Multiple Accidents$99
1 Ticket$61
Multiple Tickets$155

One of the key factors in determining your car insurance rates is your driving record. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. In Jesup, a driving record with a single accident will usually get you a rate around $135 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $61.

Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$82
2-3 Years$67
4-5 Years$65
6-7 Years$72
8-10 Years$75
11-14 Years$70
15 Years or Older$72

If you look at the first table above, you'll see that trucks and vans are by and large the cheapest vehicles to insure in Jesup, with drivers paying around $67 per month for insurance coverage.

SUV drivers will see rates of about $76, while the rates for car owners average out to about $73 per month.

The age of your vehicle can also affect your monthly bill. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old, you may start to see your monthly premium drop back down. The most expensive vehicles to insure in Jesup are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$79
Married$58
Divorced$61
Widowed$68

Generally speaking, those who have settled down into marriage will pay slightly less to insure their car. This can usually be attributed to their policies having multiple vehicles, a factor some companies will reward with discounts.

The difference in rates based on relationship status in Jesup is about $21 a month, with married couples paying less for coverage than single drivers.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$65
Rent$76
Live with parents$76

Your living situation is another factor that affects your monthly rate. If you rent your home or apartment in Jesup, expect to pay around $11 a month more than if you own property. But if you live with your parents, your rates will be significantly higher.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your car insurance premiums.

Car Insurance Companies in Jesup, GA

Recent trends in car insurance for Jesup drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before choosing an insurance provider.

The cost of car insurance in Jesup had been increasing from 2016-2018, before steadying out in 2019. Insurance rates have been increasing again recently, and rose to $128 in 2021.

How does Jesup compare to neighboring areas?

Why are car insurance rates in Jesup different from other areas?

There are several factors car insurance companies will consider when choosing how much to charge for a monthly rate. While we mentioned the factors that affect your personal policy, others are based around where you live and drive. These include things like:

  • Laws
  • Number of drivers in the area
  • Off-street parking access
  • Road Safety (frequency of local car accidents)
  • Crime levels

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.

How can I find the cheapest car insurance in Jesup?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Good news! Compare.com does all of that work for you. Enter your ZIP below, answer a few questions related to the factors we outlined above, and you'll be comparing the cheapest quotes from dozens of car insurance companies offering auto coverage in Jesup.

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Jesup Insurance FAQs

What factors affect car insurance quotes in Jesup?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Jesup different from other neighboring cities?

Things like local laws, crime rates, and parking situations, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Jesup?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Jesup?

Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Jesup or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

Find your best rate in just a few minutes