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How much is car insurance in Loganville?
|Area||Average Monthly Car Insurance Premium|
Coverage for your vehicle in Loganville will typically run you about $9 a month more than in the rest of Georgia.
The average cost of insuring your vehicle in Loganville is above the national rate. It's about $34 more for coverage in Loganville than in the rest of the U.S.
Keep in mind that while these are the average car insurance rates for Loganville, it isn't guaranteed that it's what you'll pay. Insurance companies weigh a variety of factors when determining how much to charge you for car insurance. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
We've analyzed the average rate for Loganville and broken down the different factors to help you understand what exactly you might be asked to pay. To find out if you're getting the cheapest rate, just enter your ZIP Code below and find out in minutes!
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Loganville Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
The more time you have behind the wheel, the more experienced of a driver you should be. When it comes to car insurance premiums, that experience can really pay off. As you can see, 18-24-year-olds pay a lot more than someone who is retirement aged.
As you get older, you can expect to see a drop in your monthly premium every 10 years. You may see your rates begin to increase again once you hit retirement age in Loganville.
Loganville Car Insurance Rates by Gender
Female drivers pay, on average, slightly less than their male counterparts. This is true in Loganville, where women pay around $13 less per month. As you can see in the table above, female drivers in the area typically pay $108 on average, while female drivers typically pay $121 each month.
Loganville Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your rates can vary wildly depending on your driving record. Those with clean records can expect to pay a lot less than those with infractions. In Loganville, a driving record with a single accident will usually get you a rate around $156 a month. Likewise, drivers with one ticket will be looking at a rate of around $137 a month on average.
Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. So, if you're looking for cheap car insurance, drive carefully and keep a clean record.
Loganville Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$96|
|15 Years or Older||$104|
The most affordable vehicles to insure in Loganville are usually trucks and vans, which run about $101 per month.
SUV drivers will see rates of about $119 for insurance coverage, while car owners typically pay around $115 a month.
The age of your vehicle has an impact on the cost of your policy as well. Generally, the most expensive vehicles to insure are going to be newer ones. However, your rates may start to decrease if your car is a few years old. In Loganville, the most expensive vehicles to insure are vehicles four-to-five years old.
Loganville Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$124|
Overall, car insurance is slightly cheaper for married policyholders. This usually happens because companies will offer special discounts to policyholders with multiple vehicles that are on the same policy.
In Loganville, the difference in rates based on relationship status can be as much as $34 a month.
Loganville Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$140|
Your housing status is another factor that affects your monthly rate. In Loganville, homeowners can expect to pay around $14 a month less than those who rent. But those who live at home with their parents can expect to pay significantly more.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Car Insurance Companies in Loganville, GA
Recent trends in car insurance for Loganville drivers
The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area before picking an insurance policy.
In Loganville, the rates for auto insurance had been increasing from 2017-2018, and rose again, from 2020-2021. They finished down in 2022, at $100 per month.
How does Loganville compare to neighboring areas?
Why are car insurance rates in Loganville different from other areas?
Car insurance companies will take into account a variety of factors when they're deciding how much to charge for a policy. The price of your insurance policy will depend largely on where you park your car and will be influenced by things such as:
- Local laws
- Local crime rates
- Off-street parking access
- Number of drivers in the community
- Road Safety (frequency of local car accidents)
You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. Different cities and towns will each have different rates, so guides like these are a handy way to get started.
How can I find the cheapest car insurance in Loganville?
Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
But wait! Compare.com does all of that work for you. Just put in your ZIP below, answer a few questions on you and your car, and you'll be comparing the cheapest quotes from several of the car insurance companies that offer policies in Loganville.
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Loganville Auto Insurance FAQs
What factors affect car insurance quotes in Loganville?
Car insurance companies calculate quotes based on a wide array of factors. These include things like your gender and age, but also factors like your driving record, address, credit score, marital status, as well as your vehicle's year and make and model.
Why is the cost of car insurance in Loganville different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like crime rates, parking situations, and local laws -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Loganville?
There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.
Do I need to change my insurance if I move to Loganville?
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Loganville or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?
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