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How much is car insurance in Norcross?
|Area||Average Monthly Car Insurance Premium|
Based on the information in the chart above, you can see that on average, it's about $22 a month more expensive to insure your vehicle in Norcross than it is in the rest of Georgia.
If you're considering relocating to Norcross from out of state, you may want to budget a little extra for your insurance. The cost of insuring a vehicle in Norcross is about $47 more expensive than the average rate for the rest of the U.S.
While these numbers represent the average monthly payments for coverage in Norcross, that doesn't mean it's what you'll pay. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Your monthly premium is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
But don't worry, we've broken down the average rates for Norcross residents based on several different factors so that you can get a more accurate idea of what you might pay. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP Code below to find out!
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Norcross Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It makes sense that older drivers would have more experience behind the wheel, right? That experience can turn into some real savings when it comes to auto insurance rates. According to the table above, you can see that 18-24-year-olds pay a lot more than drivers 65 and older.
For every 10 years, you can expect to see a drop in your monthly premium. Norcross drivers may see their rates creep back up a bit once they hit retirement age.
Norcross Car Insurance Rates by Gender
Car insurance rates for female drivers are usually cheaper than those for male drivers. This is true in Norcross, where women pay around $26 less per month. As you can see in the table above, male drivers in the area typically pay $139 on average, while female drivers typically pay $113 each month.
Norcross Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Depending on your driving record, your rates can vary wildly. Those with clean records can expect to pay significantly less than those with infractions. Drivers in Norcross with a single accident will pay around $147 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $152.
Norcross Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$134|
|15 Years or Older||$125|
The cheapest vehicles to insure in Norcross are typically trucks and vans, with each type typically costing about $112 per month.
SUV drivers will see rates of about $115 for insurance coverage, while car owners by and large pay around $132 a month.
You can also expect to see slightly different rates depending on the age of your vehicle. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old, you may start to see your monthly premium drop back down. In Norcross, the most expensive vehicles to insure are vehicles four-to-five years old.
Norcross Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$138|
On average, married policyholders will pay slightly less for car insurance. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies extend special discounts for.
The difference in rates based on relationship status in Norcross can be as much as $43 a month, so it's worth keeping that in mind.
Norcross Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$150|
Another factor that comes into play is your living accommodations. If you rent your home or apartment in Norcross, expect to pay around $15 a month more than if you own property. But those who live at home with their parents can expect to pay significantly more.
Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your average premiums.
Car Insurance Companies in Norcross, GA
Recent trends in car insurance for Norcross drivers
The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area when selecting an auto insurance policy.
The cost of auto insurance in Norcross rose consistently from 2017-2021. It finished down in 2022, at $95.
How does Norcross compare to neighboring areas?
Why are car insurance rates in Norcross different from other areas?
Car insurance companies will consider several factors when trying to decide how much to charge for a policy. Your insurance policy will depend largely on where you call home and will be influenced by things such as:
- Amount of drivers in the community
- Prevalence of crime
- Number of car accidents
- Amount of off-street parking
A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.
How can I find the cheapest car insurance in Norcross?
In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.
Luckily, Compare.com does all of that work for you. Simply enter your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies providing plans in Norcross.
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Norcross Auto Insurance FAQs
What factors affect car insurance quotes in Norcross?
Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your marital status, credit score, address, and driving record.
Why is the cost of car insurance in Norcross different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, crime rates, and parking situations -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Norcross?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to Norcross?
Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Norcross or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?
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