Norcross, GA Car Insurance

Norcross drivers pay, on average, around $128 a month for their car insurance. To learn more about what you're likely to pay in the Norcross area, read our guide below.
What rates can residents of Norcross expect to pay for their car insurance? Compared to their surrounding area, how do rates in Norcross stack up? What about against the rest of Georgia? Find the average cost breakdowns and determining factors in the charts and writeups below:  

How much is car insurance in Norcross?

Area Average Monthly Car Insurance Premium
United States$81

Coverage for your vehicle in Norcross will typically run you about $22 a month more than in the rest of Georgia.

Likewise, residents of Norcross might expect to pay higher rates for coverage than the rest of the country. It's around $47 more expensive for coverage in Norcross than the average rates seen in the rest of the U.S.

Although these are the average rates for auto insurance in Norcross, that doesn't mean it's exactly what you'll pay. There are a variety of factors that car insurance companies consider to determine how much to charge you to insure your vehicle. Your policy's monthly price is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.

Don't sweat it however, we've broken down average rates for Norcross residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. And if you're not certain that you're paying the lowest option, simply enter your ZIP Code below and find out in just minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
45-54Not Enough Data

More time behind the wheel makes you a more experienced driver. That experience can lead to some serious savings when it comes to car insurance bills. As you can see, 18-24-year-olds pay a lot more than drivers of retirement age.

For every 10 years, you can expect to see a drop in your monthly premium. Having said that, once you approach retirement age your rates may climb back up a bit in Norcross.

Average Car Insurance Rates by Gender

Gender Average

In general, car insurance rates for women are usually cheaper than they are for men. This is true in Norcross, where male drivers pay about $26 more per month. As you can see in the table above, male drivers in the area typically pay $140 on average, while female drivers typically pay $114 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$147
Multiple Accidents$228
1 Ticket$152
Multiple Tickets$172

Depending on your driving record, your rates can vary quite a lot. Those with clean records can expect to pay significantly less than those with infractions. Drivers in Norcross with one accident will pay around $147 a month. Similarly, drivers with one ticket will typically pay around $152 on average.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$134
2-3 Years$149
4-5 Years$163
6-7 Years$110
8-10 Years$122
11-14 Years$129
15 Years or Older$127

The cheapest vehicles to insure in Norcross are typically trucks and vans, with each type typically costing about $113 per month.

SUV drivers will see rates of about $117 for car insurance coverage, while car owners by and large pay around $133 a month.

In addition to vehicle type, you can also expect to see slightly different rates based on your vehicle's age. Generally, newer vehicles are going to cost the most to insure. However, your rates may start to decrease if your car is a few years old. The most expensive vehicles to insure in Norcross are vehicles four-to-five years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$140

More often than not, married policyholders will pay slightly less for insurance coverage. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.

The cost of auto insurance in Norcross reflects the national trend of married couples paying less than single drivers to insure their vehicles, to the tune of about $45 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Live with parents$150

Your living situation is another factor that affects your monthly rate. Those who own their own home in Norcross can expect to pay around $16 a month less than those who rent. Those who live with their parents, however, can expect to pay a lot more.

That being said, many companies will offer you a discount if you bundle your homeowners or rental insurance policy with your auto insurance.

Car Insurance Companies in Norcross, GA

Recent trends in car insurance for Norcross drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before choosing when and where to shop.

In Norcross, auto insurance rates rose consistently from 2017-2021. They finished down in 2022, at $96.

How does Norcross compare to neighboring areas?

Why are car insurance rates in Norcross different from other areas?

Car insurance companies will consider several factors when trying to decide how much to charge for a policy. The price of your insurance policy will depend largely on where you park your car and will be influenced by things such as:

  • Total amount of drivers in the community
  • Off-street parking accessibility
  • Local crime rates
  • Number of car accidents
  • Laws

Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to get started.

How can I find the cheapest car insurance in Norcross?

In the end, the only way to know exactly what your rate will be is to request a quote from a car insurance company.

Luckily, can handle all of this for you. Just put in your ZIP below, answer a few questions about you and your car, and you'll be quickly comparing the cheapest quotes from many of the car insurance companies offering plans in Norcross.

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Norcross Insurance FAQs

What factors affect car insurance quotes in Norcross?

The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your gender and age, but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Norcross different from other neighboring cities?

Things like crime rates, local laws, and parking situations, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Norcross?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Norcross?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Norcross or just curious if you're getting the best rates, why not take 10 minutes and see if can save you some extra cash?

Find your best rate in just a few minutes