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How much is car insurance in Statesboro?
|Area||Average Monthly Car Insurance Premium|
Looking at the chart above, you can see it's around $15 a month cheaper to insure your vehicle in Statesboro than it is in the rest of Georgia.
Drivers relocating the Statesboro should take note of the differences in average rates. The cost of auto coverage in Statesboro is about $10 more expensive than the national average.
Keep in mind that these are the average auto insurance rates for Statesboro, and that the rate you get could end up being something different. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay to get car insurance. Your monthly premium is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
We've done the heavy lifting for you and broken down the average rate for Statesboro so that you can get a more accurate idea of what you might pay. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP Code below to learn more about rates in your area!
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Statesboro Car Insurance Rates by Age
|Age Range||Average Premium|
|45-54||Not Enough Data|
It's pretty safe to assume that the older you are, the longer you've been driving, right? That experience can lead to some serious savings when it comes to auto insurance bills. As you can see, 18-24-year-olds pay two times the price that drivers 65 and older.
For every ten years older you get, you can expect to see a drop in your monthly premium. You may see your rates climb back up a bit once you hit retirement age in Statesboro.
Statesboro Car Insurance Rates by Gender
Car insurance rates for men are usually slightly more expensive than they are for women. In Statesboro, this difference shakes out to about $16 per month. Based on the chart above, you can see that male drivers pay $99 on average, while female drivers typically pay $83 each month.
Statesboro Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records can expect to pay significantly less than those with accidents or violations. In Statesboro, drivers with one accident on their record will experience rates around $131 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $115.
Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. So, if cheaper car insurance is important to you, keep your record clean and drive safe.
Statesboro Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$107|
|15 Years or Older||$82|
According to the first table above, SUVs are usually the cheapest vehicles to insure in Statesboro, with drivers paying around $85 per month for auto insurance.
Truck and van drivers will see rates of about $86, while the rates for car owners average out to about $92 a month.
You may also see different rates based on your vehicle's age. Generally, newer vehicles are going to be the most expensive to insure. However, your rates may start to decrease if your car is around 5 years old. In Statesboro, the most expensive vehicles to insure are vehicles four-to-five years old.
Statesboro Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$96|
More often than not, people who are married will pay slightly less for car insurance. This usually boils down to owners having multiple vehicles on the same policy, something some companies will reward with discounts.
The difference in rates based on relationship status in Statesboro can be as much as $27 a month, so it's worth keeping that in mind.
Statesboro Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$76|
One other element taken into consideration is your living accommodations. If you rent your home or apartment, expect to pay around $22 a month more than if you own your own home in Statesboro. But those who live at home with their parents can expect to pay significantly more.
Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your average premiums.
Car Insurance Companies in Statesboro, GA
Recent trends in car insurance for Statesboro drivers
Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before selecting an auto insurance policy.
The rates for auto insurance in Statesboro went up from 2017-2018, when they hit a high of $98. This changed in 2019, when they began to turn downward again. They finished down in 2022, at $64 per month
How does Statesboro compare to neighboring areas?
Why are car insurance rates in Statesboro different from other areas?
When considering how much to charge for a monthly rate, car insurance companies will consider many factors. A few of these factors affecting your personal policy have already been mentioned, but others are based around where you live and drive. These include things like:
- Total number of drivers in the area
- Prevalence of crime
- Off-street parking availability
- Community laws
- Rate of car accidents
It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Get started with a guide like this to get familiar with the average rates of your area.
How can I find the cheapest car insurance in Statesboro?
While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
But hold on! Compare.com does all of that work for you. Enter your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from the many car insurance companies that offer policies in Statesboro.
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Statesboro Auto Insurance FAQs
What factors affect car insurance quotes in Statesboro?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your address, credit score, driving record, and marital status.
Why is the cost of car insurance in Statesboro different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like parking situations, crime rates, and local laws -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Statesboro?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Statesboro?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Statesboro or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?
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