Table of contents
How much is car insurance in Conyers?
| Area | Average Monthly Car Insurance Premium |
|---|---|
| Conyers | $108 |
| GA | $103 |
| United States | $80 |
As you can see in the chart above, it is around $5 a month more expensive to insure your vehicle in Conyers than it is in the rest of Georgia.
If you're considering relocating to Conyers from out of state, you may want to budget a little extra for your insurance. Coverage in Conyers is about $28 more expensive than it is for the rest of the U.S.
Keep in mind that while these are the average car insurance rates for Conyers, it isn't guaranteed that it's what you'll pay. Insurance companies take in a variety of factors when determining how much to charge you for coverage. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in figuring out your monthly premium.
Don't sweat it however, we've broken down average rates for Conyers residents so that you can get a more accurate idea of what you might pay. And if you're not certain that you're paying the lowest option, simply enter your ZIP Code below and find out in just minutes!
Average Car Insurance Rates by Age
| Age Range | Average Premium |
|---|---|
| Under 18 | Not Enough Data |
| 18-24 | $179 |
| 25-34 | $110 |
| 35-44 | $93 |
| 45-54 | Not Enough Data |
| 55-64 | $79 |
| 65+ | $99 |
The more time you have behind the wheel, the more experienced of a driver you should be. That experience can lead to some serious savings when it comes to car insurance premiums. As you can see, 18-24-year-olds pay significantly more than someone who is retirement aged.
You can expect to see your monthly premium drop every 10 years or so. Having said that, once you approach retirement age your rates may creep back up a bit in Conyers.
Average Car Insurance Rates by Gender
| Gender | Average |
|---|---|
| Male | $116 |
| Female | $103 |
In general, car insurance rates for women are usually cheaper than they are for men. The difference in Conyers is about $13 per month. As you can see in the chart above, car insurance for women in the area typically costs around $103 each month, while men pay $116 on average.
Average Auto Insurance Rates by Driving Record
| Infractions | Average Monthly Premium |
|---|---|
| 1 Accident | $151 |
| Multiple Accidents | $186 |
| 1 Ticket | $142 |
| Multiple Tickets | $281 |
Depending on your driving record, your rates can vary wildly. Those with clean records will obviously pay less than those with infractions. In Conyers, a driving record with one accident will usually get you a rate around $142 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $151.
Accidents, tickets, and other driving infractions can cost you some serious cash. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.
Average Insurance Rates by Vehicle
| Vehicle Age | Average Monthly Premium |
|---|---|
| Less Than 1 Year | $114 |
| 2-3 Years | $108 |
| 4-5 Years | $117 |
| 6-7 Years | $115 |
| 8-10 Years | $101 |
| 11-14 Years | $110 |
| 15 Years or Older | $107 |
According to the first table above, the cheapest vehicles to insure in Conyers are by and large trucks and vans, at $92 per month.
Car owners, on the other hand, usually pay around $112 a month, while SUV drivers can expect to pay about $104 per month for auto insurance.
Your rates can also vary depending on how old your vehicle is. Generally, newer vehicles are going to cost the most to insure. Once your car is a few years old, however, you may see your bill start to shrink a bit. In Conyers, the most expensive vehicles to insure are vehicles four-to-five years old.
Average Car Insurance Rates by Relationship Status
| Relationship | Average Monthly Premium |
|---|---|
| Single (never married) | $117 |
| Married | $81 |
| Divorced | $94 |
| Widowed | $95 |
Generally speaking, car insurance is slightly cheaper for married policyholders. This usually boils down to owners having multiple vehicles on the same policy, something many companies extend special discounts for.
According to the table above, the difference in rates based on relationship status in Conyers can be as much as $36 a month, so it's worth taking into consideration.
Average Car Insurance Rates by Housing Situation
| Housing Status | Average Monthly Premium |
|---|---|
| Own | $104 |
| Rent | $108 |
| Live with parents | $130 |
One other element taken into consideration is your housing situation. In Conyers, homeowners can expect to pay around $4 a month less than those who rent. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your car insurance costs, depending on your insurance company.
Car Insurance Companies in Conyers, GA
Recent trends in car insurance for Conyers drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending before shopping for coverage.
The cost of insurance in Conyers rose consistently from 2016 through the present, where they hit $151 a month in 2021.
How does Conyers compare to neighboring areas?
Why are car insurance rates in Conyers different from other areas?
There are a lot of factors car insurance companies take into consideration when figuring out how much to charge for coverage. Where you live will also have a significant impact on your personal policy. This may include things like:
- Local laws
- Number of car accidents
- Off-street parking accessibility
- Crime rates
- Total number of drivers in the region
You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.
How can I find the cheapest car insurance in Conyers?
In the end, the only way to know exactly what your rate will be is to request a quote from a car insurance company.
Don't worry, Compare.com will handle the heavy lifting for you. Just put in your ZIP below, respond to a few questions, and you'll be comparing the cheapest quotes from loads of the car insurance companies providing coverage in Conyers.
Conyers Insurance FAQs
What factors affect car insurance quotes in Conyers?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your gender and age, but also factors like your driving record, credit score, address and marital status, as well as your vehicle's year and make and model.
Why is the cost of car insurance in Conyers different from other neighboring cities?
Auto insurance companies consider regional factors, such as crime rates, parking situations, and local laws into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Conyers?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Conyers?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Conyers or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?