Conyers, GA Car Insurance

Are rates in Conyers higher or lower than those in neighboring areas? How do they compare to the rest of Georgia? What rates can residents of Conyers expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:  

How much is car insurance in Conyers?

As you can see, car insurance policies across the rest of Georgia are about $13 a month cheaper than the rates drivers pay in Conyers.

If you're considering relocating to Conyers from out of state, you may want to budget a little extra for your insurance. It's around $38 more expensive to insure your vehicle in Conyers compared to the average rate for the rest of the U.S.

Bear in mind that while these are the average car insurance rates for Conyers, you could end up paying something different. There are a number of factors that determine how much insurance companies might charge you for your insurance policy. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all get factored into calculating the amount you'll be asked to pay each month.

But don't worry, we've broken down the average rate for Conyers residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP Code below to learn more about rates in your area!

Average Car Insurance Rates by Age

More time behind the wheel makes you a more experienced driver. When it comes to your monthly premium, that experience can really pay off. In this case, 18-24-year-olds pay twice as much as drivers 65 and older.

You can expect to see a decrease in your monthly premium drop about once a decade or so. You may see your rates climb back up once you hit retirement age in Conyers.

Average Car Insurance Rates by Gender

On average, female drivers pay slightly less than male drivers for car insurance. The difference in Conyers is around $24 per month. As you can see in the table above, male drivers in the area typically pay $132 on average, while female drivers typically pay $108 each month.

Average Auto Insurance Rates by Driving Record

Rates can vary wildly depending on your driving record. Those with clean records will obviously pay significantly less than those with infractions. Drivers in Conyers with a single accident will pay around $150 a month. In addition, drivers with a single ticket on their record can expect to pay around $126 a month on average.

Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.

Average Insurance Rates by Vehicle

In Conyers, the cheapest vehicles to insure are typically trucks and vans, with drivers paying around $99 per month to insure their vehicle.

Car owners will see a monthly bill of about $125, while SUV owners usually pay around $112 a month.

In addition to vehicle type, you can also expect to see slightly different rates depending on your vehicle's age. Generally, newer vehicles are going to cost the most to insure. Once your car is around 5 years old however, your rates may start to dip back down a bit. In Conyers, vehicles less than one year old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Generally speaking, those who have settled down into marriage will pay slightly less for insurance coverage. This usually happens because companies will award special discounts to policyholders with multiple vehicles that are on the same policy.

At a national level, single drivers usually pay more than married couples do for auto insurance. Conyers follows that pattern, with the difference totaling to around $45 a month.

Average Car Insurance Rates by Housing Situation

Another factor that comes into play is your living accommodations. In Conyers, homeowners can expect to pay around $19 a month less than those who rent. But if you live with your parents, your rates will be significantly higher.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your overall costs.

Car Insurance Companies in Conyers, GA

Recent trends in car insurance for Conyers drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before choosing when and where to shop.

The rates for car insurance in Conyers went up consistently from 2017-2021. Policy premiums finished down in 2022, at $108.

How does Conyers compare to neighboring areas?

Why are car insurance rates in Conyers different from other areas?

Car insurance companies look at a number of factors when they're choosing how much to charge for a policy. While we've discussed the ones that affect your personal policy, others are based around your home address. These include things like:

• Off-street parking availability
• Total drivers
• Crime
• Area laws
• Road Safety (total number of local car accidents)

Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Get started with a guide like this to get familiar with the average rates of your area.

How can I find the cheapest car insurance in Conyers?

Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.

Don't worry, Compare.com can handle all of this for you. Just type in your ZIP below, answer a few questions regarding the factors mentioned above, and you'll be quickly comparing the cheapest quotes from loads of the car insurance companies offering auto coverage in Conyers.

Conyers Insurance FAQs

What factors affect car insurance quotes in Conyers?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your credit score, address, marital status and driving record.

Why is the cost of car insurance in Conyers different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like parking situations, crime rates, and local laws when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Conyers?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Conyers?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Conyers or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.