Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Table of contents
Compared to their surrounding area, how do rates in Hinesville stack up? What about against the rest of Georgia? What rates should residents of Hinesville expect to pay for their car insurance? Find the average cost breakdowns and determining factors in the charts and writeups below:
How much is car insurance in Hinesville?
Area | Average Monthly Car Insurance Premium |
---|---|
Hinesville | $88 |
GA | $105 |
United States | $80 |
Looking at the chart above, you can see it's around $17 a month cheaper to insure your vehicle in Hinesville than it is in the rest of Georgia.
On the flip side, Hinesville residents should prepare to pay higher rates for coverage than the rest of the country. The cost of insuring a vehicle in Hinesville is about $8 more expensive than the average rate for the rest of the U.S.
Bear in mind that while these rates are the average costs for Hinesville residents, it doesn't mean that's what you'll pay. Insurance companies weigh a variety of factors when determining how much to charge you for car insurance. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly policy payment.
We've broken down the average rates for Hinesville to help you understand what exactly you might be asked to pay. And if you think you might be overpaying for insurance, simply enter your ZIP below to learn more about rates in your area!
Hinesville Car Insurance Rates by Age
Age Range | Average Premium |
---|---|
Under 18 | Not Enough Data |
18-24 | $143 |
25-34 | $85 |
35-44 | $73 |
45-54 | $64 |
55-64 | $59 |
65+ | $75 |
It makes sense that older drivers would have more experience behind the wheel, right? That experience can turn into some real savings when it comes to auto insurance rates. As you can see, 18-24-year-olds pay $68 more than drivers of retirement age.
You can expect to see your monthly premium drop about once a decade or so. Having said that, once you approach retirement your rates may climb back up in Hinesville.
Hinesville Car Insurance Rates by Gender
Gender | Average |
---|---|
Male | $95 |
Female | $84 |
Female drivers pay, on average, slightly less than their male counterparts. The difference in average rates in Hinesville totals about $11 a month. As illustrated in the table above, female drivers in the area pay about $84 on average, while male drivers pay around $95 each month.
Hinesville Auto Insurance Rates by Driving Record
Infractions | Average Monthly Premium |
---|---|
1 Accident | $123 |
Multiple Accidents | $140 |
1 Ticket | $105 |
Multiple Tickets | $137 |
Depending on your driving record, your rates can vary wildly. Drivers who avoid accidents and tickets will pay significantly lower rates than those with infractions. Drivers in Hinesville with a single accident will pay around $123 a month. In addition, drivers with a single ticket on their record can expect to pay around $105 a month on average.
Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. So, if cheaper car insurance is important to you, keep your record clean and drive safe.
Hinesville Insurance Rates by Vehicle
Vehicle Age | Average Monthly Premium |
---|---|
Less Than 1 Year | $107 |
2-3 Years | $85 |
4-5 Years | $100 |
6-7 Years | $115 |
8-10 Years | $96 |
11-14 Years | $85 |
15 Years or Older | $77 |
According to the first table above, the cheapest vehicles to insure in Hinesville are by and large trucks and vans, at $77 per month.
Car owners will see a monthly premium of about $91, while SUV owners usually pay around $86 per month.
You can also expect to see slightly different rates depending on how old your vehicle is. Generally, newer vehicles are going to cost the most to insure. Once your car is a few years old, however, your monthly bill may start to dip back down. In Hinesville, vehicles six-to-seven years old are the most expensive to insure.
Hinesville Car Insurance Rates by Relationship Status
Relationship | Average Monthly Premium |
---|---|
Single (never married) | $95 |
Married | $70 |
Divorced | $71 |
Widowed | $71 |
Overall, married policyholders will pay slightly less for insurance coverage. This occurs because insurance companies commonly offer special discounts to policyholders with multiple vehicles that are on the same policy.
On a national scale, married drivers typically pay less than single drivers for auto insurance. Hinesville is no exception, with the difference totaling to around $25 a month.
Hinesville Car Insurance Rates by Housing Situation
Housing Status | Average Monthly Premium |
---|---|
Own | $72 |
Rent | $90 |
Live with parents | $139 |
Your housing status is another component of how insurance companies calculate your monthly rate. If you rent your home or apartment, expect to pay around $18 a month more than drivers who own property in Hinesville. But if you live with your parents, you can expect to pay a lot more.
Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your average costs.
Recent trends in car insurance for Hinesville drivers
Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before shopping for coverage.
In Hinesville, the rates for car insurance had been decreasing from 2017-2018, where they reached a high of $96, before leveling out in 2019. Policy premiums rose again in 2020, and finished down at $59 in 2022.
How does Hinesville compare to neighboring areas?
Why are car insurance rates in Hinesville different from other areas?
There are a variety of factors car insurance companies take into consideration when deciding how much to charge for coverage. Where you live will also have a significant impact on your personal policy. This may include things like:
Total number of drivers in the area
Regional laws
Number of car accidents
Crime rates
Off-street parking accessibility
A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Different cities and towns will each have different rates, so guides like these are a handy way to get started.
How can I find the cheapest car insurance in Hinesville?
Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
But wait! Compare.com does all of that work for you. Enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from dozens of car insurance companies offering policies in Hinesville.
Hinesville Auto Insurance FAQs
Why is the cost of car insurance in Hinesville different from other neighboring cities?
Things like parking situations, local laws, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Hinesville?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to Hinesville?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Hinesville or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
Related articles
)
Best Cheap Car Insurance in Georgia (From $60)
)
Georgia Auto Insurance Requirements (2024)
)
Georgia Automobile Insurance Plan Explained
)
Top 5 Cheapest Places to Live in Georgia
)
Georgia Driver's Manual: What You Need to Know
)
Everything You Need to Know About Driving in Georgia
)
What is GEICS and How Does It Affect My Insurance?
)
Best Home and Auto Insurance Bundles
)
Atlanta vs Savannah | What's the Best City for Driving in Georgia?

