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How much is car insurance in Clarkston?
|Area||Average Monthly Car Insurance Premium|
Based on the information in the chart above, you can see that on average, it's about $37 a month more expensive to insure your vehicle in Clarkston than it is in the rest of Georgia.
Likewise, Clarkston residents will likely pay higher rates to insure their vehicle than in the rest of the country. The average monthly payment for the rest of the U.S. is about is about $62 cheaper than it is in Clarkston.
While these are the average costs to insure your vehicle in Clarkston, keep in mind that you could end up paying a different amount. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay to get car insurance. The final dollar amount you'll be asked to pay each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
Don't worry, we've done the work for you and broken down average rates for Clarkston to help you get a more accurate idea of what you'll be charged for your policy. And if you're not sure if you're getting the cheapest rate for your area, simply enter your ZIP Code below and find out!
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Clarkston Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
The older you are, the more experience you're likely to have behind the wheel, right? When it comes to car insurance rates, that experience can really pay off. According to the table above, you can see that 18-24-year-olds pay two times as much as drivers 65 and older.
Every ten years or so you can expect to see a decline in your monthly premium. Clarkston drivers may see their rates begin to increase again once they hit retirement age.
Clarkston Car Insurance Rates by Gender
On average, female drivers pay slightly less for car insurance than their male counterparts. This is true in Clarkston, where women pay around $13 less per month. As illustrated in the table above, female drivers in the area pay about $135 on average, while male drivers pay around $148 each month.
Clarkston Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a huge impact on your car insurance rates. Drivers with clean records will pay significantly lower rates than those with accidents or violations. In Clarkston, having a single accident on your record will usually get you rates around $197 a month. Likewise, drivers with one ticket will be looking at a rate of around $160 a month on average.
Clarkston Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$183|
|15 Years or Older||$120|
If you look at the first table above, the cheapest vehicles to insure in Clarkston are by and large trucks and vans, at $116 per month.
SUV drivers will see rates of about $156, while the rates for car owners average out to about $140 a month.
You can also expect to see slightly different rates depending on the age of your vehicle. Generally, the most expensive vehicles to insure are going to be newer ones. However, your rates may start to drop back down once your car is about 5 years old. In Clarkston, the most expensive vehicles to insure are vehicles two-to -three years old.
Clarkston Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$155|
More often than not, car insurance is slightly cheaper for married policyholders. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.
The cost of auto insurance in Clarkston reflects the national trend of married couples paying less than single drivers to insure their vehicles, to the tune of about $44 a month.
Clarkston Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$182|
One other element taken into consideration is your housing status. Those who own their own home in Clarkston can expect to pay around $18 a month less than those who rent. Those who live with their parents, however, can expect to pay a lot more.
Bundling your home or rental insurance with your auto insurance can oftentimes reduce your car insurance premiums, depending on your insurance company.
Car Insurance Companies in Clarkston, GA
Recent trends in car insurance for Clarkston drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending before picking an insurance policy.
Auto insurance rates in Clarkston increased consistently from 2017-2021. Car insurance rates finished down in 2022, at $131.
How does Clarkston compare to neighboring areas?
Why are car insurance rates in Clarkston different from other areas?
Car insurance companies will consider several factors when trying to decide how much to charge for a policy. Where you live will also have a significant impact on your personal policy. This may include things like:
- Road Safety (frequency of car accidents)
- Off-street parking access
- Amount of drivers in the region
- Regional regulations
- Crime levels
Having an awareness of these factors is critical when thinking about buying a new policy or potentially moving to a new home. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Clarkston?
While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
But wait! Compare.com has you covered. Just type in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from several of the car insurance companies offering policies in Clarkston in no time.
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Clarkston Auto Insurance FAQs
What factors affect car insurance quotes in Clarkston?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your address, driving record, credit score, and marital status.
Why is the cost of car insurance in Clarkston different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like crime rates, parking situations, and local laws -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Clarkston?
Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Clarkston?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Clarkston or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?
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