Table of contents
How much is car insurance in Norcross?
|Area||Average Monthly Car Insurance Premium|
As you can see in the chart above, it is around $17 a month more expensive to insure your vehicle in Norcross than it is in the rest of Georgia.
Similarly, Norcross residents should prepare to pay higher rates for coverage than the rest of the country. It's about $40 more expensive for coverage in Norcross than the average rates for the U.S. as a whole.
While these are the average car insurance rates for Norcross, keep in mind that you could end up paying a different amount. The monthly rate that insurance companies end up charging you is determined by a variety of factors. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly policy payment.
Don't sweat it however, we've broken down average rates for Norcross residents based on several different factors so that you can get a more accurate idea of what it might cost to insure your vehicle. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP below and find out in just minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
The older you are, the more experience you're likely to have on the roads, right? When it comes to car insurance bills, that experience pays off. According to the table above, you can see that 18-24-year-olds pay $60 more than someone who is at retirement age.
For every 10 years, you can expect to see a drop in your monthly premium. Norcross drivers may see their rates begin to go back up once they hit retirement.
Average Car Insurance Rates by Gender
Car insurance rates for men are usually slightly more expensive than they are for women. In Norcross, the difference comes out to about $16 a month. As illustrated in the table above, female drivers in the area pay about $111 on average, while male drivers pay around $127 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a huge impact on your car insurance rates. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. Drivers in Norcross with a single accident on their record will usually see rates around $157 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $182.
When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. In order to keep your monthly bill down and get the cheapest car insurance possible, keep your record clean and drive safely.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$124|
|15 Years or Older||$122|
The cheapest vehicles to insure in Norcross are typically trucks and vans, with each type typically costing about $111 per month.
Car owners, on the other hand, usually pay around $122 per month, while SUV drivers can expect to pay about $116 a month for auto insurance.
Your rates can also vary depending on how old your vehicle is. Generally, newer vehicles are going to cost the most to insure. Once your car is a few years old, however, you may see your bill start to shrink a bit. In Norcross, vehicles four-to-five years old are the most expensive to insure.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$131|
Generally speaking, those who are currently married will pay slightly less for auto insurance. This occurs because insurance companies commonly award special discounts to policyholders with multiple vehicles that are on the same policy.
In Norcross, the difference in rates based on relationship status can be as much as $37 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$153|
One other element taken into consideration is your housing situation. Drivers who own property in Norcross can expect to pay around $10 a month less than those who rent. But those who live at home with their parents can expect to pay significantly more.
That being said, many companies will offer you a discount if you bundle your homeowners or rental insurance policy with your auto insurance.
Car Insurance Companies in Norcross, GA
Recent trends in car insurance for Norcross drivers
The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area before picking an insurance policy.
The cost of car insurance coverage in Norcross increased steadily from 2016 through the present, where they reached $194 per month in 2021.
How does Norcross compare to neighboring areas?
Why are car insurance rates in Norcross different from other areas?
There are many factors car insurance companies take into consideration when choosing how much to charge for coverage. Many factors affecting your policy are based around where you live and drive. These factors include things like:
- Local laws
- Total number of drivers in the region
- Local crime rates
- Off-street parking accessibility
- General road safety (how many accidents each locality has)
It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Different towns and cities will all have different average rates, so guides like these are a great place to get started.
How can I find the cheapest car insurance in Norcross?
In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.
Fortunately, Compare.com will handle the heavy lifting for you. Just type in your ZIP Code below, respond to a few questions, and you'll be comparing the cheapest quotes from several of the car insurance companies offering policies in Norcross.
Norcross Insurance FAQs
What factors affect car insurance quotes in Norcross?
Car insurance companies calculate quotes based on a wide array of factors. These include things like your age and gender, but also factors like your vehicle's year, make and model, plus your driving record, credit score, marital status, and address.
Why is the cost of car insurance in Norcross different from other neighboring cities?
Auto insurance companies consider regional factors, such as local laws, crime rates, and parking situations into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Norcross?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Norcross?
Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Norcross or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?