Mableton, GA Car Insurance

The average monthly cost for car insurance in Mableton is about $106. Learn more in our handy guide below.
How does Mableton compare to the surrounding area and the rest of Georgia? What should residents of Mableton expect to pay for their car insurance? See what factors contribute to determining the average cost in our detailed charts and breakdowns below:  

How much is car insurance in Mableton?

Area Average Monthly Car Insurance Premium
Mableton$106
GA$104
United States$80

According to the chart above, the rates you'll pay for coverage in Mableton are about the same as what you would pay anywhere else in Georgia.

Similarly, residents of Mableton might expect to pay higher rates for coverage than the rest of the country. The average monthly payment in Mableton is about $26 more expensive than the rate for the rest of the U.S.

While these are the average costs to insure your vehicle in Mableton, keep in mind that you could end up paying a different amount. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay to get car insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the bill you'll see each month.

But don't worry, we've broken down the average rate for Mableton residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$162
25-34$113
35-44$92
45-54$90
55-64$77
65+$108

It would make sense that older drivers have more driving experience, right? That experience can lead to some serious savings when it comes to car insurance rates. As you can see, 18-24-year-olds pay $54 more than drivers 65 and older.

You can expect to see a decrease in your monthly premium drop about once a decade or so. Having said that, once you approach retirement your rates may start to rise again in Mableton.

Average Car Insurance Rates by Gender

Gender Average
Male$106
Female$106

Female drivers pay, on average, slightly less than their male counterparts. In Mableton, however, male and female drivers both pay, on average, $106 for their monthly policy premium.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$129
Multiple Accidents$180
1 Ticket$179
Multiple Tickets$89

Depending on your driving record, your rates can vary quite a lot. A clean driving record will obviously get you a lower rate than one with accidents or infractions. In Mableton, having a single accident on your record will usually get you rates around $129 a month. In addition, drivers with one ticket can expect to pay around $179 a month on average.

Regardless of where you live, accidents, tickets, and other driving infractions can drive your monthly bill way up. So, if you want the cheapest rates, drive carefully and try to maintain a clean driving record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$112
2-3 Years$116
4-5 Years$120
6-7 Years$101
8-10 Years$107
11-14 Years$103
15 Years or Older$106

As you can see in the first table above, the cheapest vehicles to insure in Mableton are by and large trucks and vans, which run about $93 per month.

Cars and SUVs, on the other hand, cost about the same to insure, around $108 per month.

Depending on your vehicle's age, you can also expect to see slightly different rates. Generally, newer vehicles are going to be the most expensive to insure. However, your rates may start to drop back down once your car is a few years old. The most expensive vehicles to insure in Mableton are vehicles four-to-five years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$113
Married$95
Divorced$85
Widowed$75

On average, car insurance is slightly cheaper for married policyholders. This occurs because insurance companies commonly extend special discounts to policyholders with multiple vehicles that are on the same policy.

In Mableton, the difference in rates based on relationship status can be as much as $18 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$101
Rent$109
Live with parents$118

Another factor that comes into play is your housing status. Renters can expect to pay around $8 a month more than drivers who own property in Mableton. But if you live with your parents, you can expect to pay a lot more.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your car insurance costs, depending on your insurance company.

Car Insurance Companies in Mableton, GA

Recent trends in car insurance for Mableton drivers

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

The cost of auto insurance coverage in Mableton rose steadily from 2016-2020. It finished down in 2021, at $132.

How does Mableton compare to neighboring areas?

Why are car insurance rates in Mableton different from other areas?

Car insurance companies take in many factors when figuring out how much individual insurance policies will cost. Many factors affecting your policy are based around your home address. These factors include things like:

  • Amount of drivers in the region
  • Local laws
  • Road Safety (frequency of local car accidents)
  • Regional crime rates
  • Availability of off-street parking

While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Different towns and cities will all have different average rates, so guides like these are a great place to get started.

How can I find the cheapest car insurance in Mableton?

Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.

But hold on! Compare.com does all of that work for you. Enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from the many car insurance companies offering plans in Mableton.

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Mableton Insurance FAQs

What factors affect car insurance quotes in Mableton?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your age and gender, as well as your address, credit score, driving record, and marital status.

Why is the cost of car insurance in Mableton different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like crime rates, local laws, and parking situations when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Mableton?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Mableton?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Mableton or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.

Find your best rate in just a few minutes