Jonesboro, GA Car Insurance

Residents of Jonesboro pay around $124 monthly for their car insurance coverage. Check out our guide below to find out how much you'll pay.
How does Jonesboro compare to the surrounding area and the rest of Georgia? What rates should residents of Jonesboro expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:  

How much is car insurance in Jonesboro?

Area Average Monthly Car Insurance Premium
Jonesboro$124
GA$106
United States$81

Auto insurance policies in Jonesboro are about $18 a month more expensive than the rest of Georgia.

Similarly, residents of Jonesboro might expect to pay higher rates for coverage than the rest of the country. The cost of insuring a vehicle in Jonesboro is about $43 more expensive than the average rate for the rest of the U.S.

These rates provide a great starting point for understanding what to expect for your monthly payment, but there's no guarantee that this is what you will end up paying. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the final dollar amount you'll be asked to pay each month.

Don't worry, we've done the work for you and broken down the average rates for Jonesboro to help you understand what your monthly premium might be. And if you're not sure that you're paying the lowest option, simply enter your ZIP below and find out!

See what you'll pay in just minutes

Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$201
25-34$128
35-44$109
45-54$93
55-64$87
65+$100

The longer you've been behind the wheel, the more experienced of a driver you are. When it comes to your monthly premium, that experience can really pay off. As you can see, 18-24-year-olds pay two times as much as drivers of retirement age.

For every ten years older you get, you can expect to see a drop in your monthly premium. Having said that, once you approach retirement your rates may begin to go back up in Jonesboro.

Average Car Insurance Rates by Gender

Gender Average
Male$132
Female$118

On average, female drivers pay slightly less than male drivers for car insurance. This rings true in Jonesboro, where women pay around $14 less per month than men. As you can see in the table above, female drivers in the area typically pay $118 on average, while female drivers typically pay $132 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$158
Multiple Accidents$249
1 Ticket$144
Multiple Tickets$187

One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records will pay lower rates than those with accidents or violations. The rate for drivers in Jonesboro with a single accident on their record is about $158 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $144.

Accidents, tickets, and other driving infractions can really add up when it comes to how much you pay. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$149
2-3 Years$132
4-5 Years$141
6-7 Years$149
8-10 Years$136
11-14 Years$118
15 Years or Older$113

In terms of affordable coverage, the cheapest vehicles to insure in Jonesboro are typically trucks and vans, at $107 per month.

SUV drivers will see rates of about $118, while the rates for car owners average out to about $129 a month.

In addition to vehicle type, you can also expect to see slightly different rates depending on your vehicle's age. Generally, newer vehicles are going to cost the most to insure. However, if your car is around 5 years old, you can expect to see your rates start dropping back down. In Jonesboro, the most expensive vehicles to insure are vehicles less than or equal to one-year-old and six-to-seven years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$131
Married$99
Divorced$93
Widowed$92

Overall, those who are currently married will pay slightly less for insurance coverage. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.

The difference in rates based on relationship status in Jonesboro is about $32 a month, with married couples paying less for coverage than single drivers.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$116
Rent$128
Live with parents$134

Your housing situation is another component of how insurance companies calculate your monthly rate. In Jonesboro, homeowners can expect to pay around $12 a month less than those who rent. But if you live with your parents, your rates will be significantly higher.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in Jonesboro, GA

Recent trends in car insurance for Jonesboro drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before choosing an insurance policy.

The cost of car insurance in Jonesboro increased steadily from 2017-2021. It finished down in 2022, at $102.

How does Jonesboro compare to neighboring areas?

Why are car insurance rates in Jonesboro different from other areas?

Car insurance companies take in many factors when deciding how much individual insurance policies will cost. While we've discussed the ones that affect your personal policy, others are based around where you live. These include things like:

  • Amount of off-street parking
  • Regional laws
  • Total number of drivers in the area
  • Regional crime rates
  • General road safety (how many accidents each locality has)

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to get started.

How can I find the cheapest car insurance in Jonesboro?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

Fortunately, Compare.com does all of that work for you. Enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from a number of the car insurance companies offering policies in Jonesboro.

Compare the cheapest quotes from dozens of insurance companies

Jonesboro Insurance FAQs

What factors affect car insurance quotes in Jonesboro?

The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your age and gender, but also factors like your vehicle's year, make and model, plus your marital status, address, credit score, and driving record.

Why is the cost of car insurance in Jonesboro different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like crime rates, local laws, and parking situations when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Jonesboro?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Jonesboro?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Jonesboro or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

Find your best rate in just a few minutes