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How much is car insurance in Tucker?
|Area||Average Monthly Car Insurance Premium|
Car insurance policies across the rest of Georgia are about $17 a month cheaper than the rates drivers pay in Tucker.
Likewise, Tucker residents will likely pay higher rates for their insurance policy than the rest of the country. The cost of auto coverage in Tucker is about $42 more expensive than the national average.
Keep in mind that while these are the average car insurance rates for Tucker, it isn't guaranteed that it's what you'll pay. There are a number of factors that determine how much insurance companies might charge you to insure your vehicle. Your monthly premium is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.
But don't worry, we've broken down the average rate for Tucker residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. To find out if you're overpaying for your area, just enter your ZIP Code below and find out in minutes!
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Tucker Car Insurance Rates by Age
|Age Range||Average Premium|
|45-54||Not Enough Data|
The longer you've been behind the wheel, the more experienced of a driver you are. That experience can lead to some serious savings when it comes to car insurance premiums. In this case, 18-24-year-olds pay twice as much as drivers 65 and older.
You can expect to see a decrease in your monthly premium drop about once a decade or so. Drivers in Tucker may see their rates begin to increase again once they hit retirement age.
Tucker Car Insurance Rates by Gender
Male drivers pay, on average. slightly more than female drivers for auto insurance. In Tucker, the difference is around $21 per month. As you can see in the table above, male drivers in the area typically pay $132 on average, while female drivers typically pay $111 each month.
Tucker Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your rates can vary wildly depending on your driving record. Drivers with clean records will pay significantly lower rates than those with accidents or violations. Drivers in Tucker with a single accident will pay around $156 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $147.
When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. So, if cheap car insurance is something you're after, drive safely and keep a clean record.
Tucker Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$147|
|15 Years or Older||$106|
If you look at the first table above, you'll see that trucks and vans are usually the cheapest vehicles to insure in Tucker, with drivers paying around $94 per month for auto insurance coverage.
Car owners, on the other hand, by and large pay around $128 a month, while SUV drivers can expect to pay about $115 per month for insurance coverage.
Depending on the age of your vehicle, you can also expect to see slightly different rates. Generally, the most expensive vehicles to insure are going to be newer ones. Once your car is about 5 years old however, your rates may start to dip back down a bit. The most expensive vehicles to insure in Tucker are vehicles four-to-five years old.
Tucker Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$131|
More often than not, people who are married will pay slightly less for car insurance. This occurs because insurance companies commonly offer special discounts to policyholders with multiple vehicles that are on the same policy.
The difference in rates based on relationship status in Tucker can be as much as $26 a month, so it's worth keeping that in mind.
Tucker Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$153|
Your housing situation is another factor that affects your monthly rate. In Tucker, homeowners can expect to pay around $15 a month less than those who rent. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your average costs.
Car Insurance Companies in Tucker, GA
Recent trends in car insurance for Tucker drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending when selecting an auto insurance policy.
In Tucker, car insurance rates increased from 2017-2019, before steadying out in 2020. Rates finished down in 2022, at $89 a month
How does Tucker compare to neighboring areas?
Why are car insurance rates in Tucker different from other areas?
Car insurance companies will take into account several factors when they're deciding how much to charge for a policy. Where you live will also have a significant impact on your personal policy. This may include things like:
- Road safety
- Off-street parking availability
- Regional crime rates
- Number of drivers
- Local laws
Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Different towns and cities will all have different average rates, so guides like these are a great place to get started.
How can I find the cheapest car insurance in Tucker?
In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.
Good news! Compare.com has you covered. Enter your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies providing policies in Tucker in no time.
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Tucker Auto Insurance FAQs
What factors affect car insurance quotes in Tucker?
Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your credit score, driving record, address, and marital status.
Why is the cost of car insurance in Tucker different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, parking situations, and crime rates -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Tucker?
There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.
Do I need to change my insurance if I move to Tucker?
Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Tucker or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.
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