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How much is car insurance in Newnan?
|Area||Average Monthly Car Insurance Premium|
Looking at the chart above, you can see it's around $9 a month cheaper to insure your vehicle in Newnan than it is in the rest of Georgia.
Compared to the national average cost of auto coverage, Newnan has higher rates. It's around $16 more expensive for coverage in Newnan than the average rates seen in the rest of the U.S.
Bear in mind that while these are the average car insurance rates for Newnan, you could end up paying something different. Insurance companies take in a variety of factors when determining how much to charge you for your car insurance. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.
We've done the heavy lifting for you and broken down the average rate for Newnan so that you can get a more accurate idea of what your monthly bill might be. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!
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Newnan Car Insurance Rates by Age
|Age Range||Average Premium|
The more time you've spent on the road, the more experience you have. That experience can lead to some serious savings when it comes to auto insurance premiums. In this case, 18-24-year-olds pay $89 more than someone who is at retirement age.
You can expect to see your monthly premium drop about once a decade or so. Drivers in Newnan may see their rates begin to go back up once they hit retirement.
Newnan Car Insurance Rates by Gender
Male drivers pay, on average. slightly more than female drivers for auto insurance. In Newnan, male drivers pay about $13 more a month. Based on the chart above, you can see that female drivers pay around $91 on average, while male drivers typically pay $104 each month.
Newnan Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a huge impact on your car insurance rates. Drivers with clean records will pay lower rates than those with accidents or violations. In Newnan, drivers with one accident on their record will experience rates around $132 a month. In addition, drivers with a single ticket on their record can expect to pay around $121 a month on average.
Newnan Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$92|
|15 Years or Older||$91|
If you look at the first table above, you'll see that trucks and vans are typically the cheapest vehicles to insure in Newnan, with drivers paying around $93 per month for insurance coverage.
SUV drivers will see rates of about $104, while the rates for car owners average out to about $94 per month.
You can also expect to see slightly different rates depending on how old your vehicle is. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is close to 5 years old, you might start to see your rates slide back down slightly. The most expensive vehicles to insure in Newnan are vehicles two-to -three years old.
Newnan Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$103|
More often than not, married policyholders will pay slightly less for car insurance coverage. This oftentimes is a result of owning multiple vehicles that are on the same policy, something that will often get you a discount.
In Newnan, the difference in rates based on relationship status can be as much as $27 a month.
Newnan Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$118|
Another factor taken into consideration is your living situation. If you rent your home or apartment in Newnan, expect to pay around $2 a month more than if you own your home. But if you live with your parents, you can expect to pay a lot more.
If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your overall costs, depending on your insurance company.
Car Insurance Companies in Newnan, GA
Recent trends in car insurance for Newnan drivers
Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before selecting an auto insurance policy.
In Newnan, the rates for auto insurance increased from 2019-2021, before leveling out in 2022. Rates finished down in 2022, at $76 a month
How does Newnan compare to neighboring areas?
Why are car insurance rates in Newnan different from other areas?
There are a variety of factors car insurance companies take into consideration when deciding how much to charge for coverage. Your insurance policy will depend largely on where you live and will be influenced by things such as:
- Amount of drivers in the region
- Regional laws
- Crime levels
- Access to off-street parking
- Road Safety (how many accidents each locality has)
It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.
How can I find the cheapest car insurance in Newnan?
In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.
Fortunately, Compare.com does all of that work for you. Just punch in your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from a number of the car insurance companies that offer coverage in Newnan.
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Newnan Auto Insurance FAQs
What factors affect car insurance quotes in Newnan?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your age and gender, but also factors like your vehicle's year, make and model, plus your marital status, address, credit score, and driving record.
Why is the cost of car insurance in Newnan different from other neighboring cities?
Auto insurance companies consider regional factors, such as local laws, parking situations, and crime rates into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Newnan?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to Newnan?
Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Newnan or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?
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