Rossville, GA Car Insurance

Residents of Rossville pay around $76 monthly for their car insurance coverage. Read our guide below to learn more about your specific rates.
What can Rossville residents expect to pay for their car insurance? How does Rossville stack up to the rest of the area, or even Georgia as a whole? Discover the factors that go into calculating the average cost in our writeups and charts below:  

How much is car insurance in Rossville?

Area Average Monthly Car Insurance Premium
Rossville$76
GA$106
United States$81

Based on the above chart, auto insurance policies in Rossville are about $30 a month cheaper than in the rest of Georgia.

Likewise, car insurance rates in Rossville are more affordable than the national average. Auto insurance coverage in Rossville is about $5 cheaper than it is for the rest of the United States.

While these are the average car insurance rates for Rossville, you could end up paying something different. Insurance companies take in a variety of factors when determining how much to charge you for your car insurance. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.

We've analyzed the average rate for Rossville and broken down the different factors to help you understand what your monthly bill might look like. And if you're not certain that you're paying the lowest option, simply enter your ZIP Code below and find out in just minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18$204
18-24$129
25-34$70
35-44$61
45-54Not Enough Data
55-64$62
65+$70

Generally speaking, the older you are, the more experience you have driving, right? That experience can turn into some real savings when it comes to car insurance premiums. According to the table above, you can see that 18-24-year-olds pay $59 more than drivers 65 and older.

You can expect to see your monthly premium drop every 10 years or so. Having said that, once you approach retirement age your rates may begin to increase again in Rossville.

Average Car Insurance Rates by Gender

Gender Average
Male$82
Female$72

On average, female drivers pay slightly less than male drivers for car insurance. In Rossville, male drivers pay about $10 more per month. As illustrated in the table above, female drivers in the area pay about $72 on average, while male drivers pay around $82 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$108
Multiple Accidents$166
1 Ticket$118
Multiple Tickets$172

One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records will pay much lower rates than those with accidents or violations. In Rossville, drivers with one accident on their record will experience rates around $108 a month. Likewise, drivers with one ticket will be looking at a rate of around $118 a month on average.

Accidents, tickets, and other driving infractions can really add up when it comes to how much you pay. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$80
2-3 Years$74
4-5 Years$63
6-7 Years$74
8-10 Years$89
11-14 Years$74
15 Years or Older$74

As you can see in the first table above, the cheapest vehicles to insure in Rossville are usually trucks and vans, which run about $67 per month.

SUV drivers will see rates of about $85, while the rates for car owners average out to about $74 a month.

Your vehicle's age also plays a role in your monthly payment. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is around 5 years old you may start to see your rates drop back down a bit. In Rossville, the most expensive vehicles to insure are vehicles eight-to-ten years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$82
Married$60
Divorced$69
Widowed$66

Generally speaking, people who are married will pay slightly less to insure their car. This usually happens because companies will award special discounts to policyholders with multiple vehicles that are on the same policy.

The difference in rates based on relationship status in Rossville can be as much as $22 a month, so it's worth keeping that in mind.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$70
Rent$73
Live with parents$95

One other element taken into consideration is your living accommodations. If you rent your home or apartment, expect to pay around $3 a month more than if you own your own home in Rossville. But if you live with your parents, you can expect to pay a lot more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your average costs.

Car Insurance Companies in Rossville, GA

Recent trends in car insurance for Rossville drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before choosing when and where to shop.

In Rossville, the rates for car insurance had been increasing from 2017-2018, when they hit a high of $85. This shifted in 2019, when they began to turn downward again. They finished down in 2022, at $65 per month

How does Rossville compare to neighboring areas?

Why are car insurance rates in Rossville different from other areas?

Car insurance companies take in several factors when deciding how much individual insurance policies will cost. The price of your insurance policy will depend largely on where you live and drive and will be influenced by things such as:

  • Total number of drivers in the region
  • Regional crime rates
  • Local laws
  • Off-street parking accessibility
  • Road Safety (frequency of car accidents)

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in Rossville?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Luckily, Compare.com does all of that work for you. Enter your ZIP below, answer a few questions on you and your car, and you'll be comparing the cheapest quotes from several of the car insurance companies offering policies in Rossville.

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Rossville Insurance FAQs

What factors affect car insurance quotes in Rossville?

The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your gender and age, but also factors like your vehicle's year, make and model, plus your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Rossville different from other neighboring cities?

Things like crime rates, local laws, and parking situations, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Rossville?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Rossville?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Rossville or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

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