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How much is car insurance in Kennesaw?
|Area||Average Monthly Car Insurance Premium|
Car insurance policies across the rest of Georgia are about $7 a month cheaper than the rates drivers pay in Kennesaw.
Similarly, Kennesaw residents will likely pay higher rates for their insurance policy than the rest of the country. The cost of insuring a vehicle in Kennesaw is about $32 more expensive than the average rate for the rest of the U.S.
While these are the average costs to insure your vehicle in Kennesaw, keep in mind that you could end up paying a different amount. Insurance companies take in a number of factors when deciding what amount to charge you for insuring your vehicle. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the final amount you'll be charged for coverage each month.
We've analyzed the average rate for Kennesaw and broken down the different factors to help you understand what your policy's monthly premium will be. And if you think you might be overpaying for insurance, simply enter your ZIP below to learn more about rates in your area!
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Kennesaw Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
It's pretty safe to assume that the older you are, the longer you've been driving, right? That experience can really work in your favor when it comes to auto insurance. As you can see, 18-24-year-olds pay $79 more than someone who is retirement aged.
You can expect to see your monthly premium drop every 10 years or so. Having said that, once you approach retirement your rates may begin to go back up in Kennesaw.
Kennesaw Car Insurance Rates by Gender
Car insurance rates for women are generally cheaper than they are for men. This is true in Kennesaw, where male drivers pay about $10 more a month. As illustrated in the table above, female drivers in the area pay about $107 on average, while male drivers pay around $117 each month.
Kennesaw Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a huge impact on your car insurance rates. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. Drivers in Kennesaw with a single accident on their record will usually see rates around $136 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $124.
Regardless of where you live, accidents, tickets, and other driving infractions can drive your monthly bill way up. In order to minimize your monthly rate, practice safe driving habits and keep your record clean.
Kennesaw Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$107|
|15 Years or Older||$108|
According to the first table above, the cheapest vehicles to insure in Kennesaw are usually trucks and vans, at $99 per month.
Car owners will see a monthly bill of about $118, while SUV owners typically pay around $101 per month.
You may also see different rates based on the age of your vehicle. Generally, newer vehicles are going to be the most expensive to insure. Once your car is close to 5 years old, however, your monthly bill may start to dip back down. The most expensive vehicles to insure in Kennesaw are vehicles four-to-five years old.
Kennesaw Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$119|
Generally, those who are currently married will pay slightly less for auto insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something many companies offer special discounts for.
The difference in rates based on relationship status in Kennesaw is about $25 a month, with married couples paying less for coverage than single drivers.
Kennesaw Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$131|
Your living situation is another component of how insurance companies calculate your monthly rate. If you rent your home or apartment in Kennesaw, expect to pay around $23 a month more than if you own property. Those who live with their parents, however, can expect to pay a lot more.
That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your car insurance costs.
Car Insurance Companies in Kennesaw, GA
Recent trends in car insurance for Kennesaw drivers
Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.
The cost of auto insurance coverage in Kennesaw increased from 2017-2019, before leveling out in 2020. Policy premiums finished down in 2022, at $88 a month
How does Kennesaw compare to neighboring areas?
Why are car insurance rates in Kennesaw different from other areas?
There are a variety of factors car insurance companies take into consideration when figuring out how much to charge for a monthly rate. A few of these factors affecting your personal policy have already been mentioned, but others are based around where you live and drive. These include things like:
- Road Safety (frequency of car accidents)
- Area crime rates
- Area regulations
- Off-street parking accessibility
- Total number of drivers
Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to get started.
How can I find the cheapest car insurance in Kennesaw?
Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.
Don't worry, Compare.com does all of that work for you. Just enter your ZIP Code below, answer a few questions about you and your car, and you'll be comparing the cheapest quotes from many of the car insurance companies offering policies in Kennesaw.
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Kennesaw Auto Insurance FAQs
What factors affect car insurance quotes in Kennesaw?
Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your vehicle's year, make and model, plus your marital status, address, credit score, and driving record.
Why is the cost of car insurance in Kennesaw different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like crime rates, local laws, and parking situations -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Kennesaw?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to Kennesaw?
Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Kennesaw or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
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