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How much is car insurance in Kingsland?
|Area||Average Monthly Car Insurance Premium|
Compared to the rest of the Georgia, coverage in Kingsland is about $24 a month cheaper.
Drivers relocating the Kingsland should take note of the differences in average rates. The average monthly payment in Kingsland is about $1 more expensive than the rate for the rest of the U.S.
While these numbers are the average rates for auto insurance in Kingsland, that doesn't mean it's what you'll pay. Insurance companies weigh a variety of factors when determining how much to charge you to get auto insurance. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly payment amount.
We've analyzed the average rate for Kingsland and broken down the different factors to help you understand what your policy's monthly premium will be. And if you're not sure if you're getting the cheapest rate for your area, simply enter your ZIP Code below and find out!
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Kingsland Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It's pretty safe to assume that the older you are, the more experience you have as a driver. That experience can lead to some serious savings when it comes to car insurance bills. In this case, 18-24-year-olds pay twice as much as drivers 65 and older.
You can expect to see your monthly premium drop about once a decade or so. You may see your rates creep back up once you hit retirement age in Kingsland.
Kingsland Car Insurance Rates by Gender
Car insurance rates for men are usually slightly more expensive than they are for women. In Kingsland, the difference comes out to about $34 per month. Based on the chart above, you can see that female drivers pay around $70 on average, while male drivers typically pay $104 each month.
Kingsland Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Depending on your driving record, your rates can vary wildly. A clean driving record will get you a lower rate than one with even just a single accident or infraction. The rate for drivers in Kingsland with a single accident on their record is about $117 a month. Likewise, drivers with one ticket will be looking at a rate of around $103 a month on average.
When it comes to your monthly bill, accidents, tickets, and other driving infractions can really take a toll. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.
Kingsland Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$88|
|15 Years or Older||$76|
If you look at the first table above, you'll see that SUVs are typically the cheapest vehicles to insure in Kingsland, with drivers paying around $72 per month for auto insurance.
Car owners, on the other hand, usually pay around $86 a month, while truck and van drivers can expect to pay about $74 per month for auto insurance.
The age of your vehicle has an impact on the cost of your policy as well. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old, you may start to see your monthly premium decrease. The most expensive vehicles to insure in Kingsland are vehicles four-to-five years old.
Kingsland Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$88|
Generally, married policyholders will pay slightly less for auto insurance coverage. This occurs because insurance companies commonly award special discounts to policyholders with multiple vehicles that are on the same policy.
On a national scale, married drivers typically pay less than single drivers for auto insurance. Kingsland is no exception, with the difference totaling to around $31 a month.
Kingsland Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$111|
One other element taken into consideration is your housing status. If you rent your home or apartment in Kingsland, expect to pay around $18 a month more than if you own property. But those who live at home with their parents can expect to pay significantly more.
That being said, many companies will offer you a discount if you bundle your homeowners or rental insurance policy with your auto insurance.
Car Insurance Companies in Kingsland, GA
Recent trends in car insurance for Kingsland drivers
The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area before picking an insurance policy.
The rates for auto insurance in Kingsland reached a low of $80 in 2018 and a high of $94 in 2021. Otherwise, drivers paid about the same rate from 2017 to 2022.
How does Kingsland compare to neighboring areas?
Why are car insurance rates in Kingsland different from other areas?
Car insurance companies will take into account several factors when they're deciding how much to charge for a policy. While we've discussed the ones that affect your personal policy, others are based around where you live and drive. These include things like:
- Number of drivers
- General road safety (how many accidents each locality has)
- Community regulations
- Prevalence of crime
- Off-street parking access
You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Different cities and towns will each have different rates, so guides like these are a handy way to get started.
How can I find the cheapest car insurance in Kingsland?
In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.
But hold on! Compare.com can handle all of this for you. Simply enter your ZIP below, answer a few questions about you and your car, and you'll be quickly comparing the cheapest quotes from a bulk of the car insurance companies offering coverage in Kingsland.
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Kingsland Auto Insurance FAQs
What factors affect car insurance quotes in Kingsland?
Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your vehicle's year, make and model, plus your address, credit score, marital status, and driving record.
Why is the cost of car insurance in Kingsland different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like parking situations, crime rates, and local laws -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Kingsland?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Kingsland?
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Kingsland or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?
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