Bremen, GA Car Insurance Quotes for 2024

Braselton, GA Car Insurance Quotes for 2024

Blackshear, GA Car Insurance Quotes for 2024

Bethlehem, GA Car Insurance Quotes for 2024

Baxley, GA Car Insurance Quotes for 2024

Barnesville, GA Car Insurance Quotes for 2024

Auburn, GA Car Insurance Quotes for 2024

Americus, GA Car Insurance Quotes for 2024

Adairsville, GA Car Insurance Quotes for 2024

Acworth, GA Car Insurance Quotes for 2024

Douglas, GA Car Insurance Quotes for 2024

Dawsonville, GA Car Insurance Quotes for 2024

Dalton, GA Car Insurance Quotes for 2024

Dahlonega, GA Car Insurance Quotes for 2024

Dacula, GA Car Insurance Quotes for 2024

Cordele, GA Car Insurance Quotes for 2024

Conley, GA Car Insurance Quotes for 2024

Commerce, GA Car Insurance Quotes for 2024

Cleveland, GA Car Insurance Quotes for 2024

Clarkston, GA Car Insurance Quotes for 2024

Chickamauga, GA Car Insurance Quotes for 2024

Chatsworth, GA Car Insurance Quotes for 2024

Cedartown, GA Car Insurance Quotes for 2024

Cartersville, GA Car Insurance Quotes for 2024

Carrollton, GA Car Insurance Quotes for 2024

Canton, GA Car Insurance Quotes for 2024

Calhoun, GA Car Insurance Quotes for 2024

Byron, GA Car Insurance Quotes for 2024

Buford, GA Car Insurance Quotes for 2024

Brunswick, GA Car Insurance Quotes for 2024

Hephzibah, GA Car Insurance Quotes for 2024

Hazlehurst, GA Car Insurance Quotes for 2024

Hartwell, GA Car Insurance Quotes for 2024

Hampton, GA Car Insurance Quotes for 2024

Guyton, GA Car Insurance Quotes for 2024

Grovetown, GA Car Insurance Quotes for 2024

Grayson, GA Car Insurance Quotes for 2024

Franklin, GA Car Insurance Quotes for 2024

Fort Valley, GA Car Insurance Quotes for 2024

Forest Park, GA Car Insurance Quotes for 2024

Flowery Branch, GA Car Insurance Quotes for 2024

Fayetteville, GA Car Insurance Quotes for 2024

Fairburn, GA Car Insurance Quotes for 2024

Evans, GA Car Insurance Quotes for 2024

Ellijay, GA Car Insurance Quotes for 2024

Ellenwood, GA Car Insurance Quotes for 2024

Elberton, GA Car Insurance Quotes for 2024

Eatonton, GA Car Insurance Quotes for 2024

Eastman, GA Car Insurance Quotes for 2024

Dublin, GA Car Insurance Quotes for 2024

Milledgeville, GA Car Insurance Quotes for 2024

Mableton, GA Car Insurance Quotes for 2024

Lula, GA Car Insurance Quotes for 2024

Loganville, GA Car Insurance Quotes for 2024

Locust Grove, GA Car Insurance Quotes for 2024

Lithia Springs, GA Car Insurance Quotes for 2024

Lilburn, GA Car Insurance Quotes for 2024

Leesburg, GA Car Insurance Quotes for 2024

Lagrange, GA Car Insurance Quotes for 2024

La Fayette, GA Car Insurance Quotes for 2024

Kingsland, GA Car Insurance Quotes for 2024

Kennesaw, GA Car Insurance Quotes for 2024

Jesup, GA Car Insurance Quotes for 2024

Jefferson, GA Car Insurance Quotes for 2024

Jasper, GA Car Insurance Quotes for 2024

Jackson, GA Car Insurance Quotes for 2024

Hull, GA Car Insurance Quotes for 2024

Hoschton, GA Car Insurance Quotes for 2024

Hiram, GA Car Insurance Quotes for 2024

Statesboro, GA Car Insurance Quotes for 2024

Roswell, GA Car Insurance Quotes for 2024

