Roswell, GA Car Insurance

Drivers in Roswell pay around $103 a month for their car insurance. To learn more about policy rates and coverage in the Roswell area, continue reading our guide below.
Map of cities where drivers can find cheaper car insurance
Why You Can Trust Compare.com trust shield

At Compare.com, it's our mission to find simple ways to help our customers save money on the things they need. While we partner with some of the companies and brands we talk about in our articles, all of our content is written and reviewed by our independent editorial team and never influenced by our partnerships. Learn about how we make money, review our editorial standards, and reference our data methodology to learn more about why you can trust Compare.com.

What rates can residents of Roswell expect to pay for their car insurance? Are rates in Roswell higher or lower than those in neighboring areas? How do they compare to the rest of Georgia? You can see the cost breakdowns and contributing factors in the charts and writeups below:

How much is car insurance in Roswell?

Area Average Monthly Car Insurance Premium
Roswell$103
GA$105
United States$80

As you can tell by looking at the chart above, car insurance rates in Roswell are about the same as the rest of Georgia.

If you're considering relocating to Roswell from out of state, you may want to budget a little extra for your insurance. The cost of auto coverage in Roswell is about $23 more expensive than the national average.

While these numbers are the average rates for auto insurance in Roswell, that doesn't mean it's what you'll pay. Insurance companies weigh a variety of factors when determining how much to charge you to get auto insurance. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the final amount you'll be charged for coverage each month.

We've analyzed the average rate for Roswell and broken down the different factors to help you understand what exactly you might be asked to pay. And if you're not sure that you're paying the lowest option, simply enter your ZIP Code below and find out!


Find your best rate in just a few minutes


Roswell Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$154
25-34$99
35-44$87
45-54Not Enough Data
55-64$83
65+$78

The longer you've been on the road, the more experienced of a driver you are. When it comes to auto insurance rates, that experience pays off. In this case, 18-24-year-olds pay $76 more than someone who is at retirement age.

As you get older, you can expect to see a drop in your monthly premium every 10 years. Once you hit retirement age, however, your rates may begin to increase again in Roswell.

Roswell Car Insurance Rates by Gender

Gender Average
Male$107
Female$99

Car insurance rates for women are generally cheaper than they are for men. This is true in Roswell, where male drivers pay about $8 more per month. Looking at the table above, you can see that female drivers pay around $99 on average, while male drivers typically pay $107 each month.

Roswell Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$134
Multiple Accidents$209
1 Ticket$132
Multiple Tickets$154

Rates can vary wildly depending on your driving record. A clean driving record will obviously get you a lower rate than one with accidents or infractions. The rate for drivers in Roswell with a single accident on their record is about $134 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $132 on average.

Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.

Roswell Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$111
2-3 Years$112
4-5 Years$112
6-7 Years$110
8-10 Years$97
11-14 Years$105
15 Years or Older$96

According to the first table above, trucks and vans are typically the cheapest vehicles to insure in Roswell, with drivers paying around $92 per month for auto insurance.

Car owners can expect to pay an average of around $104 a month for their policy, while SUVs usually cost around $102 a month to insure.

Your rates can also vary depending on the age of your vehicle. Generally, the most expensive vehicles to insure are going to be newer ones. Once your car is a few years old, however, your monthly bill may start to dip back down. In Roswell, the most expensive vehicles to insure are vehicles four-to-five years old.

Roswell Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$111
Married$82
Divorced$71
Widowed$94

On average, car insurance is slightly cheaper for married policyholders. This usually happens because companies will offer special discounts to policyholders with multiple vehicles that are on the same policy.

On a national scale, married drivers typically pay less than single drivers for auto insurance. Roswell is no exception, with the difference totaling to around $29 a month.

Roswell Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$91
Rent$107
Live with parents$131

Another factor taken into consideration is your living accommodations. If you rent your home or apartment, expect to pay around $16 a month more than drivers who own property in Roswell. Those who live with their parents, however, can expect to pay a lot more.

That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your car insurance costs.

Car Insurance Companies in Roswell, GA

Since average rates are constantly changing, it's a smart move to research the local trends in your area before picking an insurance policy.

The rates for car insurance in Roswell increased consistently from 2017-2021. Rates finished down in 2022, at $80.

How does Roswell compare to neighboring areas?

Why are car insurance rates in Roswell different from other areas?

There are a variety of factors car insurance companies take into consideration when choosing how much to charge for coverage. While we mentioned the factors that affect your personal policy, others are based around where you live. These include things like:

  • Frequency of car accidents
  • Laws
  • Crime
  • Off-street parking accessibility
  • Total drivers

It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Different cities and towns will each have different rates, so guides like these are a handy way to get started.

How can I find the cheapest car insurance in Roswell?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

Good news! Compare.com will handle the heavy lifting for you. Simply enter your ZIP below, respond to a few questions, and you'll be comparing the cheapest quotes from several of the car insurance companies offering plans in Roswell.


Find your best rate in just a few minutes


Roswell Auto Insurance FAQs

What factors affect car insurance quotes in Roswell?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your driving record, address, credit score, marital status, as well as your vehicle's year and make and model.

Why is the cost of car insurance in Roswell different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like crime rates, local laws, and parking situations when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Roswell?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Roswell?

Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Roswell or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?

About Compare.com

Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

  • All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
  • None of Compare.com's content is ever influenced by the companies and brands we partner with.
  • Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
  • All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.

Learn more about us, our team, and what makes us tick.

Find your best rate in just a few minutes