Dublin, GA Car Insurance

Residents of Dublin pay, on average, about $86 per month for car insurance. To learn more about what you're likely to pay in the Dublin area, read our guide below.
What should residents of Dublin expect to pay for their car insurance? How does Dublin stack up to the rest of the area, or even Georgia as a whole? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Dublin?

Area Average Monthly Car Insurance Premium
Dublin$86
GA$106
United States$81

Based on the above chart, auto insurance policies in Dublin are about $20 a month cheaper than in the rest of Georgia.

On the flip side, Dublin residents will likely pay higher rates for their insurance policy than the rest of the country. The average monthly payment for the rest of the U.S. is about is about $5 cheaper than it is in Dublin.

Bear in mind that while these rates represent the expected monthly payments for drivers in Dublin, it doesn't mean that's what you'll pay. Insurance companies take an array of factors into consideration when determining how much to charge you for your car insurance. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly policy payment.

Don't worry, we've done the work for you and broken down average rates for Dublin to help you get a more accurate idea of what you'll be charged for your policy. And if you're not sure if you're getting the cheapest rate for your area, simply enter your ZIP Code below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$146
25-34$91
35-44$80
45-54Not Enough Data
55-64$60
65+$68

It's pretty safe to assume that the older you are, the more experience you have as a driver. That experience can lead to some serious savings when it comes to car insurance premiums. According to the table above, you can see that 18-24-year-olds pay twice as much as drivers 65 and older.

For every 10 years, you can expect to see a decrease in your monthly premium. Having said that, once you approach retirement age your rates may creep back up in Dublin.

Average Car Insurance Rates by Gender

Gender Average
Male$96
Female$78

Female drivers pay, on average, slightly less than their male counterparts. In Dublin, male drivers pay about $18 more per month. Based on the chart above, you can see that female drivers pay around $78 on average, while male drivers typically pay $96 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$124
Multiple Accidents$178
1 Ticket$106
Multiple Tickets$132

Your driving record can have a tremendous impact on your car insurance rates. A clean driving record will get you a lower rate than one with even just a single accident or infraction. In Dublin, a driving record with a single accident will usually get you a rate around $124 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $106 on average.

Accidents, tickets, and other driving infractions can really add up when it comes to how much you pay. Remember, cheap car insurance rates are dependent on driving safely and keeping your record clean.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$87
2-3 Years$72
4-5 Years$74
6-7 Years$76
8-10 Years$118
11-14 Years$76
15 Years or Older$83

The cheapest vehicles to insure in Dublin are typically SUVs, with each type typically costing about $76 per month.

Car owners can expect to pay an average of around $89 a month for their policy, while truck and van drivers are usually around $85 to insure each month.

In addition to vehicle type, you can also expect to see slightly different rates based on how old your vehicle is. Generally, newer vehicles are going to cost the most to insure. Once your car is a few years old, however, you may see your rates begin to drop back down. In Dublin, the most expensive vehicles to insure are vehicles eight-to-ten years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$90
Married$73
Divorced$67
Widowed$59

Overall, those who are currently married will pay slightly less for car insurance coverage. This usually happens because companies will extend special discounts to policyholders with multiple vehicles that are on the same policy.

The difference in rates based on relationship status in Dublin can be as much as $17 a month, so it's worth keeping that in mind.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$82
Rent$87
Live with parents$84

Your housing situation is another factor that affects your monthly rate. If you rent your home or apartment, expect to pay around $5 a month more than if you own your own home in Dublin. Those who live with their parents, however, can expect to pay a lot more.

That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your overall costs.

Car Insurance Companies in Dublin, GA

Recent trends in car insurance for Dublin drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before choosing an insurance policy.

Auto insurance rates in Dublin rose from 2017-2019, before steadying out in 2020. They finished down in 2022, at $77 a month

How does Dublin compare to neighboring areas?

Why are car insurance rates in Dublin different from other areas?

Car insurance companies take in a variety of factors when figuring out how much individual insurance policies will cost. Many factors affecting your policy are based around where you live. These factors include things like:

  • Regional crime rates
  • Availability of off-street parking
  • General road safety (how many accidents each locality has)
  • Area regulations
  • Number of drivers

A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Get started with a guide like this to get familiar with the average rates of your area.

How can I find the cheapest car insurance in Dublin?

Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

But hold on! Compare.com does all of that work for you. Simply enter your ZIP below, answer a few questions on you and your car, and you'll be comparing the cheapest quotes from several of the car insurance companies providing plans in Dublin.

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Dublin Insurance FAQs

What factors affect car insurance quotes in Dublin?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your credit score, driving record, address, and marital status.

Why is the cost of car insurance in Dublin different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like crime rates, local laws, and parking situations when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Dublin?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Dublin?

Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Dublin or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

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