Rossville, GA Car Insurance Quotes for 2024

Rockmart, GA Car Insurance Quotes for 2024

Ringgold, GA Car Insurance Quotes for 2024

Rincon, GA Car Insurance Quotes for 2024

Richmond Hill, GA Car Insurance Quotes for 2024

Rex, GA Car Insurance Quotes for 2024

Powder Springs, GA Car Insurance Quotes for 2024

Port Wentworth, GA Car Insurance Quotes for 2024

Pooler, GA Car Insurance Quotes for 2024

Perry, GA Car Insurance Quotes for 2024

Peachtree Corners, GA Car Insurance Quotes for 2024

Peachtree City, GA Car Insurance Quotes for 2024

Oxford, GA Car Insurance Quotes for 2024

Newnan, GA Car Insurance Quotes for 2024

Moultrie, GA Car Insurance Quotes for 2024

Morrow, GA Car Insurance Quotes for 2024

Montezuma, GA Car Insurance Quotes for 2024

Monroe, GA Car Insurance Quotes for 2024

Winder, GA Car Insurance Quotes for 2024

Waynesboro, GA Car Insurance Quotes for 2024

Waycross, GA Car Insurance Quotes for 2024

Warner Robins, GA Car Insurance Quotes for 2024

Villa Rica, GA Car Insurance Quotes for 2024

Valdosta, GA Car Insurance Quotes for 2024

Union City, GA Car Insurance Quotes for 2024

Tunnel Hill, GA Car Insurance Quotes for 2024

Tucker, GA Car Insurance Quotes for 2024

Toccoa, GA Car Insurance Quotes for 2024

Tifton, GA Car Insurance Quotes for 2024

Thomson, GA Car Insurance Quotes for 2024

Thomasville, GA Car Insurance Quotes for 2024

Thomaston, GA Car Insurance Quotes for 2024

Temple, GA Car Insurance Quotes for 2024

Tallapoosa, GA Car Insurance Quotes for 2024

Sylvania, GA Car Insurance Quotes for 2024

Suwanee, GA Car Insurance Quotes for 2024

Summerville, GA Car Insurance Quotes for 2024

Sharpsburg, GA Car Insurance Quotes for 2024

Woodstock, GA Car Insurance Quotes for 2024

Duluth, GA Car Insurance Quotes for 2024

Douglasville, GA Car Insurance Quotes for 2024

Decatur, GA Car Insurance Quotes for 2024

Dallas, GA Car Insurance Quotes for 2024

Cumming, GA Car Insurance Quotes for 2024

Covington, GA Car Insurance Quotes for 2024

Conyers, GA Car Insurance Quotes for 2024

Austell, GA Car Insurance Quotes for 2024

Athens, GA Car Insurance Quotes for 2024

Alpharetta, GA Car Insurance Quotes for 2024

Albany, GA Car Insurance Quotes for 2024

Stone Mountain, GA Car Insurance Quotes for 2024

Stockbridge, GA Car Insurance Quotes for 2024

Snellville, GA Car Insurance Quotes for 2024

Smyrna, GA Car Insurance Quotes for 2024

Rome, GA Car Insurance Quotes for 2024

Riverdale, GA Car Insurance Quotes for 2024

Norcross, GA Car Insurance Quotes for 2024

Mcdonough, GA Car Insurance Quotes for 2024

Marietta, GA Car Insurance Quotes for 2024

Macon, GA Car Insurance Quotes for 2024

Lithonia, GA Car Insurance Quotes for 2024

Lawrenceville, GA Car Insurance Quotes for 2024

Jonesboro, GA Car Insurance Quotes for 2024

Griffin, GA Car Insurance Quotes for 2024
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
- None of Compare.com's content is ever influenced by the companies and brands we partner with.
- Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
- All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.
Learn more about us, our team, and what makes us tick.