Rockmart, GA Car Insurance

The average cost for car insurance in Rockmart is about $91 a month. To learn more about car insurance rates in the Rockmart area, read our guide below.
Are rates in Rockmart higher or lower than those in neighboring areas? How do they compare to the rest of Georgia? What should residents of Rockmart expect to pay for their car insurance? You can see the cost breakdowns and contributing factors in the charts and writeups below:  

How much is car insurance in Rockmart?

Area Average Monthly Car Insurance Premium
Rockmart$91
GA$104
United States$80

Compared to the rest of the Georgia, coverage in Rockmart is about $13 a month cheaper.

Drivers relocating the Rockmart should take note of the differences in average rates. Coverage in Rockmart is about $11 more expensive than it is for the rest of the U.S.

These may be the average auto insurance rates for Rockmart, but that doesn't mean it's exactly what you'll pay. Insurance companies take an array of factors into consideration when determining how much to charge you for your car insurance. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly premium.

We've analyzed the average rate for Rockmart and broken down the different factors to help you understand what your monthly bill might look like. To find out if you're overpaying for your area, just enter your ZIP Code below and find out in minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$145
25-34$89
35-44$83
45-54Not Enough Data
55-64$62
65+$79

Generally, the older you are, the more experienced you are on the roads, right? That experience can lead to some serious savings when it comes to car insurance rates. In this case, 18-24-year-olds pay significantly more than drivers 65 and older.

You can expect to see your monthly premium drop every 10 years or so. Drivers in Rockmart may see their rates climb back up once they hit retirement age.

Average Car Insurance Rates by Gender

Gender Average
Male$101
Female$85

On average, female drivers pay slightly less than male drivers for car insurance. The difference in Rockmart is around $16 per month. Based on the chart above, you can see that male drivers pay $101 on average, while female drivers typically pay $85 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$120
Multiple Accidents$163
1 Ticket$171
Multiple Tickets$145

Your driving record can have a huge impact on your car insurance rates. A clean driving record will obviously get you a lower rate than one with accidents or infractions. In Rockmart, a driving record with one accident will usually get you a rate around $120 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $171.

Accidents, tickets, and other driving infractions can cost you some serious cash. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$88
2-3 Years$81
4-5 Years$86
6-7 Years$113
8-10 Years$95
11-14 Years$84
15 Years or Older$93

According to the first table above, the cheapest vehicles to insure in Rockmart are usually cars, at $88 per month.

SUV owners will see rates of about $89, while truck and van owners by and large pay around $110 a month.

In addition to vehicle type, you can also expect to see slightly different rates based on how old your vehicle is. Generally, the most expensive vehicles to insure are going to be newer ones. Once your car is a few years old, however, your monthly bill may start to dip back down. In Rockmart, the most expensive vehicles to insure are vehicles six-to-seven years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$99
Married$78
Divorced$82
Widowed$80

On average, married policyholders will pay slightly less for insurance coverage. This oftentimes is a result of owning multiple vehicles that are on the same policy, something that will often get you a discount.

At a national level, single drivers usually pay more than married couples do for auto insurance. Rockmart follows that pattern, with the difference totaling to around $21 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$78
Rent$95
Live with parents$138

Your living situation is another factor that affects your monthly rate. If you rent your home or apartment, expect to pay around $17 a month more than those who own their own home in Rockmart. Those who live with their parents, however, can expect to pay a lot more.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in Rockmart, GA

Recent trends in car insurance for Rockmart drivers

Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before picking an insurance policy.

Auto insurance rates in Rockmart went up from 2018-2020, before steadying out in 2021. They finished down in 2021, at $82 per month

How does Rockmart compare to neighboring areas?

Why are car insurance rates in Rockmart different from other areas?

Car insurance companies take in a number of factors when choosing how much individual insurance policies will cost. Many factors affecting your policy are based around where you call home. These factors include things like:

  • Crime levels
  • Off-street parking accessibility
  • Regional laws
  • Road Safety (total number of local car accidents)
  • Total number of drivers in the area

You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. Get started with a guide like this to get familiar with the average rates of your area.

How can I find the cheapest car insurance in Rockmart?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Don't worry, Compare.com does all of that work for you. Just type in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from the many car insurance companies providing auto coverage in Rockmart.

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Rockmart Insurance FAQs

What factors affect car insurance quotes in Rockmart?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your gender and age, but also factors like your driving record, credit score, address and marital status, as well as your vehicle's year and make and model.

Why is the cost of car insurance in Rockmart different from other neighboring cities?

Things like parking situations, crime rates, and local laws, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Rockmart?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Rockmart?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Rockmart or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

Find your best rate in just a few minutes